Belton, Texas

Area Profile

24,356 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Belton, in Bell County.

62out of 100
Area Score
Top 38% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 16 sources
Opportunity2,833rd of 4,199 cities measured48
SchoolsTop 45% of 4,162 cities measured53
GrowthTop 18% of 4,224 cities measured67
Housing affordability2,274th of 4,218 cities measured65
Climate2,350th of 4,225 cities measured69
Physical resilienceTop 25% of 4,226 cities measured79
Access3,715th of 4,226 cities measured71
Economic stability3,535th of 4,226 cities measured36
The quick read

Unemployment is 5.0% and median household income $59,130, putting employment conditions in the middle range of cities measured.

In the public schools here, 47% of students met the state standard in mathematics, with 13.5 students for every teacher.

Residential permitting has slowed: 230 units authorized over the past twelve months, 42% below the prior year. That follows a longer stretch moving the other way, through 2025.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
24,356
2024 ACS 5-Year
Median household income
$59,130
Bottom 38% nationally
Density
1,203/sq mi
20.2 sq mi of land
Median age
32.4
2024 ACS 5-Year
County
Texas
Nearest major airport
CNW
47 mi · Tstc Waco
Median home value
$258,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.0% — higher than in all but 25% of the 4,226 measured US cities.

Employment fell 0.8% over the past year, to 10,801 employed residents.

MetricValueCompared nationallySource period
Income of new arrivalsBell County, TX’s figurefiling years 2022–2023$53,32612th percentileof 4,101filing years 2022–2023
Income of those who leftBell County, TX’s figurefiling years 2022–2023$52,0489th percentileof 4,101filing years 2022–2023
Median household income ±$5,9922024 ACS 5-Year$59,130Bottom 38%of 29,2232024 ACS 5-Year
Per capita income ±$5,5832024 ACS 5-Year$39,520Top 34%of 31,4202024 ACS 5-Year
Poverty rate ±5%2024 ACS 5-Year15.3%Bottom 34%of 31,7732024 ACS 5-Year
Average commute ±2.1 min2024 ACS 5-Year23.9 minTop 35%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year28.3%Top 33%of 31,9192024 ACS 5-Year
Drove alone to work ±1%2024 ACS 5-Year77.0%49th percentileof 31,4332024 ACS 5-Year
EmploymentJuly 202610,801Bottom 4%of 4,226July 2026
Employment change (3 years)July 2026+2.7%Top 15%of 4,226July 2026
Employment change (year over year)July 2026−0.8%Top 50%of 4,226July 2026
Labor forceJuly 202611,3714th percentileof 4,226July 2026
Labor force participation ±5%2024 ACS 5-Year69.8%Bottom 26%of 31,5132024 ACS 5-Year
Mean annual wageKilleen-Temple, TX Metro Area’s figure2025 OEWS$62,390Bottom 24%of 3,7292025 OEWS
Median annual wageKilleen-Temple, TX Metro Area’s figure2025 OEWS$46,660Bottom 14%of 3,7292025 OEWS
Public transit to work ±0.6%2024 ACS 5-Year0.5%79th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)July 2026+0.5%Bottom 19%of 4,226July 2026
Unemployment rateJuly 20265.0%Bottom 25%of 4,226July 2026
Worked from home ±4%2024 ACS 5-Year10.6%63rd percentileof 31,4332024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/075.03.1
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.0% in July 2026. It has been holding roughly steady, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202464k51k
Each point is a separate five-year estimate, most recently $59,130 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Killeen-Temple, TX

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers7,120$26,530
Registered Nurses5,340$93,440
Stockers and Order Fillers3,970$36,560
Retail Salespersons3,870$29,970
General and Operations Managers3,650$87,920
Cashiers3,250$28,610

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

47% of students met the state standard in mathematics and 47% in reading, across the schools here that reported results.

There are 13.5 students for every full-time teacher across 12 public schools, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
13.5
across all schools here
Math proficiency
47.3%
Bottom 38% in Texas
Reading proficiency
47.4%
Top 42% in Texas
The 12 largest public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Belton H SBELTON ISD1,76313.842%49%
Chisholm Trail ElBELTON ISD76613.940%38%
South Belton MiddleBELTON ISD66712.145%45%
Belton MiddleBELTON ISD66113.5——
Lakewood ElBELTON ISD57214.074%71%
Sparta ElBELTON ISD54913.471%59%
Belton Early Childhood SchoolBELTON ISD49417.0——
Southwest ElBELTON ISD41513.027%22%
Belton New Tech H S at WaskowBELTON ISD28412.3——
Leon Heights ElBELTON ISD18410.847%47%
Nolan Creek School · charterORENDA CHARTER SCHOOL10913.645%35%
Cedar Crest · charterUNIVERSITY OF TEXAS UNIVERSITY CHARTER SCHOOL7515.05%25%

48.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Texas’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 8% below the national average — the Bureau of Economic Analysis index reads 92.3, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Killeen-Temple, TX Metro Area is up 39% over five years, and up 1.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $4,038 a year in real estate taxes, about 1.56% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,233, close to the $1,252 tenants already here pay.

At HUD’s Fair Market Rent of $1,233 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $49,300 a year, about 83% of the median household income here of $59,130.

The typical renter household here spends 34% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,252 a month.

A median home at $258,700 costs 2.9 times the median income of its owner-occupied households, $88,803, close to the historic benchmark for an affordable market.

Cost of living
92.3

Prices here run about 8% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Killeen-Temple, TX Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
34.0%
Above the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ owner household income
Market rent, two bedroom
$1,233
what a new lease costs · FY2026
Median gross rent
$1,252
what tenants now pay · 2024 ACS 5-Year
Median home value
$258,700
2024 ACS 5-Year

The figures above are measured against Belton’s median household income of $59,130, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Killeen-Temple, TX Metro Area’s figure202392.3Top 14%of 3,7002023
Home price change (1 year)the Killeen-Temple, TX Metro Area’s figure2026 Q2+1.7%32nd percentileof 4,1542026 Q2
Home price change (5 years)the Killeen-Temple, TX Metro Area’s figure2026 Q2+39.3%38th percentileof 4,1542026 Q2
Home price change (10 years)the Killeen-Temple, TX Metro Area’s figure2026 Q2+99.4%60th percentileof 4,1542026 Q2
Home price to income ±0.52024 ACS 5-Year2.9Bottom 37%of 26,8152024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year56.0%15th percentileof 31,7172024 ACS 5-Year
Housing units ±4762024 ACS 5-Year8,89593rd percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$990Top 22%of 4,072FY2026
Market rent, three bedroomFY2026$1,711Top 30%of 4,072FY2026
Market rent, two bedroomFY2026$1,233Top 23%of 4,072FY2026
Median gross rent ±$802024 ACS 5-Year$1,252Bottom 29%of 23,1202024 ACS 5-Year
Median home value ±$22,6292024 ACS 5-Year$258,70066th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$5972024 ACS 5-Year$4,03883rd percentileof 26,4402024 ACS 5-Year
Owner household income ±$13,9432024 ACS 5-Year$88,803Top 37%of 27,5482024 ACS 5-Year
Property tax rate ±0.27%2024 ACS 5-Year1.56%81st percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year34.0%Bottom 23%of 22,9502024 ACS 5-Year
Seasonal and second homes ±282024 ACS 5-Year01st percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.0%1st percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.4%47th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2132024 ACS 5-Year56791st percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

67/ 100
Top 18% of 4,224 published city profiles
Permitting has been rising for the last 2 years of a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 11% since 2020, reaching 25,635 in 2024.

Population is still rising but the pace is easing: 25,635 residents in 2024, up 1.8% over the year, a smaller gain than the year before.

New construction is predominantly single-family: of 230 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show Bell County, which contains Belton, gained about 0.4% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $53,326, close to the $52,048 of households that moved out.

At 9.4 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
230
12 months ending July 2026
Per 1,000 residents
9.4
Top 13% nationally
Year over year
−42%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202426k23k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.4%
of residents, in a year
Arrivals from another state
53%
of people moving in
Income of arrivals
$53,326
average per tax return
Income of those who left
$52,048
average per tax return

Where newcomers came from

  1. Williamson County, TX 2,511 people · 8.1% of arrivals
  2. Coryell County, TX 2,244 people · 7.2% of arrivals
  3. Travis County, TX 1,823 people · 5.9% of arrivals
  4. McLennan County, TX 816 people · 2.6% of arrivals
  5. Bexar County, TX 733 people · 2.4% of arrivals

Where people who left went

  1. Coryell County, TX 2,480 people · 8.3% of departures
  2. Williamson County, TX 1,979 people · 6.6% of departures
  3. Travis County, TX 1,316 people · 4.4% of departures
  4. Bexar County, TX 971 people · 3.3% of departures
  5. Harris County, TX 964 people · 3.2% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Bell County, TX. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

202020212022202320242025295164
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+80%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 36°F.

Normal annual precipitation is 37.0 inches.

Air quality measures a median index of 46, in the Good band, and about 5 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station STILLHOUSE HOLLOW DAM, 3.1 miles from this location.

Precipitation

JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year702024 calendar year
Annual precipitation1991-2020 Normals37.0"1991-2020 Normals
Annual snowfall1991-2020 Normals0.0"1991-2020 Normals
Average January low1991-2020 Normals36°F1991-2020 Normals
Average July high1991-2020 Normals95°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Days above AQI 1002024 calendar year52024 calendar year
Median air quality index2024 calendar year462024 calendar year
Seasonal temperature swing1991-2020 Normals36°F1991-2020 Normals

Air quality

Median air quality index
46
Good on a typical day
Worst tenth of days
70
90th percentile index
Days above 100
5
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

79 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 35% of it. Inland flooding and tornado are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Overall hazard risk is lower than 75% of measured US cities.

HailHigh
Cold waveModerate
WildfireModerate
HurricaneModerate

Low or minimal exposure: tornado, lightning, winter weather, heat wave, inland flooding, strong wind, ice storm, drought, landslide, earthquake, tsunami, volcanic activity, avalanche, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
97
per 100,000 residents · 2024 calendar year
Property crime
1,955
per 100,000 residents · 2024 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Belton's police department reported 97 violent offenses per 100,000 residents, lower than most places with a department reporting. Property crime runs at 1,955.

Bell County records 5.6 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 18.1 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 13.0 per 100,000 residents in Bell County.

Homicide
5.6
per 100,000 residents
Firearm deaths, all intents
18.1
per 100,000 residents
Drug overdose
13.0
per 100,000 residents
Suicide
19.1
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Belton’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Belton (Bell County) rather than Belton itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

2 major airports lie within 100 miles, the nearest Tstc Waco at 47 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year86.2%Bottom 35%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle47 miBottom 14%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle2Bottom 8%of 4,226NASR current cycle
No internet access ±3%2024 ACS 5-Year8.7%Bottom 44%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Tstc WacoCNW47 mi8,600 ft
Austin-Bergstrom IntlAUS60 mi12,250 ft
San Antonio IntlSAT120 mi8,505 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Other cities in Killeen-Temple, TX

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
KilleenBell County158,15957Killeen vs Belton
TempleBell County89,60263Temple vs Belton
Copperas CoveCoryell County37,94761Copperas Cove vs Belton
Harker HeightsBell County34,12861
Fort HoodCoryell County26,81461
GatesvilleCoryell County16,228—

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Belton side by side with a similar place.

Belton vs WarsawBelton vs Waterville

Moving to Belton from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2024 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Belton

1 ZIP area

Every ZIP area in Belton with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
7651345,928$80,661$289,60064