Belton, Texas

Area Profile

24,356 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Belton, in Bell County.

62out of 100
Area Score
Top 44% of 2,944 profiles measured

How we calculate this

How this area ranks
Opportunity2894th of 3,904 cities measured45
SchoolsTop 44% of 2,668 cities measured56
GrowthTop 20% of 2,973 cities measured68
Housing affordability2948th of 4,223 cities measured68
Climate2355th of 4,223 cities measured69
Physical resilienceTop 25% of 4,182 cities measured80
Access3673rd of 4,226 cities measured71
Economic stability3401st of 4,226 cities measured42
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 5.2% and the Opportunity signal places Belton in the bottom 26%.

In the public schools here, 37% of students met the state standard in mathematics, with 13.5 students for every teacher.

Residential permitting has slowed: 230 units authorized over the past twelve months, 42% below the prior year.

At a glance

Population
24,356
2024 ACS 5-Year
Median household income
$59,130
Bottom 38% nationally
Density
1,203/sq mi
20.2 sq mi of land
Median age
32.4
2024 ACS 5-Year
County
Bell County
Texas
Metro area
Killeen-Temple, TX
Nearest major airport
CNW
47 mi · Tstc Waco
Median home value
$258,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.2% is lower than 19% of the 3,904 measured US cities.

Employment fell 1.1% over the past year, to 10,731 employed residents.

MetricValueCompared nationallySource period
Median household income ±$5,992$59,130Bottom 38%of 29,5732024 ACS 5-Year
Per capita income ±$5,583$39,520Top 34%of 31,4202024 ACS 5-Year
Poverty rate16.7%Top 31%of 31,9002024 ACS 5-Year
Average commute23.9 minBottom 35%of 31,5432024 ACS 5-Year
Bachelor's degree or higher28.3%Top 33%of 31,9192024 ACS 5-Year
Employment10,731Bottom 4%of 3,904June 2026
Employment change (3 years)3.0%Top 14%of 3,903June 2026
Employment change (year over year)-1.1%Bottom 43%of 3,904June 2026
Labor force11,315Bottom 4%of 3,904June 2026
Labor force participation56.7%Bottom 38%of 31,9332024 ACS 5-Year
Mean annual wage$62,390Bottom 23%of 3,6582025 OEWS
Median annual wage$46,660Bottom 14%of 3,6582025 OEWS
Unemployment change (year over year)1.2%Top 2%of 3,904June 2026
Unemployment rate5.2%Top 19%of 3,904June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.43.2
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.2% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202464k51k
Each point is a separate five-year estimate, most recently $59,130 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Killeen-Temple, TX
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers7,120$26,530
Registered Nurses5,340$93,440
Stockers and Order Fillers3,970$36,560
Retail Salespersons3,870$29,970
General and Operations Managers3,650$87,920
Cashiers3,250$28,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

37% of students met the state standard in mathematics and 42% in reading, across the schools here that reported results.

There are 13.5 students for every full-time teacher, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
13.5
across all schools here
Math proficiency
37.5%
Bottom 46% in Texas
Reading proficiency
42.5%
Top 43% in Texas
SchoolDistrictStudentsPer teacherMathReading
BELTON H SBELTON ISD1,76313.8
CHISHOLM TRAIL ELBELTON ISD76613.922%30%
SOUTH BELTON MIDDLEBELTON ISD66712.127%37%
BELTON MIDDLEBELTON ISD66113.539%47%
LAKEWOOD ELBELTON ISD57214.059%55%
SPARTA ELBELTON ISD54913.454%58%
BELTON EARLY CHILDHOOD SCHOOLBELTON ISD49417.0
SOUTHWEST ELBELTON ISD41513.026%29%
BELTON NEW TECH H S AT WASKOWBELTON ISD28412.3
LEON HEIGHTS ELBELTON ISD18410.849%49%
NOLAN CREEK SCHOOL · charterORENDA CHARTER SCHOOL10913.630%30%
CEDAR CREST · charterUNIVERSITY OF TEXAS UNIVERSITY CHARTER SCHOOL7515.0

48.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Texas’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,252 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
25.4%
Below the 30% cost-burdened threshold
Home price to income
4.4×
median home value ÷ median income
Median gross rent
$1,252
2024 ACS 5-Year
Median home value
$258,700
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income4.38Top 22%of 28,4732024 ACS 5-Year
Homeownership rate56.0%Bottom 15%of 31,8432024 ACS 5-Year
Housing units ±4768,895Top 7%of 32,3302024 ACS 5-Year
Median gross rent ±$80$1,252Top 30%of 23,4322024 ACS 5-Year
Median home value ±$22,629$258,700Top 34%of 29,3422024 ACS 5-Year
Rent as a share of income25.4%Top 16%of 23,2012024 ACS 5-Year
Vacancy rate6.4%Bottom 35%of 32,0012024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
68/ 100
Top 20% of 2,973 published city profiles
Permitting is increasing — 2 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 11% since 2020, reaching 25,635 in 2024.

Population is still rising, but more slowly than in the preceding year.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 9.4 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
230
12 months ending July 2026
Per 1,000 residents
9.4
Top 14% nationally
Year over year
−42%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202426k23k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20202022202320242025295164
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+80%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 36°F.

Normal annual precipitation is 37.0 inches.

Air quality measures a median index of 46, in the Good band, and about 5 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station STILLHOUSE HOLLOW DAM, 3.1 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index70.02024 calendar year
Annual precipitation37.0"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low36°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months61991-2020 Normals
Days above AQI 10052024 calendar year
Median air quality index46.02024 calendar year
Seasonal temperature swing36°F1991-2020 Normals
Air quality
Median air quality index
46
Good on a typical day
Worst tenth of days
70
90th percentile index
Days above 100
5
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

80 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are cold wave, hail and hurricane.

HailHigh
Cold waveModerate
WildfireModerate
HurricaneModerate

Low or minimal exposure: tornado, lightning, winter weather, heat wave, inland flooding, strong wind, ice storm, drought, landslide, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Bell County records 6.1 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 18.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 13.0 per 100,000 residents in Bell County.

Homicide
6.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
18.3
per 100,000 residents · under 10 deaths
Drug overdose
13.0
per 100,000 residents · under 10 deaths
Suicide
18.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Bell County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Belton rather than Belton itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 47 miles away.

AirportCodeDistanceLongest runway
Tstc WacoCNW47 mi8,600 ft
Austin-Bergstrom IntlAUS60 mi12,250 ft
San Antonio IntlSAT120 mi8,505 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
62
Your Score

Select one or more priorities to see how this location scores against them.

Other cities in Killeen-Temple, TX

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
KilleenBell County158,15960vs Belton
TempleBell County89,60266vs Belton
Copperas CoveCoryell County37,94767vs Belton
Harker HeightsBell County34,12865vs Belton
Fort HoodCoryell County26,814vs Belton
GatesvilleCoryell County16,22863vs Belton

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Belton side by side with a similar place.

Belton vs Fort HoodBelton vs ShermanBelton vs MilfordBelton vs Temple

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Belton

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
7651345,928$80,66168