Warsaw vs Belton

Which is the better fit for you?

Warsaw, IN
67
Area Score
Top 23% nationally
Belton, TX
62
Area Score
Top 38% nationally

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Warsaw receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Warsaw to Belton

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Everyday prices
The Bureau of Economic Analysis publishes no regional price index for Warsaw, so nothing here is estimated in its place.
Income to keep the same purchasing power
Needs a price index for both places.
A new two-bedroom lease
+$91 a month
HUD benchmarks it at $1,233 in Belton against $1,142 in Warsaw.
The median home
43% more
$258,700 in Belton against $181,200 in Warsaw.
The weather you would swap
Winters 18°F milder
Normal January lows are 36°F in Belton against 18°F in Warsaw; July highs are 95°F against 83°F (summers 12°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Warsaw
Belton
Opportunity: Warsaw is the more favorable of the two.
Opportunity
55 · Bottom 48%
vs
48 · Bottom 33%
Growth: Warsaw is the more favorable of the two.
Growth
71 · Top 13%
vs
67 · Top 18%
Climate: Belton is the more favorable of the two.
Climate
62 · Bottom 20%
vs
69 · Bottom 44%
Physical resilience: Warsaw is the more favorable of the two.
Physical resilience
89 · Top 12%
vs
79 · Top 25%
Housing affordability: Warsaw is the more favorable of the two.
Housing affordability
68 · Top 45%
vs
65 · Bottom 46%
Schools: Warsaw is the more favorable of the two.
Schools
59 · Top 37%
vs
53 · Top 45%
Access: Warsaw is the more favorable of the two.
Access
79 · Bottom 20%
vs
71 · Bottom 12%
Economic stability: Warsaw is the more favorable of the two.
Economic stability
38 · Bottom 19%
vs
36 · Bottom 16%

Measured values

MetricWarsawBeltonSource period
Population16,76824,3562024 ACS 5-Year
Median household income — the two are too close to separate$61,035 ±$5,794$59,130 ±$5,9922024 ACS 5-Year
Per capita income$31,006$39,520 — more favorable2024 ACS 5-Year
Population density1,238/sq mi1,203/sq mi2024 ACS 5-Year
Median home value$181,200$258,7002024 ACS 5-Year
Median gross rent$1,066 — more favorable$1,2522024 ACS 5-Year
Market rent, two bedroom$1,142 — more favorable$1,233FY2026
Homeownership rate49.3%56.0%2024 ACS 5-Year
Unemployment rate3.5% — more favorable5.0%July 2026
Employment change (year over year)−0.8%−0.8%July 2026
Bachelor's degree or higher33.7% — more favorable28.3%2024 ACS 5-Year
Poverty rate — the two are too close to separate17.0% ±4%15.3% ±5%2024 ACS 5-Year
Housing units permitted (12 months)15723012 months ending July 2026
Permits per 1,000 residents9.49.412 months ending July 2026
Permit change (year over year)+361.8%−42.4%12 months ending July 2026
Average July high83°F95°F1991-2020 Normals
Average January low18°F36°F1991-2020 Normals
Annual precipitation34.6"37.0"1991-2020 Normals
Distance to major airport40 mi — more favorable47 miNASR current cycle
Average commute17.9 min — more favorable23.9 min2024 ACS 5-Year
Median age33.832.42024 ACS 5-Year
Public schools8122024-25 school year
Students per teacher13.4 — more favorable13.52024-25 school year
Math proficiency45.5%47.3%2018-19 school year
Reading proficiency52.1%47.4%2018-19 school year
Free or reduced-price lunch eligibility48.6%48.0%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Indiana and Texas do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Warsaw

Elevated or high exposure: tornado.

Belton

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Warsaw
—
Warsaw: Your Score
67
Area Score
Belton
—
Belton: Your Score
62
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Warsaw, IN · Belton, TX · How this is calculated: methodology