McLennan County, TX

County Profile

266,067 residents. Safety, jobs, income, housing cost, climate and natural-hazard risk for McLennan County, TX.

Several figures AreaProfile publishes are measured by county and nowhere finer — death rates by intent among them. On this page those describe the geography they are printed on, which is not true of the city and ZIP pages that inherit them.

65out of 100
Area Score
Top 27% of 1,453 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity767th of 1,463 counties measured54
Schools825th of 1,377 counties measured43
GrowthTop 35% of 1,453 counties measured58
Housing affordability1,114th of 1,462 counties measured66
Climate797th of 1,463 counties measured67
Physical resilienceTop 4% of 1,463 counties measured93
AccessTop 3% of 1,463 counties measured99
Economic stability856th of 1,463 counties measured55
The quick read

Unemployment is 4.6% and median household income $66,643, putting employment conditions in the middle range of counties measured.

In the public schools here, 46% of students met the state standard in mathematics, with 14.0 students for every teacher.

Residential permitting has slowed: 1,351 units authorized over the past twelve months, 17% below the prior year. That follows a longer stretch moving the other way, through 2025.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
266,067
2024 ACS 5-Year
Median household income
$66,643
Top 45% nationally
Density
257/sq mi
1,036.7 sq mi of land
Median age
34.0
2024 ACS 5-Year
County
McLennan County
Texas
Metro area
Nearest major airport
CNW
10 mi · Tstc Waco
Median home value
$243,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.6% — higher than in all but 31% of the 1,467 measured US counties.

Employment grew 0.1% over the past year, to 126,406 employed residents.

29% of adults hold a four-year degree, higher than 73% of measured US counties.

MetricValueCompared nationallySource period
Income of new arrivalsfiling years 2022–2023$63,88363rd percentileof 1,417filing years 2022–2023
Income of those who leftfiling years 2022–2023$59,53956th percentileof 1,417filing years 2022–2023
Median household income ±$1,9522024 ACS 5-Year$66,643Top 45%of 3,2212024 ACS 5-Year
Per capita income ±$8522024 ACS 5-Year$35,149Top 49%of 3,2222024 ACS 5-Year
Per-capita personal income2023$54,221Bottom 43%of 1,3892023
Poverty rate ±1%2024 ACS 5-Year13.8%Bottom 43%of 3,2222024 ACS 5-Year
Average commute ±0.4 min2024 ACS 5-Year22.3 minTop 27%of 3,2222024 ACS 5-Year
Bachelor's degree or higher ±1%2024 ACS 5-Year28.7%Top 27%of 3,2222024 ACS 5-Year
Drove alone to work ±1%2024 ACS 5-Year77.5%50th percentileof 3,2222024 ACS 5-Year
EmploymentJuly 2026126,406Top 19%of 1,467July 2026
Employment change (3 years)July 2026+1.7%Top 30%of 1,467July 2026
Employment change (year over year)July 2026+0.1%Top 38%of 1,467July 2026
Labor forceJuly 2026132,44681st percentileof 1,467July 2026
Labor force participation ±0.9%2024 ACS 5-Year79.9%Top 28%of 3,2222024 ACS 5-Year
Public transit to work ±0.2%2024 ACS 5-Year0.4%66th percentileof 3,2222024 ACS 5-Year
Unemployment change (year over year)July 2026+0.3%Bottom 24%of 1,467July 2026
Unemployment rateJuly 20264.6%Bottom 31%of 1,467July 2026
Worked from home ±0.7%2024 ACS 5-Year9.8%61st percentileof 3,2222024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/075.23.2
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.6% in July 2026. It has been holding roughly steady, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202467k54k
Each point is a separate five-year estimate, most recently $66,643 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Waco, TX

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers5,100$27,750
General and Operations Managers3,690$92,990
Stockers and Order Fillers3,540$37,500
Customer Service Representatives3,260$38,810
Retail Salespersons3,140$29,810
Registered Nurses2,570$92,890

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

46% of students met the state standard in mathematics and 44% in reading, across the schools here that reported results.

There are 14.0 students for every full-time teacher across 97 public schools, fewer than in most measured places.

Public schools
107
2024-25 school year
Students per teacher
14.0
across 97 of them
Math proficiency
45.6%
Bottom 32% in Texas
Reading proficiency
44.3%
Bottom 45% in Texas
The 12 largest of 107 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Midway H SMIDWAY ISD2,68716.369%71%
Waco H SWACO ISD1,88513.549%28%
University H SWACO ISD1,75214.245%34%
Midway MiddleMIDWAY ISD1,11214.466%67%
Tennyson MiddleWACO ISD96315.848%41%
China Spring H SCHINA SPRING ISD95914.356%59%
River Valley MiddleMIDWAY ISD90214.1——
La Vega H SLA VEGA ISD88113.820%32%
Bell's Hill ElWACO ISD78615.752%47%
Cesar Chavez MiddleWACO ISD78614.030%27%
Lake Air Montessori SchoolWACO ISD73413.633%35%
Robinson H SROBINSON ISD72513.257%62%

61.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Texas’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 9% below the national average — the Bureau of Economic Analysis index reads 91.1, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Waco, TX Metro Area is up 37% over five years, and up 1.0% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,471 a year in real estate taxes, about 1.42% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,240, close to the $1,173 tenants already here pay.

At HUD’s Fair Market Rent of $1,240 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $49,600 a year, about 74% of the median household income here of $66,643.

The typical renter household here spends 34% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,173 a month.

A median home at $243,600 costs 2.7 times the median income of its owner-occupied households, $90,866, close to the historic benchmark for an affordable market.

Cost of living
91.1

Prices here run about 9% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Waco, TX Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
33.6%
Above the 30% cost-burdened threshold
Home price to income
2.7×
median home value ÷ owner household income
Market rent, two bedroom
$1,240
what a new lease costs · FY2026
Median gross rent
$1,173
what tenants now pay · 2024 ACS 5-Year
Median home value
$243,600
2024 ACS 5-Year

The figures above are measured against McLennan County’s median household income of $66,643, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Waco, TX Metro Area’s figure202391.1Top 26%of 8872023
Home price change (1 year)the Waco, TX Metro Area’s figure2026 Q2+1.0%12th percentileof 1,4312026 Q2
Home price change (5 years)the Waco, TX Metro Area’s figure2026 Q2+36.7%21st percentileof 1,4312026 Q2
Home price change (10 years)the Waco, TX Metro Area’s figure2026 Q2+100.4%58th percentileof 1,4312026 Q2
Home price to income ±0.12024 ACS 5-Year2.7Bottom 41%of 3,2172024 ACS 5-Year
Homeownership rate ±1.0%2024 ACS 5-Year61.8%9th percentileof 3,2212024 ACS 5-Year
Housing units ±952024 ACS 5-Year108,45491st percentileof 3,2212024 ACS 5-Year
Market rent, one bedroomFY2026$996Bottom 44%of 1,423FY2026
Market rent, three bedroomFY2026$1,599Bottom 46%of 1,423FY2026
Market rent, two bedroomFY2026$1,240Bottom 43%of 1,423FY2026
Median gross rent ±$232024 ACS 5-Year$1,173Bottom 18%of 3,2152024 ACS 5-Year
Median home value ±$6,1522024 ACS 5-Year$243,60071st percentileof 3,2192024 ACS 5-Year
Median property taxes ±$1112024 ACS 5-Year$3,47189th percentileof 3,1722024 ACS 5-Year
Owner household income ±$1,9732024 ACS 5-Year$90,866Top 23%of 3,2182024 ACS 5-Year
Property tax rate ±0.06%2024 ACS 5-Year1.42%87th percentileof 3,1262024 ACS 5-Year
Rent as a share of income ±1%2024 ACS 5-Year33.6%Bottom 7%of 3,2162024 ACS 5-Year
Seasonal and second homes ±2712024 ACS 5-Year1,16177th percentileof 3,2222024 ACS 5-Year
Second homes2024 ACS 5-Year1.1%27th percentileof 3,2222024 ACS 5-Year
Vacancy rate2024 ACS 5-Year9.2%51st percentileof 3,2212024 ACS 5-Year
Vacant housing units ±9392024 ACS 5-Year11,11692nd percentileof 3,2222024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

58/ 100
Top 35% of 1,453 published county profiles
The most recent move in permitting was upward, in a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 4% since 2020, reaching 270,358 in 2024.

Permitting has turned upward after moving the other way the year before: 1,438 units authorized in 2025, up 42% on the prior year.

Population is still rising but the pace is easing: 270,358 residents in 2024, up 0.6% over the year, a smaller gain than the year before.

Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across McLennan County in the most recent year. Households that moved in reported an average income of $63,883, above the $59,539 of households that moved out.

At 5.1 permitted units per 1,000 residents, building activity is above the median for measured US counties.

Units permitted
1,351
12 months ending July 2026
Per 1,000 residents
5.1
Top 28% nationally
Year over year
−17%
vs the prior twelve months
Multifamily share
39.5%
units in 5+ unit buildings

Population, annual estimates

20202021202220232024270k261k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.2%
of residents, in a year
Arrivals from another state
35%
of people moving in
Income of arrivals
$63,883
average per tax return
Income of those who left
$59,539
average per tax return

Where newcomers came from

  1. Bell County, TX 790 people · 7.5% of arrivals
  2. Tarrant County, TX 487 people · 4.6% of arrivals
  3. Dallas County, TX 418 people · 4.0% of arrivals
  4. Hill County, TX 354 people · 3.3% of arrivals
  5. Harris County, TX 341 people · 3.2% of arrivals

Where people who left went

  1. Bell County, TX 816 people · 8.0% of departures
  2. Tarrant County, TX 587 people · 5.8% of departures
  3. Dallas County, TX 506 people · 5.0% of departures
  4. Harris County, TX 352 people · 3.4% of departures
  5. Hill County, TX 335 people · 3.3% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20222023202420252k1k
Annual totals from the Census Building Permits Survey. Permitting in 2025 was close to 2022 (+4%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 97°F and January a low of 36°F.

Normal annual precipitation is 36.4 inches.

Air quality measures a median index of 53, in the Moderate band, and about 5 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WACO RGNL AP, 5.0 miles from this location.

Precipitation

JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year732024 calendar year
Annual precipitation1991-2020 Normals36.4"1991-2020 Normals
Annual snowfall1991-2020 Normals0.7"1991-2020 Normals
Average January low1991-2020 Normals36°F1991-2020 Normals
Average July high1991-2020 Normals97°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Days above AQI 1002024 calendar year52024 calendar year
Median air quality index2024 calendar year532024 calendar year
Seasonal temperature swing1991-2020 Normals38°F1991-2020 Normals

Air quality

Median air quality index
53
Moderate on a typical day
Worst tenth of days
73
90th percentile index
Days above 100
5
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

93 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 35% of it. Every one of these is independently rated low or minimal nationally — this describes how a small risk is composed, not a large one.

Overall hazard risk is lower than 96% of measured US counties.

WildfireModerate
HurricaneModerate
Winter weatherModerate

Low or minimal exposure: tornado, lightning, cold wave, heat wave, hail, inland flooding, ice storm, strong wind, earthquake, drought, landslide, tsunami, volcanic activity, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). These are FEMA’s own figures for this county rather than a value derived from surrounding geographies. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

McLennan County records 4.1 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 12.3 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 10.4 per 100,000 residents in McLennan County.

Homicide
4.1
per 100,000 residents
Firearm deaths, all intents
12.3
per 100,000 residents
Drug overdose
10.4
per 100,000 residents
Suicide
14.1
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe McLennan County as a whole. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Tstc Waco at 10 miles.

MetricValueCompared nationallySource period
Broadband access ±0.8%2024 ACS 5-Year89.6%Top 29%of 3,2212024 ACS 5-Year
Distance to major airportNASR current cycle10 miTop 9%of 1,463NASR current cycle
Major airports within 100 milesNASR current cycle5Top 26%of 1,463NASR current cycle
No internet access ±0.8%2024 ACS 5-Year7.2%Top 25%of 3,2212024 ACS 5-Year
AirportCodeDistanceLongest runway
Tstc WacoCNW10 mi8,600 ft
Dallas Love FldDAL92 mi8,800 ft
Dallas-Fort Worth IntlDFW94 mi13,401 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
65
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
Housing, IncomeU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP areas

Only ZIP areas whose income or home value differ from their city’s by at least ten percent get a profile of their own, so this is a selection rather than every ZIP code in the county.