Cost of living index
What a dollar buys here against the national average of 100.
Regional price parity from the Bureau of Economic Analysis: the price level for all consumption in this area against a national average of 100, so 110 means prices about a tenth above the country as a whole. Housing drives most of the spread between places; goods vary far less. It is a price level for all consumption weighted the way the nation consumes, not a budget for any particular household, and it does not account for taxes.
Measured in an index. Lower is more favorable Published by U.S. Bureau of Economic Analysis, Regional price parities and county personal income. Carried by 7,692 published profiles.
Home price change (1 year)
Percent change in home prices over the last year.
Percent change in the Federal Housing Finance Agency's House Price Index (traditional, all-transactions) between the latest quarter and the same quarter a year earlier. The index follows repeat sales of the same homes, so it measures price change without being moved by which kinds of home happened to sell. It covers mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so it says little about cash purchases, jumbo loans or a market made mostly of new construction. Published for states, metropolitan areas and, for the largest metros, metropolitan divisions; a city carries its metro's or its division's figure, and a place outside every metropolitan area carries its state's non-metropolitan figure, each stated on the page. A place that lies across two divisions carries none. It is not a forecast, and a rise is neither good nor bad without knowing whether the reader is buying or selling.
Measured in percent change. Neither direction is better Published by U.S. Federal Housing Finance Agency, House Price Index (traditional, all-transactions). Carried by 8,915 published profiles.
Home price change (10 years)
Percent change in home prices over the last ten years.
Percent change in the Federal Housing Finance Agency's House Price Index (traditional, all-transactions) between the latest quarter and the same quarter ten years earlier. The index follows repeat sales of the same homes, so it measures price change without being moved by which kinds of home happened to sell. It covers mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so it says little about cash purchases, jumbo loans or a market made mostly of new construction. Published for states, metropolitan areas and, for the largest metros, metropolitan divisions; a city carries its metro's or its division's figure, and a place outside every metropolitan area carries its state's non-metropolitan figure, each stated on the page. A place that lies across two divisions carries none. It is not a forecast, and a rise is neither good nor bad without knowing whether the reader is buying or selling.
Measured in percent change. Neither direction is better Published by U.S. Federal Housing Finance Agency, House Price Index (traditional, all-transactions). Carried by 8,915 published profiles.
Home price change (5 years)
Percent change in home prices over the last five years.
Percent change in the Federal Housing Finance Agency's House Price Index (traditional, all-transactions) between the latest quarter and the same quarter five years earlier. The index follows repeat sales of the same homes, so it measures price change without being moved by which kinds of home happened to sell. It covers mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so it says little about cash purchases, jumbo loans or a market made mostly of new construction. Published for states, metropolitan areas and, for the largest metros, metropolitan divisions; a city carries its metro's or its division's figure, and a place outside every metropolitan area carries its state's non-metropolitan figure, each stated on the page. A place that lies across two divisions carries none. It is not a forecast, and a rise is neither good nor bad without knowing whether the reader is buying or selling.
Measured in percent change. Neither direction is better Published by U.S. Federal Housing Finance Agency, House Price Index (traditional, all-transactions). Carried by 8,915 published profiles.
Home price to income
Median home value divided by median income among owner-occupied households.
ACS tables B25077 and B25119: median value of owner-occupied homes divided by median household income among owner-occupied households specifically, not all households. A renter-heavy college town or a mixed rental-investment market can otherwise pull the all-household median well away from what the homes actually cost the people who own them. A ratio around three has historically been considered affordable; higher ratios indicate purchase prices further out of reach of local earnings.
Measured in a ratio. Lower is more favorable Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,415 published profiles.
Homeownership rate
Share of occupied housing units that are owner-occupied.
ACS table B25003: owner-occupied units divided by total occupied units.
Measured in percent. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,533 published profiles.
Housing units
Total housing units, occupied and vacant.
ACS table B25002 total housing units.
Measured in a count. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,533 published profiles.
Market rent, one bedroom
What a one-bedroom costs at the 40th percentile of recent lettings.
As for the two-bedroom figure, at one bedroom.
Measured in US dollars. Lower is more favorable Published by U.S. Department of Housing and Urban Development, Office of Policy Development and Research, Fair Market Rents. Carried by 9,175 published profiles.
Market rent, three bedroom
What a three-bedroom costs at the 40th percentile of recent lettings.
As for the two-bedroom figure, at three bedrooms. This is the size a family relocating with children most often needs.
Measured in US dollars. Lower is more favorable Published by U.S. Department of Housing and Urban Development, Office of Policy Development and Research, Fair Market Rents. Carried by 9,175 published profiles.
Market rent, two bedroom
What a two-bedroom costs at the 40th percentile of recent lettings.
HUD Fair Market Rent for the coming fiscal year, set at the 40th percentile of what recent movers pay, including utilities. Published by ZIP code across most metropolitan areas and by county elsewhere. This is what signing a lease costs today, which is a different question from the census figure for rent currently being paid — that includes long tenancies at older terms. It is an administrative standard used to set housing assistance, not a survey of advertised rents.
Measured in US dollars. Lower is more favorable Published by U.S. Department of Housing and Urban Development, Office of Policy Development and Research, Fair Market Rents. Carried by 9,175 published profiles.
Median gross rent
Median monthly rent including utilities.
ACS table B25064 median gross rent.
Measured in US dollars. Lower is more favorable Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,515 published profiles.
Median home value
Median value of owner-occupied housing units.
ACS table B25077 median value of owner-occupied housing units.
Measured in US dollars. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,516 published profiles.
Median property taxes
Median real estate taxes paid in a year by owner-occupied homes.
Median real estate taxes paid in the past year by owner-occupied homes whose owners report a tax bill, from the American Community Survey table B25103. It counts what owners pay, whatever the local rate and assessment practice that produced it, and it says nothing about the services the taxes fund. A median at $10,001 is the survey's ceiling ("$10,000 or more"), and one at $199 its floor; both are marked as censored rather than published as a measurement.
Measured in US dollars. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,513 published profiles.
Owner household income
Median household income among owner-occupied households.
ACS table B25119: median household income restricted to owner-occupied households. Feeds price_to_income_ratio; not shown as its own figure on a profile.
Measured in US dollars. Higher is more favorable Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,515 published profiles.
Property tax rate
Median real estate taxes paid as a percent of the median home value.
Median real estate taxes paid a year divided by the median home value, both from the same ACS release, as a percent. It compares two typical figures rather than averaging each home's own rate, so it approximates the effective rate a typical owner pays and is not a statutory rate. Not published where either input is at a survey ceiling or floor.
Measured in percent. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,033 published profiles.
Rent as a share of income
Median gross rent as a percentage of renter household income.
ACS table B25071: median gross rent as a percentage of household income, computed by the Census Bureau within renter-occupied households directly rather than reconstructed from separate medians. The conventional affordability threshold is 30%. This measures housing cost against renter income specifically; it is not a cost-of-living index and excludes transport, groceries, healthcare and taxes.
Measured in percent. Lower is more favorable Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,520 published profiles.
Seasonal and second homes
Housing units held for seasonal, recreational or occasional use.
ACS table B25004 line 6. A home counted here is empty on census day because its owner lives elsewhere, not because the market cannot fill it.
Measured in a count. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,533 published profiles.
Second homes
Share of housing units held for seasonal, recreational or occasional use.
ACS tables B25004 and B25002: seasonal units divided by total housing units. In a resort town this is most of what the raw vacancy rate was measuring.
Measured in percent. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,533 published profiles.
Vacancy rate
Share of housing units that are empty and available, excluding second homes.
ACS tables B25002 and B25004: vacant units less those held for seasonal, recreational or occasional use, divided by total housing units. The seasonal exclusion matters: counted the other way, Ocean City, New Jersey reads 73% vacant, which describes a shore town in February rather than a housing market with nobody in it.
Measured in percent. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,533 published profiles.
Vacant housing units
Housing units with no current occupant, for any reason.
ACS table B25002 line 3. Includes homes held for seasonal or occasional use.
Measured in a count. Neither direction is better Published by U.S. Census Bureau, American Community Survey 5-Year Estimates (Table-Based Summary File). Carried by 9,533 published profiles.