Belton vs Temple

Which is the better fit for you?

Belton, TX
62
Area Score
Top 38% nationally
Temple, TX
63
Area Score
Top 36% nationally

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Temple receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Belton to Temple

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Everyday prices
About the same
Regional price level 92.3 against 92.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,233 in Temple against $1,233 in Belton.
The median home
8% less
$239,000 in Temple against $258,700 in Belton.
The weather you would swap
Similar winters
Normal January lows are 36°F in Temple against 36°F in Belton; July highs are 95°F against 95°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Belton
Temple
Opportunity: Temple is the more favorable of the two.
Opportunity
48 · Bottom 33%
vs
51 · Bottom 39%
Growth: Temple is the more favorable of the two.
Growth
67 · Top 18%
vs
70 · Top 14%
Climate
69 · Bottom 44%
vs
69 · Bottom 44%
Physical resilience
79 · Top 25%
vs
79 · Top 25%
Housing affordability: Temple is the more favorable of the two.
Housing affordability
65 · Bottom 46%
vs
72 · Top 33%
Schools: Belton is the more favorable of the two.
Schools
53 · Top 45%
vs
39 · Bottom 35%
Access: Temple is the more favorable of the two.
Access
71 · Bottom 12%
vs
75 · Bottom 15%
Economic stability: Temple is the more favorable of the two.
Economic stability
36 · Bottom 16%
vs
43 · Bottom 26%

Measured values

MetricBeltonTempleSource period
Population24,35689,6022024 ACS 5-Year
Median household income$59,130$68,204 — more favorable2024 ACS 5-Year
Per capita income — the two are too close to separate$39,520 ±$5,583$34,319 ±$1,2202024 ACS 5-Year
Population density1,203/sq mi1,227/sq mi2024 ACS 5-Year
Median home value$258,700$239,0002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,252 ±$80$1,231 ±$372024 ACS 5-Year
Market rent, two bedroom$1,233$1,233FY2026
Cost of living index92.392.32023
Homeownership rate56.0%52.3%2024 ACS 5-Year
Unemployment rate5.0% — more favorable5.1%July 2026
Employment change (year over year)−0.8%−0.8%July 2026
Bachelor's degree or higher — the two are too close to separate28.3% ±3%30.6% ±2%2024 ACS 5-Year
Poverty rate — the two are too close to separate15.3% ±5%15.3% ±2%2024 ACS 5-Year
Housing units permitted (12 months)2301,12912 months ending July 2026
Permits per 1,000 residents9.412.6 — more favorable12 months ending July 2026
Permit change (year over year)−42.4%−16.9%12 months ending July 2026
Average July high95°F95°F1991-2020 Normals
Average January low36°F36°F1991-2020 Normals
Annual precipitation37.0"37.0"1991-2020 Normals
Distance to major airport47 mi41 mi — more favorableNASR current cycle
Average commute — the two are too close to separate23.9 min ±2.1 min22.3 min ±0.9 min2024 ACS 5-Year
Median age32.433.82024 ACS 5-Year
Public schools12242024-25 school year
Students per teacher13.5 — more favorable14.82024-25 school year
Math proficiency47.3% — more favorable47.1%2018-19 school year
Reading proficiency47.4% — more favorable40.5%2018-19 school year
Free or reduced-price lunch eligibility48.0%54.2%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

5 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Belton

Elevated or high exposure: hail.

Temple

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Belton
—
Belton: Your Score
62
Area Score
Temple
—
Temple: Your Score
63
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Belton, TX · Temple, TX · How this is calculated: methodology