AreaProfile

Waco, Texas

Area Profile

143,570 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Waco, in McLennan County.

64
Area Score
Top 39% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity2268th of 3,904 published cities52
Schools2120th of 2,668 published cities28
GrowthTop 20% of 2,973 published cities67
Housing affordability2779th of 4,223 published cities70
Climate2614th of 4,223 published cities67
Physical resilienceTop 10% of 4,182 published cities91
AccessTop 14% of 4,226 published cities99
Economic stability3635th of 4,226 published cities38
The quick read

Residential permitting has slowed: 1,073 units authorized over the past twelve months, 17% below the prior year.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Waco in the top 10% for physical resilience.

A major airport is 9 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
143,570
2024 ACS 5-Year
Median household income
$54,365
Bottom 30% nationally
Density
1,578/sq mi
91.0 sq mi of land
Median age
29.7
2024 ACS 5-Year
County
McLennan County
Texas
Metro area
Waco, TX
Nearest major airport
CNW
9 mi · Tstc Waco
Median home value
$221,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.9% is lower than 28% of the 3,904 measured US cities.

Employment grew 0.2% over the past year, to 68,564 employed residents.

MetricValueCompared with peersSource period
Median household income ±$2,349$54,365Bottom 30%2024 ACS 5-Year
Per capita income ±$1,379$30,942Bottom 40%2024 ACS 5-Year
Poverty rate23.1%Top 18%2024 ACS 5-Year
Average commute20.2 minBottom 18%2024 ACS 5-Year
Bachelor's degree or higher28.7%Top 33%2024 ACS 5-Year
Employment68,564Top 44%June 2026
Employment change (3 years)3.1%Top 14%June 2026
Employment change (year over year)0.2%Top 26%June 2026
Labor force72,064Top 44%June 2026
Labor force participation62.2%Top 44%2024 ACS 5-Year
Mean annual wage$58,190Bottom 9%2025 OEWS
Median annual wage$46,020Bottom 9%2025 OEWS
Unemployment change (year over year)0.6%Top 21%June 2026
Unemployment rate4.9%Top 28%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/065.83.2
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.9% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202454k43k
Each point is a separate five-year estimate, most recently $54,365 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Waco, TX
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers5,100$27,750
General and Operations Managers3,690$92,990
Stockers and Order Fillers3,540$37,500
Customer Service Representatives3,260$38,810
Retail Salespersons3,140$29,810
Registered Nurses2,570$92,890

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

27% of students met the state standard in mathematics and 32% in reading, across the schools here that reported results.

There are 14.5 students for every full-time teacher, fewer than in most measured places.

Public schools
48
2024-25 school year
Students per teacher
14.5
across all schools here
Math proficiency
26.8%
Bottom 20% in Texas
Reading proficiency
32.4%
Bottom 18% in Texas
SchoolDistrictStudentsPer teacherMathReading
MIDWAY H SMIDWAY ISD2,68716.3
WACO H SWACO ISD1,88513.5
TENNYSON MIDDLEWACO ISD96315.832%42%
LA VEGA H SLA VEGA ISD88113.8
LAKE AIR MONTESSORI SCHOOLWACO ISD73413.623%35%
G W CARVER MIDDLEWACO ISD72313.117%17%
LA VEGA INT H P MILES CAMPUSLA VEGA ISD69517.032%35%
LA VEGA ELLA VEGA ISD63016.212%32%
DEAN HIGHLAND ELWACO ISD61717.614%21%
HARMONY SCHOOL OF INNOVATION - WACO · charterHARMONY PUBLIC SCHOOLS - NORTH TEXAS61416.212%22%
CONNALLY HIGH SCHOOLCONNALLY ISD61411.2
CHINA SPRING ELCHINA SPRING ISD61314.337%47%

70.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Texas’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,165 takes 26% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
25.7%
Below the 30% cost-burdened threshold
Home price to income
4.1×
median home value ÷ median income
Median gross rent
$1,165
2024 ACS 5-Year
Median home value
$221,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.08Top 26%2024 ACS 5-Year
Homeownership rate49.4%Bottom 9%2024 ACS 5-Year
Housing units ±81361,163Top 1%2024 ACS 5-Year
Median gross rent ±$28$1,165Top 35%2024 ACS 5-Year
Median home value ±$7,797$221,700Top 42%2024 ACS 5-Year
Rent as a share of income25.7%Top 15%2024 ACS 5-Year
Vacancy rate11.9%Top 43%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
67/ 100
Top 20% of 2,973 published city profiles
Permitting is increasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 4% since 2020, reaching 146,608 in 2024.

Permitting has turned upward after moving the other way the year before.

At 7.5 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
1,073
12 months ending July 2026
Per 1,000 residents
7.5
Top 20% nationally
Year over year
−17%
vs the prior twelve months
Multifamily share
43.6%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024147k141k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020222023202420251k705
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+34%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 97°F and January a low of 36°F.

Normal annual precipitation is 36.4 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WACO RGNL AP, 4.8 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation36.4"1991-2020 Normals
Annual snowfall0.7"1991-2020 Normals
Average January low36°F1991-2020 Normals
Average July high97°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing38°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

91 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, wildfire and winter weather.

WildfireModerate
HurricaneModerate
Winter weatherModerate

Low or minimal exposure: tornado, lightning, cold wave, heat wave, hail, inland flooding, ice storm, strong wind, earthquake, drought, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 9 miles away.

AirportCodeDistanceLongest runway
Tstc WacoCNW9 mi8,600 ft
Dallas Love FldDAL91 mi8,800 ft
Dallas-Fort Worth IntlDFW93 mi13,401 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
64
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Other cities in Waco, TX

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
HewittMcLennan County16,43275vs Waco
RobinsonMcLennan County12,80072vs Waco
BellmeadMcLennan County10,56667vs Waco

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Waco side by side with a similar place.

Waco vs ElkhartWaco vs CincinnatiWaco vs BellmeadWaco vs Bowling Green

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Waco

8 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
7670531,616$58,23665
7671229,118$97,90378
7670827,790$68,85671
7671023,329$58,18664
7670715,879$40,44358
767119,676$53,18568
767047,018$30,34956
767982,883