AreaProfile

Kokomo, Indiana

Area Profile

59,122 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Kokomo, in Howard County.

58
Area Score
Bottom 43% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity3628th of 3,904 published cities31
Schools2069th of 2,668 published cities30
GrowthTop 34% of 2,973 published cities59
Housing affordabilityTop 21% of 4,223 published cities95
Climate3508th of 4,223 published cities61
Physical resilienceTop 14% of 4,182 published cities88
Access3711th of 4,226 published cities70
Economic stability3659th of 4,226 published cities37
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 5.4% and the Opportunity signal places Kokomo in the bottom 7%.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Kokomo in the top 14% for physical resilience.

Its Area Score of 58 places Kokomo in the top 57% of published city profiles.

At a glance

Population
59,122
2024 ACS 5-Year
Median household income
$55,360
Bottom 31% nationally
Density
1,612/sq mi
36.7 sq mi of land
Median age
39.4
2024 ACS 5-Year
County
Howard County
Indiana
Metro area
Kokomo, IN
Nearest major airport
IND
52 mi · Indianapolis Intl
Median home value
$137,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.4% is lower than 15% of the 3,904 measured US cities.

Employment fell 0.8% over the past year, to 23,449 employed residents.

MetricValueCompared with peersSource period
Median household income ±$2,848$55,360Bottom 31%2024 ACS 5-Year
Per capita income ±$1,513$32,594Bottom 46%2024 ACS 5-Year
Poverty rate17.1%Top 30%2024 ACS 5-Year
Average commute21.0 minBottom 21%2024 ACS 5-Year
Bachelor's degree or higher18.1%Bottom 43%2024 ACS 5-Year
Employment23,449Bottom 30%June 2026
Employment change (3 years)-1.3%Bottom 27%June 2026
Employment change (year over year)-0.8%Bottom 48%June 2026
Labor force24,790Bottom 30%June 2026
Labor force participation57.7%Bottom 41%2024 ACS 5-Year
Mean annual wage$59,480Bottom 13%2025 OEWS
Median annual wage$48,980Bottom 34%2025 OEWS
Unemployment change (year over year)-2.1%Bottom 1%June 2026
Unemployment rate5.4%Top 15%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/068.84.1
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.4% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202455k51k
Each point is a separate five-year estimate, most recently $55,360 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Kokomo, IN
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers1,540$29,130
Retail Salespersons1,290$31,580
Cashiers980$29,570
Registered Nurses740$83,370
Electricians730$91,290
Home Health and Personal Care Aides710$35,650

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

29% of students met the state standard in mathematics and 31% in reading, across the schools here that reported results.

There are 14.7 students for every full-time teacher, fewer than in most measured places.

Public schools
22
2024-25 school year
Students per teacher
14.7
across all schools here
Math proficiency
28.6%
Bottom 23% in Indiana
Reading proficiency
30.7%
Bottom 20% in Indiana
SchoolDistrictStudentsPer teacherMathReading
Kokomo High SchoolKokomo School Corporation1,39313.1
Western High SchoolWestern School Corporation80415.8
Northwestern Elementary SchoolNorthwestern School Corp66517.553%51%
Northwestern Senior High SchoolNorthwestern School Corp54113.9
Lafayette Park Elementary SchoolKokomo School Corporation52711.025%23%
Taylor Elementary SchoolTaylor Community School Corp49417.620%17%
Central Middle SchoolKokomo School Corporation45115.022%42%
Maple Crest Middle SchoolKokomo School Corporation43515.08%17%
Excel Center - Kokomo · charterExcel Center - Kokomo39235.6
Taylor Middle SchoolTaylor Community School Corp36814.212%20%
Wallace Elementary SchoolKokomo School Corporation36016.450%55%
Taylor High SchoolTaylor Community School Corp34316.3

52.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $939 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
20.4%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$939
2024 ACS 5-Year
Median home value
$137,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.48Bottom 37%2024 ACS 5-Year
Homeownership rate63.0%Bottom 25%2024 ACS 5-Year
Housing units ±37729,814Top 2%2024 ACS 5-Year
Median gross rent ±$20$939Bottom 46%2024 ACS 5-Year
Median home value ±$6,565$137,400Bottom 33%2024 ACS 5-Year
Rent as a share of income20.4%Top 39%2024 ACS 5-Year
Vacancy rate12.0%Top 43%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
59/ 100
Top 34% of 2,973 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 60,093 in 2024.

Permitting has turned downward after moving the other way the year before.

Population is still rising, but more slowly than in the preceding year.

65% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 3.6 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
212
12 months ending July 2026
Per 1,000 residents
3.6
Top 38% nationally
Year over year
+89%
vs the prior twelve months
Multifamily share
65.1%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202460k60k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20202021202220232024202517388
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−37%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 17°F.

Normal annual precipitation is 44.4 inches, including 34.1 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station KOKOMO 3 WSW, 2.6 miles from this location.
Precipitation
JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation44.4"1991-2020 Normals
Annual snowfall34.1"1991-2020 Normals
Average January low17°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

88 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and hail.

TornadoElevated
HailModerate
EarthquakeHigh
Heat waveModerate
DroughtModerate
LightningModerate

Low or minimal exposure: strong wind, winter weather, cold wave, inland flooding, ice storm, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 52 miles away.

AirportCodeDistanceLongest runway
Indianapolis IntlIND52 mi11,200 ft
South Bend IntlSBN87 mi8,412 ft
Terre Haute RgnlHUF94 mi9,021 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
58
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Compare

Put Kokomo side by side with a similar place.

Kokomo vs ColdwaterKokomo vs KilleenKokomo vs MarionKokomo vs Norwich

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Kokomo

2 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4690138,082$60,49560
4690237,017$62,12659