South Bend, Indiana
Area Profile
103,085 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for South Bend, in St. Joseph County.
Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.
Unemployment is 4.2% and median household income $55,786, putting employment conditions in the middle range of published city profiles.
Natural-hazard exposure is lower than in most comparable published city profiles, placing South Bend in the top 3% for physical resilience.
A major airport is 3 miles away, giving the area unusually direct access to the national air network.
At a glance
Jobs & opportunity
Unemployment of 4.2% is lower than 55% of the 3,904 measured US cities.
Employment grew 0.1% over the past year, to 46,230 employed residents.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$1,639 | $55,786 | Bottom 32% | 2024 ACS 5-Year |
| Per capita income ±$1,570 | $30,791 | Bottom 39% | 2024 ACS 5-Year |
| Poverty rate | 20.8% | Top 22% | 2024 ACS 5-Year |
| Average commute | 21.7 min | Bottom 24% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 29.3% | Top 32% | 2024 ACS 5-Year |
| Employment | 46,230 | Bottom 49% | June 2026 |
| Employment change (3 years) | 0.0% | Top 48% | June 2026 |
| Employment change (year over year) | 0.1% | Top 30% | June 2026 |
| Labor force | 48,245 | Bottom 49% | June 2026 |
| Labor force participation | 62.7% | Top 43% | 2024 ACS 5-Year |
| Mean annual wage | $58,230 | Bottom 10% | 2025 OEWS |
| Median annual wage | $46,540 | Bottom 11% | 2025 OEWS |
| Unemployment change (year over year) | -0.5% | Bottom 17% | June 2026 |
| Unemployment rate | 4.2% | Bottom 45% | June 2026 |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Fast Food and Counter Workers | 4,240 | $28,140 |
| Retail Salespersons | 4,000 | $30,930 |
| Registered Nurses | 3,370 | $93,540 |
| Home Health and Personal Care Aides | 3,240 | $34,790 |
| Cashiers | 2,820 | $28,970 |
| Office Clerks, General | 2,770 | $41,590 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
Schools
How it’s calculated →9% of students met the state standard in mathematics and 15% in reading, across the schools here that reported results.
There are 12.8 students for every full-time teacher, fewer than in most measured places.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| Adams High School | South Bend Community School Corp | 1,966 | 15.2 | — | — |
| Riley High School | South Bend Community School Corp | 1,238 | 12.6 | — | — |
| Washington High School | South Bend Community School Corp | 795 | 10.9 | — | — |
| Success Academy Primary School · charter | Success Academy Primary School | 610 | 17.9 | 9% | 6% |
| Jefferson Traditional School | South Bend Community School Corp | 591 | 16.4 | 8% | 27% |
| Harrison Elementary School | South Bend Community School Corp | 555 | 13.2 | 3% | 3% |
| Edison Middle School | South Bend Community School Corp | 551 | 10.4 | 3% | 12% |
| Jackson Middle School | South Bend Community School Corp | 537 | 12.2 | 3% | 12% |
| Monroe Elementary School | South Bend Community School Corp | 519 | 15.3 | 7% | 5% |
| Clay International Academy | South Bend Community School Corp | 496 | 13.1 | 16% | 14% |
| Nuner Fine Arts Academy | South Bend Community School Corp | 489 | 14.4 | 5% | 11% |
| Career Academy High School · charter | Career Academy High School | 481 | 10.2 | — | — |
58.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.
Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.
Housing & affordability
How it’s calculated →Median rent of $1,033 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 2.52 | Bottom 38% | 2024 ACS 5-Year |
| Homeownership rate | 60.2% | Bottom 21% | 2024 ACS 5-Year |
| Housing units ±907 | 47,775 | Top 1% | 2024 ACS 5-Year |
| Median gross rent ±$30 | $1,033 | Top 45% | 2024 ACS 5-Year |
| Median home value ±$4,802 | $140,400 | Bottom 34% | 2024 ACS 5-Year |
| Rent as a share of income | 22.2% | Top 28% | 2024 ACS 5-Year |
| Vacancy rate | 13.6% | Top 38% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →Population has been broadly flat since 2020, at 103,713 in 2024.
No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 17°F.
Normal annual precipitation is 39.2 inches, including 64.5 inches of snow.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 39.2" | 1991-2020 Normals |
| Annual snowfall | 64.5" | 1991-2020 Normals |
| Average January low | 17°F | 1991-2020 Normals |
| Average July high | 83°F | 1991-2020 Normals |
| Comfortable months | 5 | 1991-2020 Normals |
| Seasonal temperature swing | 48°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are tornado, hail and heat wave.
Low or minimal exposure: cold wave, strong wind, inland flooding, winter weather, earthquake, ice storm, landslide, hurricane, wildfire, drought.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
What this profile does not cover
Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.
- Crime
- The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
- Taxes
- No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
- Full cost of living
- No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.
Access
5 major airports lie within 100 miles, the nearest 3 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| South Bend Intl | SBN | 3 mi | 8,412 ft |
| Gary/Chicago Intl | GYY | 59 mi | 8,859 ft |
| Battle Creek Exec At Kellogg Fld | BTL | 68 mi | 10,004 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
Customize your score
What matters to you?
Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.
Select one or more priorities to see how this location scores against them.
Other cities in South Bend-Mishawaka, IN-MI
Same metropolitan area, measured the same way| City | County | Population | Area Score | Compare |
|---|---|---|---|---|
| Mishawaka | St. Joseph County | 51,021 | 66 | vs South Bend |
| Granger | St. Joseph County | 30,321 | — | vs South Bend |
Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.
Similar places
Matched on AreaProfile signals, not geographyCompare
Put South Bend side by side with a similar place.
Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | June 2026 | Monthly |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
| schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2019-20 school year; 2024-25 school year | Directory annually; assessment results as EDFacts releases them |
Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.