Fargo, North Dakota

Area Profile

131,627 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Fargo, in Cass County.

68out of 100
Area Score
Top 19% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 16 sources
OpportunityTop 12% of 4,199 cities measured77
GrowthTop 25% of 4,224 cities measured62
Housing affordabilityTop 11% of 4,218 cities measured81
Climate4,192nd of 4,225 cities measured49
Physical resilienceTop 48% of 4,226 cities measured59
Access2,395th of 4,226 cities measured90
Economic stabilityTop 35% of 4,226 cities measured65
The quick read

Fargo ranks in the top 12% of cities measured for employment opportunity, with unemployment at 2.2% and median household income of $66,998.

677 housing units were authorized over the past twelve months, within 7% of the prior year — steady rather than turning.

Housing is more affordable relative to local incomes than in most cities measured: rent takes 26% of renter income and the median home is 2.6 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
131,627
2024 ACS 5-Year
Median household income
$66,998
Top 50% nationally
Density
2,557/sq mi
51.5 sq mi of land
Median age
31.8
2024 ACS 5-Year
County
North Dakota
Metro area
Nearest major airport
FAR
4 mi · Hector Intl
Median home value
$281,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 2.2%, lower than in 99% of the 4,226 measured US cities.

Employment grew 0.3% over the past year, to 80,600 employed residents.

43% of adults hold a four-year degree, higher than 84% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsCass County, ND’s figurefiling years 2022–2023$54,79515th percentileof 4,101filing years 2022–2023
Income of those who leftCass County, ND’s figurefiling years 2022–2023$64,27133rd percentileof 4,101filing years 2022–2023
Median household income ±$2,7322024 ACS 5-Year$66,998Top 50%of 29,2232024 ACS 5-Year
Per capita income ±$1,3712024 ACS 5-Year$42,734Top 27%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year9.9%Top 46%of 31,7732024 ACS 5-Year
Average commute ±0.5 min2024 ACS 5-Year16.9 minTop 9%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year42.9%Top 16%of 31,9192024 ACS 5-Year
Drove alone to work ±1.0%2024 ACS 5-Year76.7%48th percentileof 31,4332024 ACS 5-Year
EmploymentJuly 202680,600Top 46%of 4,226July 2026
Employment change (3 years)July 2026+1.2%Top 27%of 4,226July 2026
Employment change (year over year)July 2026+0.3%Top 30%of 4,226July 2026
Labor forceJuly 202682,37254th percentileof 4,226July 2026
Labor force participation ±1%2024 ACS 5-Year87.8%Top 16%of 31,5132024 ACS 5-Year
Mean annual wageFargo, ND-MN Metro Area’s figure2025 OEWS$64,380Bottom 29%of 3,7292025 OEWS
Median annual wageFargo, ND-MN Metro Area’s figure2025 OEWS$51,050Bottom 48%of 3,7292025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.6%80th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)July 2026−0.3%Top 38%of 4,226July 2026
Unemployment rateJuly 20262.2%Top 1%of 4,226July 2026
Worked from home ±1%2024 ACS 5-Year9.8%60th percentileof 31,4332024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/073.01.4
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 2.2% in July 2026. It has been falling, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202467k60k
Each point is a separate five-year estimate, most recently $66,998 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Fargo, ND-MN

OccupationPeople employedMedian annual wage
Registered Nurses4,790$82,120
Retail Salespersons4,160$35,860
Fast Food and Counter Workers4,090$30,950
Laborers and Freight, Stock, and Material Movers, Hand3,810$45,690
General and Operations Managers3,590$96,410
Heavy and Tractor-Trailer Truck Drivers3,570$58,900

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

48% of students met the state standard in mathematics and 49% in reading, across the schools here that reported results.

There are 11.9 students for every full-time teacher across 26 public schools, fewer than in most measured places.

Public schools
27
2024-25 school year
Students per teacher
11.9
across 26 of them
Math proficiency
47.6%
2018-19 school year
Reading proficiency
49.0%
2018-19 school year
The 12 largest of 27 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Fargo Davies High SchoolFARGO 11,27713.348%57%
North High SchoolFARGO 11,11013.247%52%
Discovery Middle SchoolFARGO 199213.454%62%
South High SchoolFARGO 189811.435%42%
Ben Franklin Middle SchoolFARGO 187312.354%57%
Carl Ben Eielson Middle SchoolFARGO 167711.734%47%
Centennial Elementary SchoolFARGO 163915.265%54%
Bennett Elementary SchoolFARGO 162217.370%62%
Osgood Elem SchoolWEST FARGO 655412.634%37%
Independence Elementary SchoolWEST FARGO 655313.258%55%
Kennedy Elementary SchoolFARGO 146911.758%50%
Willow Park Elementary SchoolWEST FARGO 646111.532%37%

36.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against North Dakota’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 11% below the national average — the Bureau of Economic Analysis index reads 89.1, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Fargo, ND-MN Metro Area is up 36% over five years, and up 4.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,492 a year in real estate taxes, about 1.24% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,110, some 17% above the $946 tenants already here pay.

At HUD’s Fair Market Rent of $1,110 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $44,400 a year, about 66% of the median household income here of $66,998.

The typical renter household here spends 26% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $946 a month.

A median home at $281,900 costs 2.6 times the median income of its owner-occupied households, $108,811, close to the historic benchmark for an affordable market.

Cost of living
89.1

Prices here run about 11% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Fargo, ND-MN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
26.3%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,110
what a new lease costs · FY2026
Median gross rent
$946
what tenants now pay · 2024 ACS 5-Year
Median home value
$281,900
2024 ACS 5-Year

The figures above are measured against Fargo’s median household income of $66,998, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Fargo, ND-MN Metro Area’s figure202389.1Top 5%of 3,7002023
Home price change (1 year)the Fargo, ND-MN Metro Area’s figure2026 Q2+4.2%70th percentileof 4,1542026 Q2
Home price change (5 years)the Fargo, ND-MN Metro Area’s figure2026 Q2+35.6%30th percentileof 4,1542026 Q2
Home price change (10 years)the Fargo, ND-MN Metro Area’s figure2026 Q2+58.9%6th percentileof 4,1542026 Q2
Home price to income ±0.12024 ACS 5-Year2.6Bottom 46%of 26,8152024 ACS 5-Year
Homeownership rate ±1%2024 ACS 5-Year43.7%6th percentileof 31,7172024 ACS 5-Year
Housing units ±6172024 ACS 5-Year63,80799th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$916Top 15%of 4,072FY2026
Market rent, three bedroomFY2026$1,546Top 20%of 4,072FY2026
Market rent, two bedroomFY2026$1,110Top 15%of 4,072FY2026
Median gross rent ±$172024 ACS 5-Year$946Top 47%of 23,1202024 ACS 5-Year
Median home value ±$7,3622024 ACS 5-Year$281,90070th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$912024 ACS 5-Year$3,49278th percentileof 26,4402024 ACS 5-Year
Owner household income ±$4,6642024 ACS 5-Year$108,811Top 21%of 27,5482024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year1.24%65th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±1%2024 ACS 5-Year26.3%Top 38%of 22,9502024 ACS 5-Year
Seasonal and second homes ±852024 ACS 5-Year8488th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.1%52nd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.9%44th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±6912024 ACS 5-Year3,83799th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

62/ 100
Top 25% of 4,224 published city profiles
The most recent move in permitting was upward, in a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 8% since 2020, reaching 136,285 in 2024.

Permitting has turned upward after moving the other way the year before: 860 units authorized in 2025, up 32% on the prior year.

Population is still rising but the pace is easing: 136,285 residents in 2024, up 1.4% over the year, a smaller gain than the year before.

63% of the 677 units permitted over the past twelve months are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across Cass County, which contains Fargo, in the most recent year. Households that moved in reported an average income of $54,795, below the $64,271 of households that moved out.

At 5.1 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
677
12 months ending July 2026
Per 1,000 residents
5.1
Top 28% nationally
Year over year
−7%
vs the prior twelve months
Multifamily share
62.9%
units in 5+ unit buildings

Population, annual estimates

20202021202220232024136k126k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.2%
of residents, in a year
Arrivals from another state
75%
of people moving in
Income of arrivals
$54,795
average per tax return
Income of those who left
$64,271
average per tax return

Where newcomers came from

  1. Clay County, MN 1,346 people · 15% of arrivals
  2. Grand Forks County, ND 416 people · 4.5% of arrivals
  3. Burleigh County, ND 309 people · 3.4% of arrivals
  4. Otter Tail County, MN 255 people · 2.8% of arrivals
  5. Hennepin County, MN 228 people · 2.5% of arrivals

Where people who left went

  1. Clay County, MN 1,523 people · 17% of departures
  2. Hennepin County, MN 477 people · 5.3% of departures
  3. Grand Forks County, ND 269 people · 3.0% of departures
  4. Otter Tail County, MN 229 people · 2.6% of departures
  5. Maricopa County, AZ 226 people · 2.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Cass County, ND. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

2020202120222023202420251k651
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−23%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 0°F.

Normal annual precipitation is 24.0 inches, including 51.4 inches of snow.

Air quality measures a median index of 38, in the Good band, and about 2 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FARGO HECTOR INTL AP, 4.3 miles from this location.

Precipitation

JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year582024 calendar year
Annual precipitation1991-2020 Normals24.0"1991-2020 Normals
Annual snowfall1991-2020 Normals51.4"1991-2020 Normals
Average January low1991-2020 Normals0°F1991-2020 Normals
Average July high1991-2020 Normals82°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Days above AQI 1002024 calendar year22024 calendar year
Median air quality index2024 calendar year382024 calendar year
Seasonal temperature swing1991-2020 Normals62°F1991-2020 Normals

Air quality

Median air quality index
38
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
2
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

59 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 42% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Winter weatherElevated
Strong windHigh
HailElevated
Ice stormElevated
TornadoHigh
Cold waveElevated
Heat waveModerate

Low or minimal exposure: inland flooding, lightning, wildfire, landslide, earthquake, drought, coastal flooding, avalanche, tsunami, volcanic activity, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
378
per 100,000 residents · 2025 calendar year
Property crime
3,260
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Fargo's police department reported 378 violent offenses per 100,000 residents, near the middle of places with a department reporting. Property crime runs at 3,260.

Cass County has a modeled homicide rate of about 2.6 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.7 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 16.3 per 100,000 residents in Cass County.

Homicide
2.6
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
10.7
per 100,000 residents
Drug overdose
16.3
per 100,000 residents
Suicide
15.8
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Fargo’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Fargo (Cass County) rather than Fargo itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

1 major airport lies within 100 miles, the nearest Hector Intl at 4 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year88.3%Bottom 43%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle4 miTop 5%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle1Bottom 1%of 4,226NASR current cycle
No internet access ±0.9%2024 ACS 5-Year4.3%Top 32%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Hector IntlFAR4 mi9,001 ft
Duluth IntlDLH219 mi10,591 ft
Minneapolis-St Paul Intl/Wold-ChamberlainMSP221 mi11,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
68
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Other cities in Fargo, ND-MN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
MoorheadClay County45,03646Moorhead vs Fargo
West FargoCass County40,09467West Fargo vs Fargo

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Fargo side by side with a similar place.

Fargo vs OmahaFargo vs Lincoln

Moving to Fargo from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Fargo

3 ZIP areas

Every ZIP area in Fargo with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
5810449,168$85,747$359,40069
5810348,796$58,801$242,40066
5810232,912$59,533$242,20065