Lincoln vs Fargo

Which is the better fit for you?

Lincoln, NE
74
Area Score
Top 5% nationally
Fargo, ND
68
Area Score
Top 19% nationally

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Lincoln receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Lincoln to Fargo

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Everyday prices
3% lower
Regional price level 89.1 against 91.9 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$31 a month
HUD benchmarks it at $1,110 in Fargo against $1,141 in Lincoln.
The median home
7% more
$281,900 in Fargo against $264,000 in Lincoln.
The weather you would swap
Winters 14°F colder
Normal January lows are 0°F in Fargo against 14°F in Lincoln; July highs are 82°F against 89°F (summers 7°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

30 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Lincoln
Fargo
Opportunity: Lincoln is the more favorable of the two.
Opportunity
81 · Top 6%
vs
77 · Top 12%
Growth: Lincoln is the more favorable of the two.
Growth
64 · Top 23%
vs
62 · Top 25%
Climate: Lincoln is the more favorable of the two.
Climate
57 · Bottom 9%
vs
49 · Bottom 1%
Physical resilience: Lincoln is the more favorable of the two.
Physical resilience
75 · Top 31%
vs
59 · Top 48%
Housing affordability: Fargo is the more favorable of the two.
Housing affordability
75 · Top 25%
vs
81 · Top 11%
Access: Lincoln is the more favorable of the two.
Access
95 · Top 42%
vs
90 · Bottom 42%
Economic stability: Fargo is the more favorable of the two.
Economic stability
63 · Top 41%
vs
65 · Top 35%

Measured values

MetricLincolnFargoSource period
Population294,856131,6272024 ACS 5-Year
Median household income$71,867 — more favorable$66,9982024 ACS 5-Year
Per capita income$39,672$42,734 — more favorable2024 ACS 5-Year
Population density2,916/sq mi2,557/sq mi2024 ACS 5-Year
Median home value$264,000$281,9002024 ACS 5-Year
Median gross rent$1,086$946 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,141$1,110 — more favorableFY2026
Cost of living index91.989.1 — more favorable2023
Homeownership rate56.1%43.7%2024 ACS 5-Year
Unemployment rate2.6%2.2% — more favorableJuly 2026
Employment change (year over year)+0.4% — more favorable+0.3%July 2026
Bachelor's degree or higher — the two are too close to separate41.8% ±1%42.9% ±2%2024 ACS 5-Year
Poverty rate — the two are too close to separate10.3% ±0.9%9.9% ±2%2024 ACS 5-Year
Housing units permitted (12 months)1,91167712 months ending July 2026
Permits per 1,000 residents6.5 — more favorable5.112 months ending July 2026
Permit change (year over year)−12.2%−7.4% — more favorable12 months ending July 2026
Average July high89°F82°F1991-2020 Normals
Average January low14°F0°F1991-2020 Normals
Annual precipitation29.3"24.0"1991-2020 Normals
Distance to major airport5 mi4 mi — more favorableNASR current cycle
Average commute20.1 min16.9 min — more favorable2024 ACS 5-Year
Median age33.431.82024 ACS 5-Year
Public schools82272024-25 school year
Students per teacher14.511.9 — more favorable2024-25 school year
Math proficiency56.5%47.6%2018-19 school year
Reading proficiency56.6%49.0%2018-19 school year
Free or reduced-price lunch eligibility35.0%36.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise. This is common on these pages by construction: Lincoln and Fargo were paired because they are alike, and the more alike two places are, the less a sample of this size can tell them apart.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Nebraska and North Dakota do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Lincoln

Elevated or high exposure: strong wind, hail, tornado.

Fargo

Elevated or high exposure: winter weather, strong wind, hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Lincoln
—
Lincoln: Your Score
74
Area Score
Fargo
—
Fargo: Your Score
68
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Lincoln, NE · Fargo, ND · How this is calculated: methodology