Fargo, ND-MN

Metro Area Profile

259,459 residents. Jobs, income, development, climate and physical risk across the Fargo, ND-MN metropolitan area.

69out of 100
Area Score
Top 31% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 15% of 379 published metros75
GrowthTop 28% of 821 published metros64
Housing affordability484th of 822 published metros91
Climate804th of 822 published metros49
Physical resilience439th of 822 published metros53
AccessTop 24% of 822 published metros90
Economic stabilityTop 6% of 822 published metros87
The quick read

Fargo ranks in the top 15% of published metro profiles for employment opportunity, with unemployment at 2.8% and median household income of $76,756.

Residential permitting has slowed: 1,268 units authorized over the past twelve months, 18% below the prior year.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
259,459
2024 ACS 5-Year
Median household income
$76,756
Top 23% nationally
Density
92/sq mi
2810.1 sq mi of land
Median age
33.0
2024 ACS 5-Year
County
Metro area
Fargo, ND-MN
Nearest major airport
FAR
7 mi · Hector Intl
Median home value
$289,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 2.8% is lower than 97% of the 379 measured US metros.

Employment fell 1.0% over the past year, to 150,974 employed residents.

42% of adults hold a four-year degree, higher than 92% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$1,900$76,756Top 23%2024 ACS 5-Year
Per capita income ±$924$44,190Top 15%2024 ACS 5-Year
Poverty rate11.6%Bottom 29%2024 ACS 5-Year
Average commute19.0 minBottom 8%2024 ACS 5-Year
Bachelor's degree or higher41.8%Top 8%2024 ACS 5-Year
Employment150,974Top 41%June 2026
Employment change (3 years)0.8%Top 42%June 2026
Employment change (year over year)-1.0%Bottom 40%June 2026
Labor force155,359Top 41%June 2026
Labor force participation74.1%Top 1%2024 ACS 5-Year
Mean annual wage$64,380Top 30%2025 OEWS
Median annual wage$51,050Top 22%2025 OEWS
Metro employment148,660Top 40%2025 OEWS
Unemployment change (year over year)-0.1%Bottom 39%June 2026
Unemployment rate2.8%Bottom 3%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/063.11.4
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 2.8% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Fargo, ND-MN
OccupationPeople employedMedian annual wage
Registered Nurses4,790$82,120
Retail Salespersons4,160$35,860
Fast Food and Counter Workers4,090$30,950
Laborers and Freight, Stock, and Material Movers, Hand3,810$45,690
General and Operations Managers3,590$96,410
Heavy and Tractor-Trailer Truck Drivers3,570$58,900

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $967 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
15.1%
Below the 30% cost-burdened threshold
Home price to income
3.8×
median home value ÷ median income
Median gross rent
$967
2024 ACS 5-Year
Median home value
$289,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.77Top 32%2024 ACS 5-Year
Homeownership rate55.3%Bottom 3%2024 ACS 5-Year
Housing units ±117116,597Top 21%2024 ACS 5-Year
Median gross rent ±$16$967Bottom 49%2024 ACS 5-Year
Median home value ±$5,404$289,100Top 27%2024 ACS 5-Year
Rent as a share of income15.1%Bottom 10%2024 ACS 5-Year
Vacancy rate5.3%Bottom 4%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
64/ 100
Top 28% of 821 published city profiles
Permitting is broadly steady, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 7% since 2020, reaching 267,793 in 2024.

Population is still rising, but more slowly than in the preceding year.

At 4.9 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
1,268
12 months ending July 2026
Per 1,000 residents
4.9
Top 26% nationally
Year over year
−18%
vs the prior twelve months
Multifamily share
41.9%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024268k250k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 0°F.

Normal annual precipitation is 24.0 inches, including 51.4 inches of snow.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FARGO HECTOR INTL AP, 7.1 miles from this location.
Precipitation
JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation24.0"1991-2020 Normals
Annual snowfall51.4"1991-2020 Normals
Average January low0°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing62°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

53 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and tornado.

Winter weatherElevated
Strong windHigh
HailElevated
Cold waveElevated
Ice stormModerate
TornadoHigh
Inland floodingModerate

Low or minimal exposure: lightning, wildfire, heat wave, landslide, drought, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

1 major airport lies within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Hector IntlFAR7 mi9,001 ft
Duluth IntlDLH225 mi10,591 ft
Minneapolis-St Paul Intl/Wold-ChamberlainMSP228 mi11,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
69
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Put Fargo side by side with a similar place.

Fargo vs Sioux CityFargo vs MidlandFargo vs RochesterFargo vs Eau Claire

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.