Gary, Indiana

Area Profile

68,113 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Gary, in Lake County.

50out of 100
Area Score
Bottom 15% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity3493rd of 3,904 published cities35
Schools2656th of 2,668 published cities6
Growth1968th of 2,973 published cities41
Housing affordability2791st of 4,223 published cities70
Climate3314th of 4,223 published cities62
Physical resilienceTop 22% of 4,182 published cities81
AccessTop 29% of 4,226 published cities97
Economic stability4203rd of 4,226 published cities15
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 7.6% and the Opportunity signal places Gary in the bottom 11%.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Gary in the top 22% for physical resilience.

A major airport is 4 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
68,113
2024 ACS 5-Year
Median household income
$38,731
Bottom 9% nationally
Density
1,364/sq mi
49.9 sq mi of land
Median age
36.5
2024 ACS 5-Year
County
Lake County
Indiana
Metro area
Chicago-Naperville-Elgin, IL-IN
Nearest major airport
GYY
4 mi · Gary/Chicago Intl
Median home value
$94,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 7.6% is lower than 2% of the 3,904 measured US cities.

Employment grew 0.3% over the past year, to 22,800 employed residents.

Median household income of $38,731 is below 91% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$2,687$38,731Bottom 9%2024 ACS 5-Year
Per capita income ±$1,128$23,453Bottom 16%2024 ACS 5-Year
Poverty rate33.1%Top 8%2024 ACS 5-Year
Average commute28.4 minTop 41%2024 ACS 5-Year
Bachelor's degree or higher14.8%Bottom 34%2024 ACS 5-Year
Employment22,800Bottom 29%June 2026
Employment change (3 years)2.3%Top 20%June 2026
Employment change (year over year)0.3%Top 25%June 2026
Labor force24,662Bottom 30%June 2026
Labor force participation50.2%Bottom 22%2024 ACS 5-Year
Mean annual wage$73,380Top 36%2025 OEWS
Median annual wage$54,720Top 39%2025 OEWS
Unemployment change (year over year)-1.4%Bottom 1%June 2026
Unemployment rate7.6%Top 2%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/06166.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 7.6% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202439k34k
Each point is a separate five-year estimate, most recently $38,731 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Chicago-Naperville-Elgin, IL-IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand157,920$40,550
General and Operations Managers122,930$109,390
Home Health and Personal Care Aides108,520$38,180
Registered Nurses100,240$100,490
Cashiers99,240$35,010
Fast Food and Counter Workers97,280$34,630

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

5% of students met the state standard in mathematics and 10% in reading, across the schools here that reported results.

There are 18.0 students for every full-time teacher, more than in most measured places.

Public schools
22
2024-25 school year
Students per teacher
18.0
across all schools here
Math proficiency
5.3%
Bottom 1% in Indiana
Reading proficiency
10.1%
Bottom 1% in Indiana
SchoolDistrictStudentsPer teacherMathReading
West Side Leadership AcademyGary Community School Corp1,23218.1
21st Century Charter Sch of Gary · charter21st Century Charter Sch of Gary1,180118.05%8%
Gary Lighthouse Charter School · charterGary Lighthouse Charter School1,13815.23%6%
Charter School of the Dunes · charterCharter School of the Dunes83617.84%13%
Thea Bowman Leadership Academy · charterThea Bowman Leadership Academy77317.24%11%
Aspire Charter Academy · charterAspire Charter Academy68420.78%16%
Calumet New Tech High SchoolLake Ridge New Tech Schools62015.1
Glen Park Acad for Excel in LrnGary Community School Corp56615.33%4%
Longfellow New Tech Elementary SchLake Ridge New Tech Schools48319.312%12%
Frankie Woods McCullough AcademyGary Community School Corp47215.75%5%
Daniel Hale Williams Elem SchGary Community School Corp45016.16%8%
Lake Ridge New Tech Middle SchoolLake Ridge New Tech Schools44717.210%20%

73.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,012 takes 31% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.4 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
31.4%
Above the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ median income
Median gross rent
$1,012
2024 ACS 5-Year
Median home value
$94,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.45Bottom 36%2024 ACS 5-Year
Homeownership rate49.1%Bottom 9%2024 ACS 5-Year
Housing units ±69737,816Top 1%2024 ACS 5-Year
Median gross rent ±$38$1,012Top 47%2024 ACS 5-Year
Median home value ±$3,944$94,700Bottom 16%2024 ACS 5-Year
Rent as a share of income31.4%Top 5%2024 ACS 5-Year
Vacancy rate28.0%Top 14%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
41/ 100
Ranks 1968 of 2,973 published city profiles
Permitting is increasing — 3 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 2% since 2020, reaching 67,555 in 2024.

Permit activity has risen for 3 consecutive years.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
10
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 11% nationally
Year over year
+25%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202469k68k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025106.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+13%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 18°F.

Normal annual precipitation is 33.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station VALPARAISO PORTER CO MUNI AP, 20.1 miles from this location.
Precipitation
JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation33.4"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

81 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and heat wave.

TornadoModerate
Heat waveModerate
EarthquakeModerate

Low or minimal exposure: cold wave, inland flooding, winter weather, strong wind, lightning, ice storm, hail, wildfire, landslide, coastal flooding, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 4 miles away.

AirportCodeDistanceLongest runway
Gary/Chicago IntlGYY4 mi8,859 ft
Chicago O'Hare IntlORD39 mi11,245 ft
South Bend IntlSBN54 mi8,412 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Chicago-Naperville-Elgin, IL-IN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
ChicagoCook County2,711,22654vs Gary
AuroraKane County179,89864vs Gary
NapervilleDuPage County150,69271vs Gary
JolietWill County150,44559vs Gary
ElginKane County114,93457vs Gary
WaukeganLake County89,07658vs Gary
CiceroCook County82,79748vs Gary
SchaumburgCook County76,86861vs Gary
HammondLake County76,76858vs Gary
EvanstonCook County76,34063vs Gary
Arlington HeightsCook County76,00566vs Gary
BolingbrookWill County74,09664vs Gary

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Gary side by side with a similar place.

Gary vs DetroitGary vs ElmiraGary vs YoungstownGary vs Birmingham

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Gary

7 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4640815,747$47,45352
4640415,428$42,25657
4640310,929$45,99152
464069,001$35,83949
464078,577$28,52648
464097,184$44,66756
464025,836$33,52954