AreaProfile

Hammond, Indiana

Area Profile

76,768 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Hammond, in Lake County.

58
Area Score
Bottom 42% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity2237th of 3,904 published cities53
Schools2637th of 2,668 published cities8
Growth1590th of 2,973 published cities49
Housing affordabilityTop 42% of 4,223 published cities85
Climate3082nd of 4,223 published cities63
Physical resilienceTop 23% of 4,182 published cities81
AccessTop 29% of 4,226 published cities97
Economic stability3428th of 4,226 published cities41
The quick read

Unemployment is 4.5% and median household income $55,504, putting employment conditions in the middle range of published city profiles.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Hammond in the top 23% for physical resilience.

A major airport is 4 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
76,768
2024 ACS 5-Year
Median household income
$55,504
Bottom 32% nationally
Density
3,376/sq mi
22.7 sq mi of land
Median age
36.0
2024 ACS 5-Year
County
Lake County
Indiana
Metro area
Chicago-Naperville-Elgin, IL-IN
Nearest major airport
GYY
4 mi · Gary/Chicago Intl
Median home value
$159,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.5% is lower than 43% of the 3,904 measured US cities.

Employment grew 0.3% over the past year, to 35,204 employed residents.

MetricValueCompared with peersSource period
Median household income ±$2,507$55,504Bottom 32%2024 ACS 5-Year
Per capita income ±$1,389$28,736Bottom 32%2024 ACS 5-Year
Poverty rate19.1%Top 25%2024 ACS 5-Year
Average commute27.8 minTop 44%2024 ACS 5-Year
Bachelor's degree or higher17.4%Bottom 42%2024 ACS 5-Year
Employment35,204Bottom 42%June 2026
Employment change (3 years)2.2%Top 20%June 2026
Employment change (year over year)0.3%Top 25%June 2026
Labor force36,866Bottom 42%June 2026
Labor force participation61.1%Top 48%2024 ACS 5-Year
Mean annual wage$73,380Top 36%2025 OEWS
Median annual wage$54,720Top 39%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 17%June 2026
Unemployment rate4.5%Top 43%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/068.33.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.5% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202456k48k
Each point is a separate five-year estimate, most recently $55,504 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Chicago-Naperville-Elgin, IL-IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand157,920$40,550
General and Operations Managers122,930$109,390
Home Health and Personal Care Aides108,520$38,180
Registered Nurses100,240$100,490
Cashiers99,240$35,010
Fast Food and Counter Workers97,280$34,630

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

9% of students met the state standard in mathematics and 18% in reading, across the schools here that reported results.

There are 18.0 students for every full-time teacher, more than in most measured places.

Public schools
19
2024-25 school year
Students per teacher
18.0
across all schools here
Math proficiency
8.7%
Bottom 2% in Indiana
Reading proficiency
18.2%
Bottom 5% in Indiana
SchoolDistrictStudentsPer teacherMathReading
Hammond Central High SchoolSchool City of Hammond1,81421.3
Morton Senior High SchoolSchool City of Hammond1,44619.0
Warren G Harding Elementary SchoolSchool City of Hammond75518.011%19%
Washington Irving Elementary SchSchool City of Hammond75420.45%9%
Thomas A Edison Elementary SchoolSchool City of Hammond70519.68%11%
Henry W Eggers Middle SchoolSchool City of Hammond69315.83%17%
Charles N Scott Middle SchoolSchool City of Hammond66318.93%17%
Annie Burns-Hicks Elementary SchoolSchool City of Hammond62216.49%9%
Joseph Hess Elementary SchoolSchool City of Hammond61117.010%17%
Hammond Academy of Science & Tech · charterHammond Academy of Science & Tech57812.312%47%
Thomas Jefferson Elementary SchoolSchool City of Hammond57015.811%13%
Abraham Lincoln Elementary SchoolSchool City of Hammond56518.29%14%

54.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,134 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.9 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
24.5%
Below the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ median income
Median gross rent
$1,134
2024 ACS 5-Year
Median home value
$159,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.88Bottom 49%2024 ACS 5-Year
Homeownership rate62.4%Bottom 24%2024 ACS 5-Year
Housing units ±88032,877Top 2%2024 ACS 5-Year
Median gross rent ±$33$1,134Top 37%2024 ACS 5-Year
Median home value ±$3,839$159,900Bottom 41%2024 ACS 5-Year
Rent as a share of income24.5%Top 19%2024 ACS 5-Year
Vacancy rate9.4%Bottom 48%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
49/ 100
Ranks 1590 of 2,973 published city profiles
Permitting is increasing — 2 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 2% since 2020, reaching 76,030 in 2024.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.4 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
27
12 months ending July 2026
Per 1,000 residents
0.4
Bottom 17% nationally
Year over year
+42%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202478k76k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025205.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+186%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 19°F.

Normal annual precipitation is 34.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHICAGO MIDWAY AP, 17.6 miles from this location.
Precipitation
JFMAMJJASOND4.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation34.4"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing50°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

81 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and heat wave.

TornadoModerate
Heat waveModerate
EarthquakeModerate

Low or minimal exposure: cold wave, inland flooding, winter weather, strong wind, lightning, ice storm, hail, wildfire, landslide, coastal flooding, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 4 miles away.

AirportCodeDistanceLongest runway
Gary/Chicago IntlGYY4 mi8,859 ft
Chicago O'Hare IntlORD33 mi11,245 ft
South Bend IntlSBN61 mi8,412 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
58
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Other cities in Chicago-Naperville-Elgin, IL-IN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
ChicagoCook County2,711,22654vs Hammond
AuroraKane County179,89864vs Hammond
NapervilleDuPage County150,69271vs Hammond
JolietWill County150,44559vs Hammond
ElginKane County114,93457vs Hammond
WaukeganLake County89,07658vs Hammond
CiceroCook County82,79748vs Hammond
SchaumburgCook County76,86861vs Hammond
EvanstonCook County76,34063vs Hammond
Arlington HeightsCook County76,00566vs Hammond
BolingbrookWill County74,09664vs Hammond
GaryLake County68,11350vs Hammond

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Hammond side by side with a similar place.

Hammond vs NewportHammond vs Spanish LakeHammond vs AkronHammond vs Barberton

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Hammond

5 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4632323,047$59,68859
4632421,409$63,05260
4632014,353$37,15854
4639411,894$66,17664
4632710,597$47,28855