Birch Bay, Washington

Area Profile

10,837 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Birch Bay, in Whatcom County.

54out of 100
Area Score
Bottom 33% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
OpportunityTop 23% of 4,199 cities measured70
Schools3,018th of 4,162 cities measured32
GrowthTop 47% of 4,224 cities measured52
Housing affordability3,688th of 4,218 cities measured42
ClimateTop 37% of 4,225 cities measured73
Physical resilience2,366th of 4,226 cities measured50
Access4,177th of 4,226 cities measured34
Economic stability2,232nd of 4,226 cities measured56
The quick read

Birch Bay ranks in the top 23% of cities measured for employment opportunity, with unemployment at 3.6% and median household income of $86,854. The unemployment rate is published for Whatcom County, WA, which contains Birch Bay, rather than for Birch Bay alone.

In the public schools here, 49% of students met the state standard in mathematics, with 19.8 students for every teacher.

Residential permitting has slowed: 1,071 units authorized over the past twelve months, 19% below the prior year. The permit count and 1 other measure here are published for Whatcom County, WA, which contains Birch Bay, rather than for Birch Bay alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
10,837
2024 ACS 5-Year
Median household income
$86,854
Top 27% nationally
Density
634/sq mi
17.1 sq mi of land
Median age
44.6
2024 ACS 5-Year
County
Washington
Metro area
Nearest major airport
BFI
98 mi · Boeing Fld/King County Intl
Median home value
$477,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Whatcom County, WA, which contains Birch Bay, is 3.6%, lower than in 77% of the 4,226 measured US cities.

Employment across Whatcom County, WA, which contains Birch Bay, grew 0.6% over the past year, to 109,125 employed residents.

32% of adults hold a four-year degree, higher than 72% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsWhatcom County, WA’s figurefiling years 2022–2023$76,02156th percentileof 4,101filing years 2022–2023
Income of those who leftWhatcom County, WA’s figurefiling years 2022–2023$72,68452nd percentileof 4,101filing years 2022–2023
Median household income ±$9,6782024 ACS 5-Year$86,854Top 27%of 29,2232024 ACS 5-Year
Per capita income ±$4,2892024 ACS 5-Year$46,034Top 22%of 31,4202024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year8.9%Top 42%of 31,7732024 ACS 5-Year
Average commute ±2.2 min2024 ACS 5-Year27.6 minBottom 45%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year32.0%Top 28%of 31,9192024 ACS 5-Year
Drove alone to work ±6%2024 ACS 5-Year77.7%52nd percentileof 31,4332024 ACS 5-Year
EmploymentWhatcom County, WA’s figureJuly 2026109,125Top 42%of 4,226July 2026
Employment change (3 years)Whatcom County, WA’s figureJuly 2026−0.5%Bottom 46%of 4,226July 2026
Employment change (year over year)Whatcom County, WA’s figureJuly 2026+0.6%Top 25%of 4,226July 2026
Labor forceWhatcom County, WA’s figureJuly 2026113,23858th percentileof 4,226July 2026
Labor force participation ±5%2024 ACS 5-Year76.1%Bottom 43%of 31,5132024 ACS 5-Year
Mean annual wageBellingham, WA Metro Area’s figure2025 OEWS$71,310Top 41%of 3,7292025 OEWS
Median annual wageBellingham, WA Metro Area’s figure2025 OEWS$57,820Top 27%of 3,7292025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.2%75th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Whatcom County, WA’s figureJuly 2026−0.8%Top 16%of 4,226July 2026
Unemployment rateWhatcom County, WA’s figureJuly 20263.6%Top 23%of 4,226July 2026
Worked from home ±5%2024 ACS 5-Year15.3%77th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

202120222023202487k66k
Each point is a separate five-year estimate, most recently $86,854 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Bellingham, WA

OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,830$37,030
Retail Salespersons2,830$37,840
Home Health and Personal Care Aides2,350$44,080
Cashiers2,190$37,250
Janitors and Cleaners, Except Maids and Housekeeping Cleaners1,510$43,560
Waiters and Waitresses1,450$56,700

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Whatcom County, WA, which contains this city.

49% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 19.8 students for every full-time teacher across 5 public schools, more than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
19.8
across all schools here
Math proficiency
48.9%
Bottom 45% in Washington
Reading proficiency
58.2%
Bottom 24% in Washington
All 5 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Blaine High SchoolBlaine School District56621.047%67%
Blaine Middle SchoolBlaine School District47120.548%55%
Blaine Elementary SchoolBlaine School District46920.454%52%
Blaine Primary SchoolBlaine School District41916.8——
Blaine Home ConnectionBlaine School District3939.025%45%

44.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Washington’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 4% above the national average — the Bureau of Economic Analysis index reads 104.0, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Bellingham, WA Metro Area is up 34% over five years, and up 0.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,110 a year in real estate taxes, about 0.65% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,794, some 47% above the $1,222 tenants already here pay.

At HUD’s Fair Market Rent of $1,794 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $71,800 a year, about 83% of the median household income here of $86,854.

The typical renter household here spends 34% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,222 a month.

A median home at $477,200 costs 5.2 times the median income of its owner-occupied households, $92,193, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
104.0

Prices here run about 4% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Bellingham, WA Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
33.7%
Above the 30% cost-burdened threshold
Home price to income
5.2×
median home value ÷ owner household income
Market rent, two bedroom
$1,794
what a new lease costs · FY2026
Median gross rent
$1,222
what tenants now pay · 2024 ACS 5-Year
Median home value
$477,200
2024 ACS 5-Year

The figures above are measured against Birch Bay’s median household income of $86,854, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Bellingham, WA Metro Area’s figure2023104.0Bottom 37%of 3,7002023
Home price change (1 year)the Bellingham, WA Metro Area’s figure2026 Q2+0.5%11th percentileof 4,1542026 Q2
Home price change (5 years)the Bellingham, WA Metro Area’s figure2026 Q2+34.4%27th percentileof 4,1542026 Q2
Home price change (10 years)the Bellingham, WA Metro Area’s figure2026 Q2+116.0%83rd percentileof 4,1542026 Q2
Home price to income ±0.52024 ACS 5-Year5.2Bottom 8%of 26,8152024 ACS 5-Year
Homeownership rate ±12%2024 ACS 5-Year82.1%63rd percentileof 31,7172024 ACS 5-Year
Housing units ±4552024 ACS 5-Year5,97490th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,493Bottom 44%of 4,072FY2026
Market rent, three bedroomFY2026$2,495Bottom 35%of 4,072FY2026
Market rent, two bedroomFY2026$1,794Bottom 42%of 4,072FY2026
Median gross rent ±$5482024 ACS 5-Year$1,222Bottom 31%of 23,1202024 ACS 5-Year
Median home value ±$25,2212024 ACS 5-Year$477,20088th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$3312024 ACS 5-Year$3,11074th percentileof 26,4402024 ACS 5-Year
Owner household income ±$6,9692024 ACS 5-Year$92,193Top 34%of 27,5482024 ACS 5-Year
Property tax rate ±0.08%2024 ACS 5-Year0.65%24th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±10%2024 ACS 5-Year33.7%Bottom 24%of 22,9502024 ACS 5-Year
Seasonal and second homes ±2252024 ACS 5-Year1,13699th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year19.0%92nd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.0%26th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2292024 ACS 5-Year1,31396th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

52/ 100
Top 47% of 4,224 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Federal tax returns show Whatcom County, which contains Birch Bay, gained about 0.5% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $76,021, close to the $72,684 of households that moved out.

At 4.6 permitted units per 1,000 residents, building activity is above the median for measured US cities. The permit rate is published for Whatcom County, WA, which contains Birch Bay, rather than for Birch Bay alone.

Units permitted
1,071
12 months ending July 2026
Per 1,000 residents
4.6
Top 31% nationally
Year over year
−19%
vs the prior twelve months
Multifamily share
41.2%
units in 5+ unit buildings

People moving in and out

Net migration
+0.5%
of residents, in a year
Arrivals from another state
51%
of people moving in
Income of arrivals
$76,021
average per tax return
Income of those who left
$72,684
average per tax return

Where newcomers came from

  1. King County, WA 1,433 people · 15% of arrivals
  2. Snohomish County, WA 760 people · 8.1% of arrivals
  3. Skagit County, WA 685 people · 7.3% of arrivals
  4. Pierce County, WA 241 people · 2.6% of arrivals
  5. Island County, WA 194 people · 2.1% of arrivals

Where people who left went

  1. King County, WA 1,026 people · 12% of departures
  2. Skagit County, WA 799 people · 9.5% of departures
  3. Snohomish County, WA 666 people · 7.9% of departures
  4. Pierce County, WA 244 people · 2.9% of departures
  5. Maricopa County, AZ 232 people · 2.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Whatcom County, WA. IRS Statistics of Income, filing years 2022–2023.

The Census Bureau's Building Permits Survey lists only jurisdictions that issue their own permits, and Birch Bay, WA is not one. This is the figure for Whatcom County, WA, which contains this city.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 73°F and January a low of 34°F.

Normal annual precipitation is 34.7 inches.

Air quality measures a median index of 33, in the Good band, and no day in the year passed 100.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BELLINGHAM INTL AP, 13.0 miles from this location.

Precipitation

JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year472024 calendar year
Annual precipitation1991-2020 Normals34.7"1991-2020 Normals
Average January low1991-2020 Normals34°F1991-2020 Normals
Average July high1991-2020 Normals73°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year332024 calendar year
Seasonal temperature swing1991-2020 Normals24°F1991-2020 Normals

Air quality

Median air quality index
33
Good on a typical day
Worst tenth of days
47
90th percentile index
Days above 100
0
unhealthy for sensitive groups

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

50 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and avalanche, with earthquake alone responsible for 46% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

AvalancheModerate
EarthquakeHigh
Volcanic activityModerate
Heat waveModerate

Low or minimal exposure: landslide, ice storm, inland flooding, cold wave, winter weather, coastal flooding, lightning, wildfire, tsunami, drought, tornado, strong wind, hail, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Whatcom County has a modeled homicide rate of about 2.4 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 9.5 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 37.5 per 100,000 residents in Whatcom County.

Homicide
2.4
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
9.5
per 100,000 residents
Drug overdose
37.5
per 100,000 residents
Suicide
13.8
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Birch Bay (Whatcom County) rather than Birch Bay itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. Either no municipal department reports for this place — many smaller communities are policed by the county — or its department did not report every month of the year. Either way there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

1 major airport lies within 100 miles, the nearest Boeing Fld/King County Intl at 98 miles.

MetricValueCompared nationallySource period
Broadband access ±12%2024 ACS 5-Year88.9%Bottom 46%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle98 miBottom 1%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle1Bottom 1%of 4,226NASR current cycle
No internet access ±6%2024 ACS 5-Year8.9%Bottom 42%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Boeing Fld/King County IntlBFI98 mi10,007 ft
Seattle-Tacoma IntlSEA104 mi11,901 ft
Grant County IntlMWH198 mi13,503 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
54
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Other cities in Bellingham, WA

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
BellinghamWhatcom County93,43855Bellingham vs Birch Bay
LyndenWhatcom County16,23457Lynden vs Birch Bay
FerndaleWhatcom County15,99954Ferndale vs Birch Bay

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Birch Bay side by side with a similar place.

Birch Bay vs CentralBirch Bay vs Ferndale

Moving to Birch Bay from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Birch Bay

1 ZIP area

Every ZIP area in Birch Bay with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Birch Bay closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
9823018,744$86,623$499,800—