Birch Bay, Washington

Area Profile

10,837 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Birch Bay, in Whatcom County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 43% of 3,904 published cities60
Housing affordability2506th of 4,223 published cities75
ClimateTop 37% of 4,223 published cities73
Physical resilience2363rd of 4,182 published cities50
Access4173rd of 4,226 published cities34
Economic stability3557th of 4,226 published cities39
The quick read

Unemployment is 4.1% and median household income $86,854, putting employment conditions in the middle range of published city profiles.

Rent takes 17% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 5.5 times that income.

The nearest major airport is 98 miles away, which is farther than most measured US cities.

At a glance

Population
10,837
2024 ACS 5-Year
Median household income
$86,854
Top 27% nationally
Density
634/sq mi
17.1 sq mi of land
Median age
44.6
2024 ACS 5-Year
County
Whatcom County
Washington
Metro area
Bellingham, WA
Nearest major airport
BFI
98 mi · Boeing Fld/King County Intl
Median home value
$477,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 59% of the 3,904 measured US cities.

Employment fell 0.4% over the past year, to 109,739 employed residents.

32% of adults hold a four-year degree, higher than 72% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$9,678$86,854Top 27%2024 ACS 5-Year
Per capita income ±$4,289$46,034Top 22%2024 ACS 5-Year
Poverty rate9.4%Bottom 44%2024 ACS 5-Year
Average commute27.6 minTop 45%2024 ACS 5-Year
Bachelor's degree or higher32.0%Top 28%2024 ACS 5-Year
Employment109,739Top 38%June 2026
Employment change (3 years)-1.0%Bottom 31%June 2026
Employment change (year over year)-0.4%Top 39%June 2026
Labor force114,378Top 38%June 2026
Labor force participation54.6%Bottom 32%2024 ACS 5-Year
Mean annual wage$71,310Top 41%2025 OEWS
Median annual wage$57,820Top 27%2025 OEWS
Unemployment change (year over year)0.5%Top 29%June 2026
Unemployment rate4.1%Bottom 41%June 2026
Median household income, successive ACS releases
202120222023202487k66k
Each point is a separate five-year estimate, most recently $86,854 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Bellingham, WA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,830$37,030
Retail Salespersons2,830$37,840
Home Health and Personal Care Aides2,350$44,080
Cashiers2,190$37,250
Registered Nurses1,850
Janitors and Cleaners, Except Maids and Housekeeping Cleaners1,510$43,560

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Whatcom County, WA, which contains this city.

There are 19.8 students for every full-time teacher, more than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
19.8
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Blaine High SchoolBlaine School District56621.0
Blaine Middle SchoolBlaine School District47120.5
Blaine Elementary SchoolBlaine School District46920.4
Blaine Primary SchoolBlaine School District41916.8
Blaine Home ConnectionBlaine School District3939.0

44.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Washington’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,222 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.5 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
16.9%
Below the 30% cost-burdened threshold
Home price to income
5.5×
median home value ÷ median income
Median gross rent
$1,222
2024 ACS 5-Year
Median home value
$477,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.49Top 12%2024 ACS 5-Year
Homeownership rate82.1%Top 37%2024 ACS 5-Year
Housing units ±4555,974Top 10%2024 ACS 5-Year
Median gross rent ±$548$1,222Top 31%2024 ACS 5-Year
Median home value ±$25,221$477,200Top 13%2024 ACS 5-Year
Rent as a share of income16.9%Bottom 38%2024 ACS 5-Year
Vacancy rate22.0%Top 21%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 73°F and January a low of 34°F.

Normal annual precipitation is 34.7 inches.

Air quality measures a median index of 33, in the Good band, and no day in the year passed 100.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BELLINGHAM INTL AP, 13.0 miles from this location.
Precipitation
JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index47.02024 calendar year
Annual precipitation34.7"1991-2020 Normals
Average January low34°F1991-2020 Normals
Average July high73°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index33.02024 calendar year
Seasonal temperature swing24°F1991-2020 Normals
Air quality
Median air quality index
33
Good on a typical day
Worst tenth of days
47
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

50 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, avalanche and heat wave.

AvalancheModerate
EarthquakeHigh
Volcanic activityModerate
Heat waveModerate

Low or minimal exposure: landslide, ice storm, inland flooding, cold wave, winter weather, coastal flooding, lightning, wildfire, tsunami, drought, tornado, strong wind, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Whatcom County records 2.3 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 9.1 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 34.9 per 100,000 residents in Whatcom County.

Homicide
2.3
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
9.1
per 100,000 residents · under 10 deaths
Drug overdose
34.9
per 100,000 residents · under 10 deaths
Suicide
13.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Whatcom County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Birch Bay rather than Birch Bay itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

1 major airport lies within 100 miles, the nearest 98 miles away.

AirportCodeDistanceLongest runway
Boeing Fld/King County IntlBFI98 mi10,007 ft
Seattle-Tacoma IntlSEA104 mi11,901 ft
Grant County IntlMWH198 mi13,503 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Bellingham, WA

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
BellinghamWhatcom County93,43855vs Birch Bay
LyndenWhatcom County16,23461vs Birch Bay
FerndaleWhatcom County15,99958vs Birch Bay

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Birch Bay

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
9823018,744$86,623