Bellingham vs Birch Bay

Which is the better fit for you?

Bellingham, WA
55
Area Score
Bottom 38% nationally
Birch Bay, WA
54
Area Score
Bottom 33% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Bellingham receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Bellingham to Birch Bay

It stays in this browser and is never sent anywhere.

Everyday prices
About the same
Regional price level 104.0 against 104.0 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,794 in Birch Bay against $1,794 in Bellingham.
The median home
24% less
$477,200 in Birch Bay against $627,500 in Bellingham.
The weather you would swap
Similar winters
Normal January lows are 34°F in Birch Bay against 34°F in Bellingham; July highs are 73°F against 73°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Bellingham
Birch Bay
Opportunity: Bellingham is the more favorable of the two.
Opportunity
71 · Top 23%
vs
70 · Top 23%
Growth: Bellingham is the more favorable of the two.
Growth
62 · Top 26%
vs
52 · Top 47%
Climate
73 · Top 37%
vs
73 · Top 37%
Physical resilience
50 · Bottom 44%
vs
50 · Bottom 44%
Housing affordability: Birch Bay is the more favorable of the two.
Housing affordability
33 · Bottom 4%
vs
42 · Bottom 13%
Schools: Bellingham is the more favorable of the two.
Schools
39 · Bottom 35%
vs
32 · Bottom 27%
Access: Bellingham is the more favorable of the two.
Access
47 · Bottom 3%
vs
34 · Bottom 1%
Economic stability: Birch Bay is the more favorable of the two.
Economic stability
54 · Bottom 43%
vs
56 · Bottom 47%

Measured values

MetricBellinghamBirch BaySource period
Population93,43810,8372024 ACS 5-Year
Median household income$66,755$86,854 — more favorable2024 ACS 5-Year
Per capita income — the two are too close to separate$42,947 ±$1,301$46,034 ±$4,2892024 ACS 5-Year
Population density3,314/sq mi634/sq mi2024 ACS 5-Year
Median home value$627,500$477,2002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,577 ±$41$1,222 ±$5482024 ACS 5-Year
Market rent, two bedroom$1,794$1,794FY2026
Cost of living index104.0104.02023
Homeownership rate44.6%82.1%2024 ACS 5-Year
Unemployment rate3.3% — more favorable3.6%July 2026
Employment change (year over year)+0.6%+0.6%July 2026
Bachelor's degree or higher48.5% — more favorable32.0%2024 ACS 5-Year
Poverty rate — the two are too close to separate13.4% ±2%8.9% ±4%2024 ACS 5-Year
Housing units permitted (12 months)6211,07112 months ending July 2026
Permits per 1,000 residents6.6 — more favorable4.612 months ending July 2026
Permit change (year over year)−18.4% — more favorable−18.9%12 months ending July 2026
Average July high73°F73°F1991-2020 Normals
Average January low34°F34°F1991-2020 Normals
Annual precipitation34.7"34.7"1991-2020 Normals
Distance to major airport85 mi — more favorable98 miNASR current cycle
Average commute19.7 min — more favorable27.6 min2024 ACS 5-Year
Median age34.144.62024 ACS 5-Year
Public schools3452024-25 school year
Students per teacher17.9 — more favorable19.82024-25 school year
Math proficiency47.0%48.9% — more favorable2018-19 school year
Reading proficiency65.8% — more favorable58.2%2018-19 school year
Free or reduced-price lunch eligibility40.8%44.8%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Physical risk tradeoff

Bellingham

Elevated or high exposure: earthquake.

Birch Bay

Elevated or high exposure: earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Bellingham
—
Bellingham: Your Score
55
Area Score
Birch Bay
—
Birch Bay: Your Score
54
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Bellingham, WA · Birch Bay, WA · How this is calculated: methodology