White Oak, Ohio

Area Profile

19,216 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for White Oak, in Hamilton County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 21% of 3,904 published cities71
Schools2562nd of 2,668 published cities13
Housing affordabilityTop 11% of 4,223 published cities99
Climate2862nd of 4,223 published cities64
Physical resilienceTop 12% of 4,182 published cities89
AccessTop 15% of 4,226 published cities98
Economic stabilityTop 23% of 4,226 published cities72
The quick read

White Oak ranks in the top 21% of published city profiles for employment opportunity, with unemployment at 3.7% and median household income of $70,341.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 19% of median household income and the median home is 2.9 times it.

Natural-hazard exposure is lower than in most comparable published city profiles, placing White Oak in the top 12% for physical resilience.

At a glance

Population
19,216
2024 ACS 5-Year
Median household income
$70,341
Top 45% nationally
Density
3,093/sq mi
6.2 sq mi of land
Median age
37.7
2024 ACS 5-Year
County
Hamilton County
Ohio
Metro area
Cincinnati, OH-KY-IN
Nearest major airport
CVG
12 mi · Cincinnati/Northern Kentucky Intl
Median home value
$203,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7% is lower than 74% of the 3,904 measured US cities.

Employment grew 0.8% over the past year, to 421,006 employed residents.

34% of adults hold a four-year degree, higher than 75% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$8,134$70,341Top 45%2024 ACS 5-Year
Per capita income ±$3,247$40,422Top 32%2024 ACS 5-Year
Poverty rate8.2%Bottom 38%2024 ACS 5-Year
Average commute26.4 minBottom 48%2024 ACS 5-Year
Bachelor's degree or higher34.4%Top 25%2024 ACS 5-Year
Employment421,006Top 18%June 2026
Employment change (3 years)0.9%Top 35%June 2026
Employment change (year over year)0.8%Top 16%June 2026
Labor force437,021Top 18%June 2026
Labor force participation68.8%Top 22%2024 ACS 5-Year
Mean annual wage$67,370Bottom 46%2025 OEWS
Median annual wage$50,170Bottom 44%2025 OEWS
Unemployment change (year over year)-1.2%Bottom 2%June 2026
Unemployment rate3.7%Bottom 26%June 2026
Median household income, successive ACS releases
202120222023202472k64k
Each point is a separate five-year estimate, most recently $70,341 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Cincinnati, OH-KY-IN
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers30,950$29,720
General and Operations Managers29,330$100,670
Retail Salespersons28,670$30,810
Registered Nurses28,520$83,650
Stockers and Order Fillers26,870$37,810
Laborers and Freight, Stock, and Material Movers, Hand22,910$40,240

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Hamilton County, OH, which contains this city.

28% of students met the state standard in mathematics and 34% in reading, across the schools here that reported results.

There are 17.5 students for every full-time teacher, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
17.5
across all schools here
Math proficiency
27.8%
Bottom 10% in Ohio
Reading proficiency
34.1%
Bottom 8% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Struble Elementary SchoolNorthwest Local77218.045%49%
White Oak Middle SchoolNorthwest Local70317.142%47%
Mt. Airy SchoolCincinnati Public Schools59418.013%23%
North College Hill Elementary SchoolNorth College Hill City47218.920%22%
North College Hill Middle SchoolNorth College Hill City45717.610%23%
North College Hill High SchoolNorth College Hill City40219.1
Cincinnati Achievement Academy · charterCincinnati Achievement Academy14410.310%10%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,091 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.9 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
18.6%
Below the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ median income
Median gross rent
$1,091
2024 ACS 5-Year
Median home value
$203,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.90Bottom 49%2024 ACS 5-Year
Homeownership rate70.9%Bottom 40%2024 ACS 5-Year
Housing units ±5448,154Top 7%2024 ACS 5-Year
Median gross rent ±$92$1,091Top 40%2024 ACS 5-Year
Median home value ±$12,424$203,700Top 46%2024 ACS 5-Year
Rent as a share of income18.6%Top 50%2024 ACS 5-Year
Vacancy rate2.9%Bottom 19%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 22°F.

Normal annual precipitation is 41.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station HAMILTON BUTLER CO RGNL AP, 11.5 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation41.4"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high87°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado and strong wind.

TornadoElevated
Strong windModerate

Low or minimal exposure: heat wave, cold wave, inland flooding, lightning, landslide, hail, winter weather, earthquake, ice storm, wildfire, hurricane, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
Cincinnati/Northern Kentucky IntlCVG12 mi10,000 ft
Wilmington Air ParkILN46 mi10,701 ft
James M Cox Dayton IntlDAY52 mi8,502 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Cincinnati, OH-KY-IN

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
CincinnatiHamilton County311,22465vs White Oak
HamiltonButler County63,46864vs White Oak
MiddletownButler County51,61766vs White Oak
FairfieldButler County44,82865vs White Oak
CovingtonKenton County41,11066vs White Oak
MasonWarren County35,50982vs White Oak
FlorenceBoone County32,803vs White Oak
IndependenceKenton County29,39277vs White Oak
OxfordButler County21,75359vs White Oak
LebanonWarren County21,50177vs White Oak
Forest ParkHamilton County20,02570vs White Oak
SpringboroWarren County19,98083vs White Oak

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in White Oak

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4523929,607$60,324