Oxford, Ohio
Area Profile
21,753 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Oxford, in Butler County.
How this area ranks
Data updated · 16 sourcesUnemployment is 3.6% and median household income $40,764, putting employment conditions in the middle range of cities measured. The unemployment rate is published for Butler County, OH, which contains Oxford, rather than for Oxford alone.
In the public schools here, 72% of students met the state standard in mathematics, with 16.8 students for every teacher.
29 housing units were authorized over the past twelve months, within 6% of the prior year — steady rather than turning.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Unemployment across Butler County, OH, which contains Oxford, is 3.6%, lower than in 77% of the 4,226 measured US cities.
Employment across Butler County, OH, which contains Oxford, grew 0.5% over the past year, to 191,450 employed residents.
61% of adults hold a four-year degree, higher than 94% of measured US cities.
Median household income of $40,764 is lower than in 89% of measured US cities.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Income of new arrivalsButler County, OH’s figurefiling years 2022–2023 | $60,919 | 29th percentileof 4,101 | filing years 2022–2023 |
| Income of those who leftButler County, OH’s figurefiling years 2022–2023 | $59,526 | 23rd percentileof 4,101 | filing years 2022–2023 |
| Median household income ±$4,9252024 ACS 5-Year | $40,764 | Bottom 11%of 29,223 | 2024 ACS 5-Year |
| Per capita income ±$3,3122024 ACS 5-Year | $21,879 | Bottom 12%of 31,420 | 2024 ACS 5-Year |
| Poverty rate ±18%2024 ACS 5-Year | 21.5% | Bottom 20%of 31,773 | 2024 ACS 5-Year |
| Average commute ±1.7 min2024 ACS 5-Year | 17.2 min | Top 10%of 31,543 | 2024 ACS 5-Year |
| Bachelor's degree or higher ±8%2024 ACS 5-Year | 61.0% | Top 6%of 31,919 | 2024 ACS 5-Year |
| Drove alone to work ±6%2024 ACS 5-Year | 52.3% | 7th percentileof 31,433 | 2024 ACS 5-Year |
| EmploymentButler County, OH’s figureJuly 2026 | 191,450 | Top 33%of 4,226 | July 2026 |
| Employment change (3 years)Butler County, OH’s figureJuly 2026 | +0.9% | Top 32%of 4,226 | July 2026 |
| Employment change (year over year)Butler County, OH’s figureJuly 2026 | +0.5% | Top 25%of 4,226 | July 2026 |
| Labor forceButler County, OH’s figureJuly 2026 | 198,657 | 66th percentileof 4,226 | July 2026 |
| Labor force participation ±7%2024 ACS 5-Year | 80.7% | Top 41%of 31,513 | 2024 ACS 5-Year |
| Mean annual wageCincinnati, OH-KY-IN Metro Area’s figure2025 OEWS | $67,370 | Bottom 46%of 3,729 | 2025 OEWS |
| Median annual wageCincinnati, OH-KY-IN Metro Area’s figure2025 OEWS | $50,170 | Bottom 44%of 3,729 | 2025 OEWS |
| Public transit to work ±2%2024 ACS 5-Year | 1.6% | 88th percentileof 31,433 | 2024 ACS 5-Year |
| Unemployment change (year over year)Butler County, OH’s figureJuly 2026 | −1.4% | Top 3%of 4,226 | July 2026 |
| Unemployment rateButler County, OH’s figureJuly 2026 | 3.6% | Top 23%of 4,226 | July 2026 |
| Worked from home ±3%2024 ACS 5-Year | 15.5% | 77th percentileof 31,433 | 2024 ACS 5-Year |
Median household income, successive ACS releases
Largest occupations — Cincinnati, OH-KY-IN
| Occupation | People employed | Median annual wage |
|---|---|---|
| Fast Food and Counter Workers | 30,950 | $29,720 |
| General and Operations Managers | 29,330 | $100,670 |
| Retail Salespersons | 28,670 | $30,810 |
| Registered Nurses | 28,520 | $83,650 |
| Stockers and Order Fillers | 26,870 | $37,810 |
| Laborers and Freight, Stock, and Material Movers, Hand | 22,910 | $40,240 |
Searches the 40 largest occupations here that have a published wage.
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Butler County, OH, which contains this city.
72% of students met the state standard in mathematics and 76% in reading, across the schools here that reported results.
There are 16.8 students for every full-time teacher across 5 public schools, more than in most measured places.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| Talawanda High School | Talawanda City | 889 | 16.5 | 66% | 80% |
| Talawanda Middle School | Talawanda City | 679 | 14.8 | 81% | 72% |
| Kramer Elementary School | Talawanda City | 508 | 18.8 | 81% | 82% |
| Bogan Elementary | Talawanda City | 451 | 20.5 | 67% | 75% |
| Maude Marshall Elementary School | Talawanda City | 348 | 15.8 | 62% | 62% |
38.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.
Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Ohio’s own standard, so it is ranked within state. How to read school figures.
Housing & affordability
How it’s calculated — housing affordability →Prices for everything a household buys run about 6% below the national average — the Bureau of Economic Analysis index reads 94.2, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.
The Federal Housing Finance Agency’s house price index for the Cincinnati, OH-KY-IN Metro Area is up 50% over five years, and up 3.8% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.
Homeowners here who pay a tax bill pay a median of $2,625 a year in real estate taxes, about 1.10% of the median home value.
HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,320, some 32% above the $997 tenants already here pay.
At HUD’s Fair Market Rent of $1,320 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $52,800 a year, about 130% of the median household income here of $40,764.
The typical renter household here spends 44% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $997 a month.
A median home at $238,000 costs 2.0 times the median income of its owner-occupied households, $116,369, close to the historic benchmark for an affordable market.
Prices here run about 6% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.
Published for the Cincinnati, OH-KY-IN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.
The figures above are measured against Oxford’s median household income of $40,764, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Cost of living indexthe Cincinnati, OH-KY-IN Metro Area’s figure2023 | 94.2 | Top 22%of 3,700 | 2023 |
| Home price change (1 year)the Cincinnati, OH-KY-IN Metro Area’s figure2026 Q2 | +3.8% | 63rd percentileof 4,154 | 2026 Q2 |
| Home price change (5 years)the Cincinnati, OH-KY-IN Metro Area’s figure2026 Q2 | +49.9% | 78th percentileof 4,154 | 2026 Q2 |
| Home price change (10 years)the Cincinnati, OH-KY-IN Metro Area’s figure2026 Q2 | +105.8% | 70th percentileof 4,154 | 2026 Q2 |
| Home price to income ±0.52024 ACS 5-Year | 2.0 | Top 34%of 26,815 | 2024 ACS 5-Year |
| Homeownership rate ±6%2024 ACS 5-Year | 34.3% | 3rd percentileof 31,717 | 2024 ACS 5-Year |
| Housing units ±5162024 ACS 5-Year | 7,264 | 92nd percentileof 32,177 | 2024 ACS 5-Year |
| Market rent, one bedroomFY2026 | $1,030 | Top 25%of 4,072 | FY2026 |
| Market rent, three bedroomFY2026 | $1,740 | Top 32%of 4,072 | FY2026 |
| Market rent, two bedroomFY2026 | $1,320 | Top 28%of 4,072 | FY2026 |
| Median gross rent ±$882024 ACS 5-Year | $997 | Bottom 47%of 23,120 | 2024 ACS 5-Year |
| Median home value ±$34,1212024 ACS 5-Year | $238,000 | 62nd percentileof 29,111 | 2024 ACS 5-Year |
| Median property taxes ±$1652024 ACS 5-Year | $2,625 | 68th percentileof 26,440 | 2024 ACS 5-Year |
| Owner household income ±$23,3782024 ACS 5-Year | $116,369 | Top 17%of 27,548 | 2024 ACS 5-Year |
| Property tax rate ±0.17%2024 ACS 5-Year | 1.10% | 58th percentileof 20,543 | 2024 ACS 5-Year |
| Rent as a share of income ±11%2024 ACS 5-Year | 44.1% | Bottom 8%of 22,950 | 2024 ACS 5-Year |
| Seasonal and second homes ±1582024 ACS 5-Year | 307 | 96th percentileof 32,330 | 2024 ACS 5-Year |
| Second homes2024 ACS 5-Year | 4.2% | 79th percentileof 31,895 | 2024 ACS 5-Year |
| Vacancy rate2024 ACS 5-Year | 12.0% | 71st percentileof 31,769 | 2024 ACS 5-Year |
| Vacant housing units ±2712024 ACS 5-Year | 1,182 | 96th percentileof 32,330 | 2024 ACS 5-Year |
These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.
Growth & development
How it’s calculated — growth →Development Momentum
An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
Population has fallen 2% since 2020, to 22,585 in 2024.
Permitting has turned upward after moving the other way the year before: 30 units authorized in 2025, up 50% on the prior year.
Population is still rising but the pace is easing: 22,585 residents in 2024, up 0.6% over the year, a smaller gain than the year before. That recent rise has not yet made up the 2% decline since 2020.
New construction is predominantly single-family: of 29 units permitted over the past twelve months, none were in buildings of five or more homes.
Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across Butler County, which contains Oxford, in the most recent year. Households that moved in reported an average income of $60,919, close to the $59,526 of households that moved out.
At 1.3 permitted units per 1,000 residents, building activity is below the median for measured US cities.
Population, annual estimates
People moving in and out
Where newcomers came from
- Hamilton County, OH 5,632 people · 34% of arrivals
- Warren County, OH 2,317 people · 14% of arrivals
- Montgomery County, OH 931 people · 5.6% of arrivals
- Clermont County, OH 582 people · 3.5% of arrivals
- Franklin County, OH 309 people · 1.8% of arrivals
Where people who left went
- Hamilton County, OH 4,535 people · 28% of departures
- Warren County, OH 2,693 people · 16% of departures
- Montgomery County, OH 1,216 people · 7.4% of departures
- Clermont County, OH 554 people · 3.4% of departures
- Franklin County, OH 347 people · 2.1% of departures
Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Butler County, OH. IRS Statistics of Income, filing years 2022–2023.
Housing units permitted per year
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 22°F.
Normal annual precipitation is 41.4 inches.
Air quality measures a median index of 53, in the Moderate band, and about 3 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.
Precipitation
| Metric | Value | Source period |
|---|---|---|
| 90th percentile air quality index2024 calendar year | 69 | 2024 calendar year |
| Annual precipitation1991-2020 Normals | 41.4" | 1991-2020 Normals |
| Average January low1991-2020 Normals | 22°F | 1991-2020 Normals |
| Average July high1991-2020 Normals | 87°F | 1991-2020 Normals |
| Comfortable months1991-2020 Normals | 5 | 1991-2020 Normals |
| Days above AQI 1002024 calendar year | 3 | 2024 calendar year |
| Median air quality index2024 calendar year | 53 | 2024 calendar year |
| Seasonal temperature swing1991-2020 Normals | 45°F | 1991-2020 Normals |
Air quality
A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.
Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 52% of it. Inland flooding and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.
Overall hazard risk is lower than 72% of measured US cities.
Low or minimal exposure: cold wave, lightning, inland flooding, winter weather, hail, landslide, drought, wildfire, hurricane, tsunami, volcanic activity, coastal flooding, avalanche.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.
Oxford's police department reported 84 violent offenses per 100,000 residents, lower than most places with a department reporting. Property crime runs at 674.
Butler County records 3.3 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.
Firearm deaths of all intents run at 10.9 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.
Drug overdose deaths run at 21.1 per 100,000 residents in Butler County.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.
Offenses are reported to the FBI by Oxford’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Oxford (Butler County) rather than Oxford itself. Neither is part of the Area Score. How to read crime rates and death rates.
What this profile does not cover
Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.
- Taxes
- Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house.
Access
5 major airports lie within 100 miles, the nearest Cincinnati/Northern Kentucky Intl at 32 miles.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Broadband access ±4%2024 ACS 5-Year | 89.4% | Bottom 48%of 31,588 | 2024 ACS 5-Year |
| Distance to major airportNASR current cycle | 32 mi | Bottom 26%of 4,226 | NASR current cycle |
| Major airports within 100 milesNASR current cycle | 5 | Top 45%of 4,226 | NASR current cycle |
| No internet access ±3%2024 ACS 5-Year | 4.1% | Top 31%of 31,588 | 2024 ACS 5-Year |
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Cincinnati/Northern Kentucky Intl | CVG | 32 mi | 10,000 ft |
| James M Cox Dayton Intl | DAY | 39 mi | 8,502 ft |
| Wilmington Air Park | ILN | 51 mi | 10,701 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Other cities in Cincinnati, OH-KY-IN
Same metropolitan area, measured the same way| City | County | Population | Area Score | Compare |
|---|---|---|---|---|
| Cincinnati | Hamilton County | 311,224 | 64 | Cincinnati vs Oxford |
| Hamilton | Butler County | 63,468 | 62 | Hamilton vs Oxford |
| Middletown | Butler County | 51,617 | 63 | Middletown vs Oxford |
| Fairfield | Butler County | 44,828 | 62 | |
| Covington | Kenton County | 41,110 | 65 | |
| Mason | Warren County | 35,509 | 80 | |
| Florence | Boone County | 32,803 | 71 | |
| Independence | Kenton County | 29,392 | 78 | |
| Lebanon | Warren County | 21,501 | 72 | |
| Forest Park | Hamilton County | 20,025 | 63 | |
| Springboro | Warren County | 19,980 | 80 | |
| Erlanger | Kenton County | 19,875 | 67 |
Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.
Similar places
Matched on AreaProfile signals, not geographyCompare
Put Oxford side by side with a similar place.
Moving to Oxford from somewhere else?
You get the difference in prices, rent and weather, and the income that would keep pace.
Data & methodology
| Used for | Source | Source period |
|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle |
| Safety | Federal Bureau of Investigation, Crime Data Explorer Summarized offense counts by law enforcement agency | 2025 calendar year |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) |
| Demographics, Income | Internal Revenue Service, Statistics of Income Division U.S. Population Migration Data (county to county) | filing years 2022–2023 |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals |
| Housing | U.S. Bureau of Economic Analysis Regional price parities and county personal income | 2023 |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | July 2026 |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 |
| Access, Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year |
| Safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | March 2025 to February 2026; May 2025 to April 2026 |
| Schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2018-19 school year; 2024-25 school year |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 |
| Climate | U.S. Environmental Protection Agency, Air Quality System Daily Air Quality Index by county | 2024 calendar year |
| Housing | U.S. Federal Housing Finance Agency House Price Index (traditional, all-transactions) | 2026 Q2 |
| Current conditions | NOAA National Weather Service National Weather Service current conditions | Live observation, read when the page opens |
Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.
ZIP codes in Oxford
1 ZIP areaEvery ZIP area in Oxford with census figures of its own, largest first.
| ZIP | Population | Median household income | Median home value | Area Score |
|---|---|---|---|---|
| 45056 | 27,376 | $49,233 | $250,700 | 63 |