Matthews, North Carolina

Area Profile

30,577 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Matthews, in Mecklenburg County.

66out of 100
Area Score
Top 27% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 16 sources
OpportunityTop 30% of 4,199 cities measured66
SchoolsTop 20% of 4,162 cities measured73
Growth2,458th of 4,224 cities measured46
Housing affordabilityTop 36% of 4,218 cities measured71
ClimateTop 26% of 4,225 cities measured76
Physical resilience2,401st of 4,226 cities measured50
AccessTop 39% of 4,226 cities measured95
Economic stabilityTop 12% of 4,226 cities measured75
The quick read

Unemployment is 3.4% and median household income $108,611, putting employment conditions in the middle range of cities measured.

In the public schools here, 64% of students met the state standard in mathematics, with 18.5 students for every teacher.

Residential permitting has slowed: 5,025 units authorized over the past twelve months, 51% below the prior year. The permit count and 1 other measure here are published for Mecklenburg County, NC, which contains Matthews, rather than for Matthews alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
30,577
2024 ACS 5-Year
Median household income
$108,611
Top 14% nationally
Density
1,787/sq mi
17.1 sq mi of land
Median age
40.1
2024 ACS 5-Year
County
North Carolina
Nearest major airport
CLT
15 mi · Charlotte/Douglas Intl
Median home value
$445,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.4%, lower than in 84% of the 4,226 measured US cities.

Employment fell 1.8% over the past year, to 15,879 employed residents.

55% of adults hold a four-year degree, higher than 91% of measured US cities.

Median household income of $108,611 is higher than in 86% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsMecklenburg County, NC’s figurefiling years 2022–2023$81,70263rd percentileof 4,101filing years 2022–2023
Income of those who leftMecklenburg County, NC’s figurefiling years 2022–2023$89,71075th percentileof 4,101filing years 2022–2023
Median household income ±$9,1292024 ACS 5-Year$108,611Top 14%of 29,2232024 ACS 5-Year
Per capita income ±$3,4532024 ACS 5-Year$53,265Top 14%of 31,4202024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year3.7%Top 18%of 31,7732024 ACS 5-Year
Average commute ±1.1 min2024 ACS 5-Year26.9 minBottom 49%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year55.2%Top 9%of 31,9192024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year69.9%28th percentileof 31,4332024 ACS 5-Year
EmploymentJuly 202615,879Bottom 15%of 4,226July 2026
Employment change (3 years)July 2026−1.4%Bottom 33%of 4,226July 2026
Employment change (year over year)July 2026−1.8%Bottom 26%of 4,226July 2026
Labor forceJuly 202616,44015th percentileof 4,226July 2026
Labor force participation ±3%2024 ACS 5-Year84.9%Top 24%of 31,5132024 ACS 5-Year
Mean annual wageCharlotte-Concord-Gastonia, NC-SC Metro Area’s figure2025 OEWS$68,900Top 49%of 3,7292025 OEWS
Median annual wageCharlotte-Concord-Gastonia, NC-SC Metro Area’s figure2025 OEWS$49,990Bottom 40%of 3,7292025 OEWS
Public transit to work ±0.3%2024 ACS 5-Year0.2%76th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)July 2026−0.1%Bottom 49%of 4,226July 2026
Unemployment rateJuly 20263.4%Top 16%of 4,226July 2026
Worked from home ±2%2024 ACS 5-Year18.0%82nd percentileof 31,4332024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.52.4
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.4% in July 2026. It has been rising for the last 2 months, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

2021202220232024109k96k
Each point is a separate five-year estimate, most recently $108,611 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Charlotte-Concord-Gastonia, NC-SC

OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand40,540$38,850
Retail Salespersons35,150$33,580
Cashiers27,350$29,610
Fast Food and Counter Workers27,050$28,880
Registered Nurses27,010$90,620
Customer Service Representatives26,120$44,980

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

64% of students met the state standard in mathematics and 57% in reading, across the schools here that reported results.

There are 18.5 students for every full-time teacher across 9 public schools, more than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
18.5
across all schools here
Math proficiency
64.3%
Top 9% in North Carolina
Reading proficiency
57.2%
Top 20% in North Carolina
All 9 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Butler High SchoolCharlotte-Mecklenburg Schools1,79118.363%53%
Socrates Academy · charterSocrates Academy1,03919.665%64%
Crestdale MiddleCharlotte-Mecklenburg Schools98920.666%65%
Mint Hill MiddleCharlotte-Mecklenburg Schools87818.357%55%
Mint Hill Elementary SchoolCharlotte-Mecklenburg Schools86416.6——
Matthews ElementaryCharlotte-Mecklenburg Schools72616.961%52%
Elizabeth Lane ElementaryCharlotte-Mecklenburg Schools70218.078%68%
Crown Point ElementaryCharlotte-Mecklenburg Schools65716.452%43%
Levine Middle College High SchCharlotte-Mecklenburg Schools21643.298%—

53.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against North Carolina’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 3% below the national average — the Bureau of Economic Analysis index reads 97.3, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Charlotte-Concord-Gastonia, NC-SC Metro Area is up 50% over five years, and up 1.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,047 a year in real estate taxes, about 0.68% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,040, some 16% above the $1,764 tenants already here pay.

At HUD’s Fair Market Rent of $2,040 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $81,600 a year, about 75% of the median household income here of $108,611.

The typical renter household here spends 28% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,764 a month.

A median home at $445,100 costs 3.4 times the median income of its owner-occupied households, $129,126, above the historic benchmark of about 3 times income.

Cost of living
97.3

Prices here run about 3% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Charlotte-Concord-Gastonia, NC-SC Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
28.3%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ owner household income
Market rent, two bedroom
$2,040
what a new lease costs · FY2026
Median gross rent
$1,764
what tenants now pay · 2024 ACS 5-Year
Median home value
$445,100
2024 ACS 5-Year

The figures above are measured against Matthews’s median household income of $108,611, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Charlotte-Concord-Gastonia, NC-SC Metro Area’s figure202397.3Top 34%of 3,7002023
Home price change (1 year)the Charlotte-Concord-Gastonia, NC-SC Metro Area’s figure2026 Q2+1.5%30th percentileof 4,1542026 Q2
Home price change (5 years)the Charlotte-Concord-Gastonia, NC-SC Metro Area’s figure2026 Q2+49.9%78th percentileof 4,1542026 Q2
Home price change (10 years)the Charlotte-Concord-Gastonia, NC-SC Metro Area’s figure2026 Q2+124.2%91st percentileof 4,1542026 Q2
Home price to income ±0.22024 ACS 5-Year3.4Bottom 25%of 26,8152024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year64.4%27th percentileof 31,7172024 ACS 5-Year
Housing units ±4322024 ACS 5-Year12,58895th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,860Bottom 24%of 4,072FY2026
Market rent, three bedroomFY2026$2,510Bottom 35%of 4,072FY2026
Market rent, two bedroomFY2026$2,040Bottom 31%of 4,072FY2026
Median gross rent ±$422024 ACS 5-Year$1,764Bottom 12%of 23,1202024 ACS 5-Year
Median home value ±$11,5552024 ACS 5-Year$445,10086th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$962024 ACS 5-Year$3,04773rd percentileof 26,4402024 ACS 5-Year
Owner household income ±$6,8892024 ACS 5-Year$129,126Top 12%of 27,5482024 ACS 5-Year
Property tax rate ±0.03%2024 ACS 5-Year0.68%28th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year28.3%Top 50%of 22,9502024 ACS 5-Year
Seasonal and second homes ±1332024 ACS 5-Year15192nd percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year1.2%63rd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.6%36th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±1992024 ACS 5-Year72493rd percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

46/ 100
Ranks 2,458 of 4,224 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 9% since 2020, reaching 32,048 in 2024.

79% of the 5,025 units permitted over the past twelve months are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses. The multifamily share is published for Mecklenburg County, NC, which contains Matthews, rather than for Matthews alone.

Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across Mecklenburg County, which contains Matthews, in the most recent year. Households that moved in reported an average income of $81,702, below the $89,710 of households that moved out.

At 4.4 permitted units per 1,000 residents, building activity is above the median for measured US cities. The permit rate is published for Mecklenburg County, NC, which contains Matthews, rather than for Matthews alone.

Units permitted
5,025
12 months ending July 2026
Per 1,000 residents
4.4
Top 33% nationally
Year over year
−51%
vs the prior twelve months
Multifamily share
79.1%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202432k30k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
0.0%
of residents, in a year
Arrivals from another state
66%
of people moving in
Income of arrivals
$81,702
average per tax return
Income of those who left
$89,710
average per tax return

Where newcomers came from

  1. Cabarrus County, NC 3,747 people · 5.7% of arrivals
  2. Union County, NC 3,351 people · 5.1% of arrivals
  3. Gaston County, NC 2,434 people · 3.7% of arrivals
  4. York County, SC 2,163 people · 3.3% of arrivals
  5. Wake County, NC 1,708 people · 2.6% of arrivals

Where people who left went

  1. Union County, NC 6,018 people · 9.1% of departures
  2. Cabarrus County, NC 5,924 people · 9.0% of departures
  3. Gaston County, NC 4,710 people · 7.1% of departures
  4. York County, SC 4,028 people · 6.1% of departures
  5. Iredell County, NC 2,806 people · 4.3% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Mecklenburg County, NC. IRS Statistics of Income, filing years 2022–2023.

The Census Bureau's Building Permits Survey lists only jurisdictions that issue their own permits, and Matthews, NC is not one. This is the figure for Mecklenburg County, NC, which contains this city.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 32°F.

Normal annual precipitation is 37.9 inches.

Air quality measures a median index of 51, in the Moderate band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MONROE AP, 8.7 miles from this location.

Precipitation

JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year662024 calendar year
Annual precipitation1991-2020 Normals37.9"1991-2020 Normals
Average January low1991-2020 Normals32°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Days above AQI 1002024 calendar year42024 calendar year
Median air quality index2024 calendar year512024 calendar year
Seasonal temperature swing1991-2020 Normals37°F1991-2020 Normals

Air quality

Median air quality index
51
Moderate on a typical day
Worst tenth of days
66
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

50 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake, with inland flooding alone responsible for 80% of it. Tornado is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Inland floodingElevated
EarthquakeModerate
HurricaneModerate
LandslideModerate

Low or minimal exposure: tornado, ice storm, lightning, hail, heat wave, strong wind, winter weather, cold wave, wildfire, drought, avalanche, coastal flooding, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
98
per 100,000 residents · 2025 calendar year
Property crime
2,283
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Matthews's police department reported 98 violent offenses per 100,000 residents, lower than most places with a department reporting. Property crime runs at 2,283.

Mecklenburg County records 8.4 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 13.3 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 16.4 per 100,000 residents in Mecklenburg County.

Homicide
8.4
per 100,000 residents
Firearm deaths, all intents
13.3
per 100,000 residents
Drug overdose
16.4
per 100,000 residents
Suicide
10.1
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Matthews’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Matthews (Mecklenburg County) rather than Matthews itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Charlotte/Douglas Intl at 15 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year92.2%Top 39%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle15 miTop 43%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle4Bottom 38%of 4,226NASR current cycle
No internet access ±1%2024 ACS 5-Year2.9%Top 24%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Charlotte/Douglas IntlCLT15 mi10,000 ft
Piedmont Triad IntlGSO80 mi10,001 ft
Columbia MetroCAE85 mi8,601 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
66
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—

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Other cities in Charlotte-Concord-Gastonia, NC-SC

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
CharlotteMecklenburg County903,84459Charlotte vs Matthews
ConcordCabarrus County108,71960Concord vs Matthews
GastoniaGaston County82,88458Gastonia vs Matthews
Rock HillYork County75,25967
HuntersvilleMecklenburg County63,96966
KannapolisCabarrus County57,89054
MooresvilleIredell County52,38165
Indian TrailUnion County42,03666
MonroeUnion County36,75961
SalisburyRowan County35,82553
CorneliusMecklenburg County32,78366
Fort MillYork County30,77581

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Matthews side by side with a similar place.

Matthews vs HuntersvilleMatthews vs Cornelius

Moving to Matthews from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Matthews

1 ZIP area

Every ZIP area in Matthews with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Matthews closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
2810546,817$108,190$430,800—