56537Fergus Falls, Minnesota

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 56537.

62out of 100
Area Score
Top 44% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5409th of 6,210 published ZIP areas34
SchoolsTop 16% of 4,422 published ZIP areas78
Growth3897th of 5,428 published ZIP areas37
Housing affordabilityTop 29% of 6,685 published ZIP areas91
Climate6737th of 6,789 published ZIP areas49
Physical resilienceTop 9% of 6,709 published ZIP areas91
Access6318th of 6,791 published ZIP areas61
Economic stability3496th of 6,742 published ZIP areas59
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.7% and the Opportunity signal places 56537 in the bottom 13%.

Rent takes 17% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.8 times that income.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 56537 in the top 9% for physical resilience.

At a glance

Population
19,856
2024 ACS 5-Year
Median household income
$65,473
Bottom 40% nationally
Density
70/sq mi
283.4 sq mi of land
Median age
43.7
2024 ACS 5-Year
City
Fergus Falls
Minnesota
Metro area
Fergus Falls, MN
Nearest major airport
FAR
56 mi · Hector Intl
Median home value
$246,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 40% of the 6,544 measured US ZIP areas.

Employment fell 2.5% over the past year, to 29,834 employed residents.

MetricValueCompared with peersSource period
Median household income ±$4,013$65,473Bottom 40%2024 ACS 5-Year
Per capita income ±$1,956$37,805Top 46%2024 ACS 5-Year
Poverty rate7.7%Bottom 35%2024 ACS 5-Year
Average commute16.6 minBottom 6%2024 ACS 5-Year
Bachelor's degree or higher31.3%Top 32%2024 ACS 5-Year
Employment29,834Bottom 31%June 2026
Employment change (3 years)-2.8%Bottom 12%June 2026
Employment change (year over year)-2.5%Bottom 13%June 2026
Labor force31,317Bottom 31%June 2026
Labor force participation62.5%Top 43%2024 ACS 5-Year
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate4.7%Top 40%June 2026
Median household income, successive ACS releases
202120222023202465k55k
Each point is a separate five-year estimate, most recently $65,473 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fergus Falls, MN, the city containing this ZIP code.

62% of students met the state standard in mathematics and 61% in reading, across the schools here that reported results.

There are 14.4 students for every full-time teacher, fewer than in most measured places.

Public schools
10
2024-25 school year
Students per teacher
14.4
across all schools here
Math proficiency
62.0%
Top 17% in Minnesota
Reading proficiency
60.9%
Top 23% in Minnesota
SchoolDistrictStudentsPer teacherMathReading
Kennedy High SchoolFergus Falls Public School District71413.5
Kennedy Middle SchoolFergus Falls Public School District55815.957%62%
Cleveland ElementaryFergus Falls Public School District36120.170%59%
Adams ElementaryFergus Falls Public School District25413.4
McKinley ElementaryFergus Falls Public School District24914.6
Fergus Falls Area Learning CenterFergus Falls Public School District8311.9
Early Childhood Special EducationFERGUS FALLS AREA SP. ED. COOP.27
Lakes Country AcademyREGION 4-LAKES COUNTRY SERVICE COOP142.3
K-8 Special EducationFERGUS FALLS AREA SP. ED. COOP.4
Shared Time SchoolFergus Falls Public School District0

36.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Minnesota’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $910 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
16.7%
Below the 30% cost-burdened threshold
Home price to income
3.8×
median home value ÷ median income
Median gross rent
$910
2024 ACS 5-Year
Median home value
$246,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.76Top 33%2024 ACS 5-Year
Homeownership rate71.3%Bottom 32%2024 ACS 5-Year
Housing units ±3249,591Top 17%2024 ACS 5-Year
Median gross rent ±$89$910Bottom 38%2024 ACS 5-Year
Median home value ±$18,108$246,500Top 43%2024 ACS 5-Year
Rent as a share of income16.7%Bottom 43%2024 ACS 5-Year
Vacancy rate11.2%Top 49%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
37/ 100
Ranks 3897 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
22
12 months ending July 2026
Per 1,000 residents
1.6
Bottom 34% nationally
Year over year
+22%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Fergus Falls, MN, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of 0°F.

Normal annual precipitation is 26.9 inches.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FERGUS FALLS, 1.6 miles from this location.
Precipitation
JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation26.9"1991-2020 Normals
Average January low0°F1991-2020 Normals
Average July high81°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing62°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

91 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and winter weather.

Winter weatherModerate
Strong windElevated
TornadoHigh
HailModerate
LightningModerate
Heat waveModerate

Low or minimal exposure: cold wave, inland flooding, landslide, wildfire, drought, ice storm, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Otter Tail County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.1 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 8.4 per 100,000 residents in Otter Tail County.

Homicide
0.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
10.1
per 100,000 residents · under 10 deaths
Drug overdose
8.4
per 100,000 residents · under 10 deaths
Suicide
15.7
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Otter Tail County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 56537 rather than 56537 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

1 major airport lies within 100 miles, the nearest 56 miles away.

AirportCodeDistanceLongest runway
Hector IntlFAR56 mi9,001 ft
Minneapolis-St Paul Intl/Wold-ChamberlainMSP169 mi11,006 ft
Joe Foss FldFSD189 mi9,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

56537 vs Fergus Falls

How this ZIP area compares with Fergus Falls as a whole. Both figures come from the same ACS release, so the comparison is like for like.

56537
Fergus Falls
Median household income
$65,473
vs
$56,162
Per capita income
$37,805
vs
$34,864
Population density
70/sq mi
vs
986/sq mi
Median home value
$246,500
vs
$194,000
Median gross rent
$910
vs
$911
Homeownership rate
71.3%
vs
64.1%
Bachelor's degree or higher
31.3%
vs
29.3%
Poverty rate
7.7%
vs
9.1%
Median age
43.7
vs
43.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.