42718Campbellsville, Kentucky

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 42718.

52out of 100
Area Score
Bottom 23% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity6117th of 6,210 published ZIP areas17
Schools3532nd of 4,422 published ZIP areas28
Growth2935th of 5,428 published ZIP areas48
Housing affordabilityTop 9% of 6,685 published ZIP areas100
ClimateTop 33% of 6,789 published ZIP areas74
Physical resilienceTop 40% of 6,709 published ZIP areas67
Access6342nd of 6,791 published ZIP areas60
Economic stability5255th of 6,742 published ZIP areas42
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 6.3% and the Opportunity signal places 42718 in the bottom 1%.

In the public schools here, 23% of students met the state standard in mathematics, with 16.2 students for every teacher.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 15% of median household income and the median home is 3.0 times it.

At a glance

Population
26,768
2024 ACS 5-Year
Median household income
$57,243
Bottom 25% nationally
Density
101/sq mi
265.5 sq mi of land
Median age
37.8
2024 ACS 5-Year
City
Campbellsville
Kentucky
Metro area
Campbellsville, KY
Nearest major airport
SDF
58 mi · Louisville Muhammad Ali Intl
Median home value
$170,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.3% is lower than 6% of the 6,544 measured US ZIP areas.

Employment fell 2.8% over the past year, to 10,029 employed residents.

MetricValueCompared with peersSource period
Median household income ±$6,272$57,243Bottom 25%2024 ACS 5-Year
Per capita income ±$1,896$28,357Bottom 21%2024 ACS 5-Year
Poverty rate17.8%Top 23%2024 ACS 5-Year
Average commute22.5 minBottom 22%2024 ACS 5-Year
Bachelor's degree or higher23.4%Top 50%2024 ACS 5-Year
Employment10,029Bottom 2%June 2026
Employment change (3 years)-4.5%Bottom 5%June 2026
Employment change (year over year)-2.8%Bottom 11%June 2026
Labor force10,699Bottom 2%June 2026
Labor force participation60.4%Bottom 49%2024 ACS 5-Year
Unemployment change (year over year)0.8%Top 15%June 2026
Unemployment rate6.3%Top 6%June 2026
Median household income, successive ACS releases
202120222023202461k56k
Each point is a separate five-year estimate, most recently $57,243 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Campbellsville, KY, the city containing this ZIP code.

23% of students met the state standard in mathematics and 37% in reading, across the schools here that reported results.

There are 16.2 students for every full-time teacher, more than in most measured places.

Public schools
8
2024-25 school year
Students per teacher
16.2
across all schools here
Math proficiency
23.0%
Bottom 24% in Kentucky
Reading proficiency
36.8%
Bottom 24% in Kentucky
SchoolDistrictStudentsPer teacherMathReading
Taylor County High SchoolTaylor County81919.0
Campbellsville Elementary SchoolCampbellsville Independent69519.317%26%
Taylor County Primary CenterTaylor County67014.9
Taylor County Elementary SchoolTaylor County59414.135%36%
Taylor County Middle SchoolTaylor County58618.322%47%
Campbellsville High SchoolCampbellsville Independent37014.8
Campbellsville Middle SchoolCampbellsville Independent28411.415%45%
Central Kentucky Career AcademyTaylor County0

61.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Kentucky’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $723 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
15.2%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$723
2024 ACS 5-Year
Median home value
$170,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.98Bottom 46%2024 ACS 5-Year
Homeownership rate69.1%Bottom 28%2024 ACS 5-Year
Housing units ±25411,201Top 14%2024 ACS 5-Year
Median gross rent ±$83$723Bottom 14%2024 ACS 5-Year
Median home value ±$10,222$170,500Bottom 35%2024 ACS 5-Year
Rent as a share of income15.2%Bottom 32%2024 ACS 5-Year
Vacancy rate7.8%Bottom 37%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
48/ 100
Ranks 2935 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
12
12 months ending July 2026
Per 1,000 residents
1.0
Bottom 27% nationally
Year over year
+71%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Campbellsville, KY, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 26°F.

Normal annual precipitation is 51.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station GREENSBURG, 11.3 miles from this location.
Precipitation
JFMAMJJASOND5.0"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation51.7"1991-2020 Normals
Average January low26°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing42°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

67 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and cold wave.

Overall hazard risk is lower than 84% of measured US ZIP areas.

Strong windModerate
HailModerate
TornadoModerate
EarthquakeElevated
Cold waveModerate

Low or minimal exposure: winter weather, ice storm, lightning, inland flooding, hurricane, heat wave, drought, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Taylor County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 15.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 37.8 per 100,000 residents in Taylor County.

Homicide
0.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
15.5
per 100,000 residents · under 10 deaths
Drug overdose
37.8
per 100,000 residents · under 10 deaths
Suicide
17.2
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Taylor County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 42718 rather than 42718 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

1 major airport lies within 100 miles, the nearest 58 miles away.

AirportCodeDistanceLongest runway
Louisville Muhammad Ali IntlSDF58 mi11,887 ft
Owensboro/Daviess County RgnlOWB101 mi8,000 ft
Nashville IntlBNA113 mi11,030 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
52
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

42718 vs Campbellsville

How this ZIP area compares with Campbellsville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

42718
Campbellsville
Median household income
$57,243
vs
$49,644
Per capita income
$28,357
vs
$26,211
Population density
101/sq mi
vs
1,536/sq mi
Median home value
$170,500
vs
$164,600
Median gross rent
$723
vs
$685
Homeownership rate
69.1%
vs
48.6%
Bachelor's degree or higher
23.4%
vs
24.7%
Poverty rate
17.8%
vs
23.4%
Median age
37.8
vs
37.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.