38464Lawrenceburg, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 38464.

59out of 100
Area Score
Bottom 47% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4361st of 6,210 published ZIP areas45
Schools2466th of 4,422 published ZIP areas47
GrowthTop 46% of 5,428 published ZIP areas53
Housing affordabilityTop 25% of 6,685 published ZIP areas93
ClimateTop 27% of 6,789 published ZIP areas76
Physical resilience3620th of 6,709 published ZIP areas54
Access6169th of 6,791 published ZIP areas66
Economic stability5656th of 6,742 published ZIP areas37
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.4% and the Opportunity signal places 38464 in the bottom 30%.

Residential permitting has slowed: 25 units authorized over the past twelve months, 24% below the prior year.

Rent takes 18% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.6 times that income.

At a glance

Population
23,504
2024 ACS 5-Year
Median household income
$50,853
Bottom 16% nationally
Density
87/sq mi
270.0 sq mi of land
Median age
41.7
2024 ACS 5-Year
City
Lawrenceburg
Tennessee
Metro area
Lawrenceburg, TN
Nearest major airport
HSV
59 mi · Huntsville Intl-Carl T Jones Fld
Median home value
$183,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 52% of the 6,544 measured US ZIP areas.

Employment fell 0.5% over the past year, to 18,438 employed residents.

Median household income of $50,853 is below 84% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$6,176$50,853Bottom 16%2024 ACS 5-Year
Per capita income ±$2,200$28,210Bottom 21%2024 ACS 5-Year
Poverty rate18.1%Top 22%2024 ACS 5-Year
Average commute26.0 minBottom 40%2024 ACS 5-Year
Bachelor's degree or higher14.6%Bottom 24%2024 ACS 5-Year
Employment18,438Bottom 16%June 2026
Employment change (3 years)1.6%Top 28%June 2026
Employment change (year over year)-0.5%Top 39%June 2026
Labor force19,289Bottom 16%June 2026
Labor force participation57.4%Bottom 38%2024 ACS 5-Year
Unemployment change (year over year)-0.1%Bottom 45%June 2026
Unemployment rate4.4%Bottom 48%June 2026
Median household income, successive ACS releases
202120222023202451k41k
Each point is a separate five-year estimate, most recently $50,853 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Lawrenceburg, TN, the city containing this ZIP code.

30% of students met the state standard in mathematics and 31% in reading, across the schools here that reported results.

Public schools
7
2024-25 school year
Students per teacher
Math proficiency
30.2%
Bottom 41% in Tennessee
Reading proficiency
31.1%
Top 45% in Tennessee
SchoolDistrictStudentsPer teacherMathReading
Lawrence Co High SchoolLawrence County1,087
E O Coffman Middle SchoolLawrence County58622%22%
Lawrenceburg PublicLawrence County47453%51%
David Crockett ElementaryLawrence County46230%35%
Ingram Sowell ElementaryLawrence County4179%14%
New Prospect ElementaryLawrence County41738%35%
Lawrence County Adult High SchoolLawrence County0

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Tennessee’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $758 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.9%
Below the 30% cost-burdened threshold
Home price to income
3.6×
median home value ÷ median income
Median gross rent
$758
2024 ACS 5-Year
Median home value
$183,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.61Top 36%2024 ACS 5-Year
Homeownership rate71.1%Bottom 32%2024 ACS 5-Year
Housing units ±36710,317Top 16%2024 ACS 5-Year
Median gross rent ±$77$758Bottom 18%2024 ACS 5-Year
Median home value ±$13,162$183,500Bottom 40%2024 ACS 5-Year
Rent as a share of income17.9%Top 48%2024 ACS 5-Year
Vacancy rate8.6%Bottom 40%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
53/ 100
Top 46% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 2.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
25
12 months ending July 2026
Per 1,000 residents
2.1
Bottom 42% nationally
Year over year
−24%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Lawrenceburg, TN, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 28°F.

Air quality measures a median index of 38, in the Good band, and no day in the year passed 100.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LAWRENCEBURG FILT PLT, 5.7 miles from this location.
Precipitation
MetricValueSource period
90th percentile air quality index55.02024 calendar year
Average January low28°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index38.02024 calendar year
Seasonal temperature swing39°F1991-2020 Normals
Air quality
Median air quality index
38
Good on a typical day
Worst tenth of days
55
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

54 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and strong wind.

TornadoModerate
EarthquakeModerate
Strong windModerate
Heat waveModerate

Low or minimal exposure: lightning, cold wave, inland flooding, ice storm, hurricane, winter weather, landslide, drought, hail, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Lawrence County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 18.0 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 21.7 per 100,000 residents in Lawrence County.

Homicide
0.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
18.0
per 100,000 residents · under 10 deaths
Drug overdose
21.7
per 100,000 residents · under 10 deaths
Suicide
26.0
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Lawrence County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 38464 rather than 38464 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 59 miles away.

AirportCodeDistanceLongest runway
Huntsville Intl-Carl T Jones FldHSV59 mi10,001 ft
SmyrnaMQY71 mi8,038 ft
Nashville IntlBNA72 mi11,030 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

38464 vs Lawrenceburg

How this ZIP area compares with Lawrenceburg as a whole. Both figures come from the same ACS release, so the comparison is like for like.

38464
Lawrenceburg
Median household income
$50,853
vs
$42,343
Per capita income
$28,210
vs
$29,538
Population density
87/sq mi
vs
935/sq mi
Median home value
$183,500
vs
$184,600
Median gross rent
$758
vs
$775
Homeownership rate
71.1%
vs
57.7%
Bachelor's degree or higher
14.6%
vs
15.2%
Poverty rate
18.1%
vs
21.5%
Median age
41.7
vs
41.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.