AreaProfile

99205Spokane, Washington

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 99205.

72
Area Score
Top 17% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 36% of 4,073 published ZIP areas61
Growth2203rd of 3,947 published ZIP areas47
Housing affordabilityTop 42% of 4,553 published ZIP areas81
Climate2759th of 4,621 published ZIP areas67
Physical resilienceTop 11% of 4,554 published ZIP areas89
Access2162nd of 4,623 published ZIP areas95
Economic stabilityTop 28% of 4,591 published ZIP areas71
The quick read

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 99205 in the top 11% for physical resilience.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 72 places 99205 in the top 17% of published ZIP profiles.

At a glance

Population
43,169
2024 ACS 5-Year
Median household income
$77,374
Top 41% nationally
Density
4,814/sq mi
9.0 sq mi of land
Median age
37.0
2024 ACS 5-Year
City
Spokane
Washington
Metro area
Spokane-Spokane Valley, WA
Nearest major airport
GEG
7 mi · Spokane Intl
Median home value
$327,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.9% is lower than 75% of the 4,387 measured US ZIP areas.

Employment fell 0.3% over the past year, to 106,950 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,277$77,374Top 41%2024 ACS 5-Year
Per capita income ±$1,477$37,083Top 48%2024 ACS 5-Year
Poverty rate8.8%Bottom 41%2024 ACS 5-Year
Average commute22.4 minBottom 22%2024 ACS 5-Year
Bachelor's degree or higher26.1%Top 43%2024 ACS 5-Year
Employment106,950Top 24%June 2026
Employment change (3 years)-1.1%Bottom 32%June 2026
Employment change (year over year)-0.3%Top 33%June 2026
Labor force111,292Top 25%June 2026
Labor force participation68.5%Top 19%2024 ACS 5-Year
Mean annual wage$68,570Top 44%2025 OEWS
Median annual wage$54,660Top 33%2025 OEWS
Unemployment change (year over year)0.5%Top 33%June 2026
Unemployment rate3.9%Bottom 25%June 2026
Median household income, successive ACS releases
202120222023202477k61k
Each point is a separate five-year estimate, most recently $77,374 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Spokane-Spokane Valley, WA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides10,580$47,410
Fast Food and Counter Workers7,870$35,780
Retail Salespersons7,400$36,880
Registered Nurses6,850$111,750
Stockers and Order Fillers5,330$40,510
Cashiers4,470$36,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Spokane, WA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,316 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
20.4%
Below the 30% cost-burdened threshold
Home price to income
4.2×
median home value ÷ median income
Median gross rent
$1,316
2024 ACS 5-Year
Median home value
$327,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.23Top 25%2024 ACS 5-Year
Homeownership rate72.5%Bottom 34%2024 ACS 5-Year
Housing units ±59518,620Top 4%2024 ACS 5-Year
Median gross rent ±$66$1,316Top 29%2024 ACS 5-Year
Median home value ±$5,727$327,400Top 29%2024 ACS 5-Year
Rent as a share of income20.4%Top 33%2024 ACS 5-Year
Vacancy rate5.1%Bottom 23%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
47/ 100
Ranks 2203 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

70% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 4.0 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
927
12 months ending July 2026
Per 1,000 residents
4.0
Top 39% nationally
Year over year
−10%
vs the prior twelve months
Multifamily share
70.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Spokane, WA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 26°F.

Normal annual precipitation is 17.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SPOKANE FELTS FLD, 5.8 miles from this location.
Precipitation
JFMAMJJASOND2.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation17.4"1991-2020 Normals
Average January low26°F1991-2020 Normals
Average July high87°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing40°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

89 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are wildfire and heat wave.

WildfireElevated
Heat waveModerate

Low or minimal exposure: cold wave, ice storm, inland flooding, strong wind, winter weather, earthquake, avalanche, hail, lightning, landslide, tornado, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

2 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Spokane IntlGEG7 mi8,199 ft
Grant County IntlMWH94 mi13,503 ft
Glacier Park IntlGPI153 mi9,007 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
72
Your Score

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

99205 vs Spokane

How this ZIP area compares with Spokane as a whole. Both figures come from the same ACS release, so the comparison is like for like.

99205
Spokane
Median household income
$77,374
vs
$70,064
Per capita income
$37,083
vs
$40,080
Population density
4,814/sq mi
vs
3,349/sq mi
Median home value
$327,400
vs
$363,500
Median gross rent
$1,316
vs
$1,215
Homeownership rate
72.5%
vs
58.8%
Bachelor's degree or higher
26.1%
vs
33.9%
Poverty rate
8.8%
vs
13.8%
Median age
37.0
vs
37.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.