75965 — Nacogdoches, Texas

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 75965. Its median household income runs 41% above Nacogdoches as a whole, which is why this ZIP carries a profile of its own.

50out of 100
Area Score
Bottom 20% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity2,979th of 3,116 ZIP areas measured24
Schools1,803rd of 3,047 ZIP areas measured43
Growth2,644th of 3,124 ZIP areas measured30
Housing affordability1,828th of 3,112 ZIP areas measured64
ClimateTop 44% of 3,127 ZIP areas measured72
Physical resilienceTop 36% of 3,127 ZIP areas measured69
Access2,616th of 3,127 ZIP areas measured74
Economic stability2,215th of 3,127 ZIP areas measured41
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 6.0% and the Opportunity signal places 75965 in the bottom 4%. The unemployment rate is published for Nacogdoches, TX, which contains 75965, rather than for 75965 alone.

In the public schools here, 39% of students met the state standard in mathematics, with 13.4 students for every teacher.

29 housing units were authorized over the past twelve months, within 15% of the prior year — steady rather than turning. The permit count and 1 other measure here are published for Nacogdoches, TX, which contains 75965, rather than for 75965 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
18,243
2024 ACS 5-Year
Median household income
$55,291
Bottom 22% nationally
Density
237/sq mi
77.1 sq mi of land
Median age
30.4
2024 ACS 5-Year
City
Nacogdoches
Texas
Micro area
Nearest major airport
GGG
46 mi · East Texas Rgnl
Median home value
$244,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Nacogdoches, TX, which contains 75965, is 6.0% — higher than in all but 8% of the 3,127 measured US ZIP areas.

Employment across Nacogdoches, TX, which contains 75965, fell 2.4% over the past year, to 13,616 employed residents.

45% of adults hold a four-year degree, higher than 83% of measured US ZIP areas.

Median household income of $55,291 is lower than in 78% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsNacogdoches County, TX’s figurefiling years 2022–2023$50,0559th percentileof 2,996filing years 2022–2023
Income of those who leftNacogdoches County, TX’s figurefiling years 2022–2023$44,6853rd percentileof 2,996filing years 2022–2023
Median household income ±$4,0192024 ACS 5-Year$55,291Bottom 22%of 31,0492024 ACS 5-Year
Per capita income ±$3,9882024 ACS 5-Year$37,683Top 46%of 32,8222024 ACS 5-Year
Poverty rate ±6%2024 ACS 5-Year16.8%Bottom 25%of 32,8462024 ACS 5-Year
Average commute ±1.6 min2024 ACS 5-Year18.1 minTop 8%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year44.5%Top 17%of 33,1932024 ACS 5-Year
Drove alone to work ±4%2024 ACS 5-Year75.2%47th percentileof 32,7982024 ACS 5-Year
EmploymentNacogdoches, TX’s figureJuly 202613,616Bottom 7%of 3,127July 2026
Employment change (3 years)Nacogdoches, TX’s figureJuly 2026−3.5%Bottom 9%of 3,127July 2026
Employment change (year over year)Nacogdoches, TX’s figureJuly 2026−2.4%Bottom 14%of 3,127July 2026
Labor forceNacogdoches, TX’s figureJuly 202614,4868th percentileof 3,127July 2026
Labor force participation ±4%2024 ACS 5-Year82.3%Top 32%of 32,8832024 ACS 5-Year
Public transit to work ±0.3%2024 ACS 5-Year0.0%1st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Nacogdoches, TX’s figureJuly 2026+0.5%Bottom 22%of 3,127July 2026
Unemployment rateNacogdoches, TX’s figureJuly 20266.0%Bottom 8%of 3,127July 2026
Worked from home ±4%2024 ACS 5-Year9.2%48th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202455k49k
Each point is a separate five-year estimate, most recently $55,291 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Nacogdoches, TX, the city containing this ZIP code.

39% of students met the state standard in mathematics and 46% in reading, across the schools here that reported results.

There are 13.4 students for every full-time teacher across 6 public schools, fewer than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
13.4
across 6 of them
Math proficiency
39.1%
Bottom 19% in Texas
Reading proficiency
46.4%
Top 47% in Texas
All 7 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Nacogdoches H SNACOGDOCHES ISD1,75514.525%35%
Central Heights ElCENTRAL HEIGHTS ISD47713.363%63%
Central Heights H SCENTRAL HEIGHTS ISD33311.937%57%
Central Heights MiddleCENTRAL HEIGHTS ISD28613.053%50%
Stephen F Austin State University Charter School · charterSTEPHEN F AUSTIN STATE UNIVERSITY CHARTER SCHOOL25315.887%87%
Margie Chumbley Academy for SuccessNACOGDOCHES ISD674.810%5%
Nacogdoches Co Alter Ed CoopNACOGDOCHES ISD0———

58.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Texas’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Texas is up 44% over five years, and up 2.9% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $2,552 a year in real estate taxes, about 1.04% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,067, some 10% above the $968 tenants already here pay.

At HUD’s Fair Market Rent of $1,067 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $42,700 a year, about 77% of the median household income here of $55,291.

The typical renter household here spends 35% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $968 a month.

A median home at $244,500 costs 2.4 times the median income of its owner-occupied households, $101,537, close to the historic benchmark for an affordable market.

Rent as a share of income
34.5%
Above the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ owner household income
Market rent, two bedroom
$1,067
what a new lease costs · FY2026
Median gross rent
$968
what tenants now pay · 2024 ACS 5-Year
Median home value
$244,500
2024 ACS 5-Year

The figures above are measured against 75965’s median household income of $55,291, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Texas’s figure2026 Q2+2.9%46th percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Texas’s figure2026 Q2+43.8%52nd percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Texas’s figure2026 Q2+97.6%52nd percentileof 3,0712026 Q2
Home price to income ±0.42024 ACS 5-Year2.4Top 38%of 29,2752024 ACS 5-Year
Homeownership rate ±4%2024 ACS 5-Year51.4%10th percentileof 32,7502024 ACS 5-Year
Housing units ±4822024 ACS 5-Year8,76481st percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$893Top 17%of 3,031FY2026
Market rent, three bedroomFY2026$1,279Top 8%of 3,031FY2026
Market rent, two bedroomFY2026$1,067Top 14%of 3,031FY2026
Median gross rent ±$432024 ACS 5-Year$968Top 46%of 26,3962024 ACS 5-Year
Median home value ±$22,2252024 ACS 5-Year$244,50057th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$3252024 ACS 5-Year$2,55262nd percentileof 28,9352024 ACS 5-Year
Owner household income ±$12,0412024 ACS 5-Year$101,537Top 29%of 29,8022024 ACS 5-Year
Property tax rate ±0.16%2024 ACS 5-Year1.04%60th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±6%2024 ACS 5-Year34.5%Bottom 20%of 26,2472024 ACS 5-Year
Seasonal and second homes ±92024 ACS 5-Year737th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.1%32nd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year10.4%68th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3072024 ACS 5-Year92186th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

30/ 100
Ranks 2,644 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 29 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Nacogdoches, TX, which contains 75965, rather than for 75965 alone.

At 0.9 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Nacogdoches, TX, which contains 75965, rather than for 75965 alone.

Units permitted
29
12 months ending July 2026
Per 1,000 residents
0.9
Bottom 20% nationally
Year over year
−15%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.1%
of residents, in a year
Arrivals from another state
21%
of people moving in
Income of arrivals
$50,055
average per tax return
Income of those who left
$44,685
average per tax return

Where newcomers came from

  1. Angelina County, TX 361 people · 13% of arrivals
  2. Harris County, TX 208 people · 7.4% of arrivals
  3. Shelby County, TX 167 people · 5.9% of arrivals
  4. Rusk County, TX 101 people · 3.6% of arrivals
  5. Smith County, TX 94 people · 3.3% of arrivals

Where people who left went

  1. Angelina County, TX 382 people · 13% of departures
  2. Harris County, TX 226 people · 7.9% of departures
  3. Smith County, TX 124 people · 4.3% of departures
  4. Rusk County, TX 117 people · 4.1% of departures
  5. Dallas County, TX 100 people · 3.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Nacogdoches County, TX. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Nacogdoches, TX, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 93°F and January a low of 36°F.

Normal annual precipitation is 49.9 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NACOGDOCHES, 7.8 miles from this location.

Precipitation

JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals49.9"1991-2020 Normals
Annual snowfall1991-2020 Normals0.1"1991-2020 Normals
Average January low1991-2020 Normals36°F1991-2020 Normals
Average July high1991-2020 Normals93°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Seasonal temperature swing1991-2020 Normals36°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

69 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and strong wind, with inland flooding alone responsible for 38% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Strong windElevated
TornadoModerate
Heat waveModerate
HurricaneModerate
Ice stormModerate
Winter weatherModerate
LandslideModerate
Cold waveModerate

Low or minimal exposure: lightning, wildfire, inland flooding, drought, hail, earthquake, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
7.2
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
16.8
per 100,000 residents
Drug overdose
7.2
per 100,000 residents · modeled, not measured
Suicide
18.4
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 75965 (Nacogdoches County) rather than 75965 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Nacogdoches carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest East Texas Rgnl at 46 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year92.9%Top 31%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle46 miBottom 16%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year4.8%Top 31%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
East Texas RgnlGGG46 mi10,000 ft
Tyler Pounds RgnlTYR63 mi8,334 ft
Shreveport RgnlSHV68 mi8,348 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

75965 vs Nacogdoches

How this ZIP area compares with Nacogdoches as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

75965
Nacogdoches
Median household income: 75965 is the more favorable of the two.
Median household income
$55,291
vs
$39,281
Per capita income: 75965 is the more favorable of the two.
Per capita income
$37,683
vs
$25,159
Population density
237/sq mi
vs
1,166/sq mi
Median home value
$244,500
vs
$186,000
Median gross rent: Nacogdoches is the more favorable of the two.
Median gross rent
$968
vs
$964
Homeownership rate
51.4%
vs
38.3%
Bachelor's degree or higher: 75965 is the more favorable of the two.
Bachelor's degree or higher
44.5%
vs
31.2%
Poverty rate: 75965 is the more favorable of the two.
Poverty rate
16.8%
vs
24.2%
Median age
30.4
vs
25.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.