Shelby County, TN

County Profile

919,173 residents. Safety, jobs, income, housing cost, climate and natural-hazard risk for Shelby County, TN.

Several figures AreaProfile publishes are measured by county and nowhere finer — death rates by intent among them. On this page those describe the geography they are printed on, which is not true of the city and ZIP pages that inherit them.

48out of 100
Area Score
Bottom 7% of 1,225 published profiles

How we calculate this

How this area ranks
Opportunity1061st of 1,255 counties36
Schools967th of 973 counties4
Growth959th of 1,226 counties34
Housing affordability982nd of 1,255 counties78
Climate647th of 1,254 counties68
Physical resilience759th of 1,255 counties52
AccessTop 7% of 1,255 counties98
Economic stability741st of 1,255 counties55
The quick read

Employment conditions sit below most comparable published profiles: unemployment is 5.1% and the Opportunity signal places Shelby County in the bottom 15%.

1,524 housing units were authorized over the past twelve months, within 11% of the prior year — steady rather than turning.

A major airport is 11 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
919,173
2024 ACS 5-Year
Median household income
$63,767
Bottom 47% nationally
Density
1,221/sq mi
752.8 sq mi of land
Median age
35.9
2024 ACS 5-Year
County
Shelby County
Tennessee
Metro area
Memphis, TN-MS-AR
Nearest major airport
MEM
11 mi · Frederick W Smith Intl/Memphis
Median home value
$249,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.1% is lower than 19% of the 1,255 measured US locations.

Employment fell 1.8% over the past year, to 403,507 employed residents.

34% of adults hold a four-year degree, higher than 84% of measured US locations.

MetricValueCompared with peersSource period
Median household income ±$1,251$63,767Bottom 47%2024 ACS 5-Year
Per capita income ±$742$39,083Top 29%2024 ACS 5-Year
Poverty rate17.8%Top 25%2024 ACS 5-Year
Average commute24.0 minBottom 37%2024 ACS 5-Year
Bachelor's degree or higher34.3%Top 16%2024 ACS 5-Year
Employment403,507Top 6%June 2026
Employment change (3 years)-1.7%Bottom 25%June 2026
Employment change (year over year)-1.8%Bottom 24%June 2026
Labor force425,128Top 6%June 2026
Labor force participation64.7%Top 19%2024 ACS 5-Year
Unemployment change (year over year)0.0%Bottom 45%June 2026
Unemployment rate5.1%Top 19%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/068.63.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.1% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202464k55k
Each point is a separate five-year estimate, most recently $63,767 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Memphis, TN-MS-AR
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand37,750$39,510
Heavy and Tractor-Trailer Truck Drivers19,460$63,070
Retail Salespersons17,050$32,580
Fast Food and Counter Workers15,320$27,490
Registered Nurses13,760$81,500
Stockers and Order Fillers12,200$37,280

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

20% of students met the state standard in mathematics and 21% in reading, across the schools here that reported results.

Public schools
260
2024-25 school year
Students per teacher
Math proficiency
19.6%
Bottom 6% in Tennessee
Reading proficiency
21.4%
Bottom 3% in Tennessee
SchoolDistrictStudentsPer teacherMathReading
Collierville High SchoolCollierville2,946
Bartlett High SchoolBartlett2,782
Cordova High SchoolMemphis-Shelby County Schools2,251
White Station HighMemphis-Shelby County Schools2,046
Houston High SchoolGermantown1,806
Germantown HighMemphis-Shelby County Schools1,719
Southwind HighMemphis-Shelby County Schools1,675
Arlington HighArlington1,674
Dexter SchoolMemphis-Shelby County Schools1,50912%16%
Whitehaven HighMemphis-Shelby County Schools1,509
Lakeland Preparatory SchoolLakeland1,50957%49%
Overton HighMemphis-Shelby County Schools1,417

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Tennessee’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,232 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
23.2%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$1,232
2024 ACS 5-Year
Median home value
$249,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.91Top 22%2024 ACS 5-Year
Homeownership rate54.1%Bottom 3%2024 ACS 5-Year
Housing units ±259404,333Top 2%2024 ACS 5-Year
Median gross rent ±$12$1,232Top 15%2024 ACS 5-Year
Median home value ±$4,330$249,100Top 28%2024 ACS 5-Year
Rent as a share of income23.2%Top 7%2024 ACS 5-Year
Vacancy rate10.3%Bottom 31%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
34/ 100
Ranks 959 of 1,226 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 2% since 2020, reaching 910,530 in 2024.

Permitting has turned downward after moving the other way the year before.

At 1.7 permitted units per 1,000 residents, building activity is below the median for measured US locations.

Units permitted
1,524
12 months ending July 2026
Per 1,000 residents
1.7
Bottom 28% nationally
Year over year
+11%
vs the prior twelve months
Multifamily share
26.6%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024930k911k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2020202120222023202420252k1k
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−40%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 33°F.

Normal annual precipitation is 54.9 inches, including 2.7 inches of snow.

Air quality measures a median index of 55, in the Moderate band, and about 9 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MEMPHIS INTL AP, 10.3 miles from this location.
Precipitation
JFMAMJJASOND5.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index74.02024 calendar year
Annual precipitation54.9"1991-2020 Normals
Annual snowfall2.7"1991-2020 Normals
Average January low33°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10092024 calendar year
Median air quality index55.02024 calendar year
Seasonal temperature swing41°F1991-2020 Normals
Air quality
Median air quality index
55
Moderate on a typical day
Worst tenth of days
74
90th percentile index
Days above 100
9
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

52 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, tornado and landslide.

TornadoElevated
EarthquakeElevated
LandslideModerate

Low or minimal exposure: cold wave, heat wave, inland flooding, lightning, ice storm, winter weather, strong wind, wildfire, hurricane, drought, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA National Risk Index county record. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Shelby County records 23.3 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 31.6 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 30.3 per 100,000 residents in Shelby County.

Homicide
23.3
per 100,000 residents
Firearm deaths, all intents
31.6
per 100,000 residents
Drug overdose
30.3
per 100,000 residents
Suicide
13.0
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Shelby County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Shelby County rather than Shelby County itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 11 miles away.

AirportCodeDistanceLongest runway
Frederick W Smith Intl/MemphisMEM11 mi11,120 ft
Millington/MemphisNQA12 mi8,001 ft
Tunica MuniUTA43 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.