AreaProfile

Toledo, Ohio

Area Profile

267,463 residents. Jobs, income, climate, physical risk, development and airport access for Toledo, in Lucas County.

60
Area Score
Bottom 42% of 133 published profiles

How we calculate this

How this area ranks
Opportunity130th of 139 published cities33
Growth126th of 134 published cities18
Housing affordabilityTop 6% of 150 published cities91
Climate107th of 149 published cities63
Physical resilienceTop 10% of 150 published cities87
AccessTop 34% of 149 published cities98
Economic stability137th of 150 published cities38
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 4.9% and the Opportunity signal places Toledo in the bottom 7%.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 22% of median household income.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Toledo in the top 10% for physical resilience.

At a glance

Population
267,463
2024 ACS 5-Year
Median household income
$49,724
Bottom 22% nationally
Density
3,323/sq mi
80.5 sq mi of land
Median age
35.8
2024 ACS 5-Year
County
Lucas County
Ohio
Metro area
Toledo, OH
Nearest major airport
TOL
13 mi · Eugene F Kranz Toledo Express
Median home value
$114,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.9% is lower than 30% of the 140 measured US cities.

Employment fell 1.1% over the past year, to 114,006 employed residents.

Median household income of $49,724 is below 78% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$993$49,724Bottom 22%2024 ACS 5-Year
Per capita income ±$593$28,642Bottom 32%2024 ACS 5-Year
Poverty rate24.3%Top 16%2024 ACS 5-Year
Average commute21.3 minBottom 22%2024 ACS 5-Year
Bachelor's degree or higher21.9%Top 46%2024 ACS 5-Year
Employment114,006Bottom 29%June 2026
Employment change (3 years)-2.4%Bottom 17%June 2026
Employment change (year over year)-1.1%Bottom 47%June 2026
Labor force119,929Bottom 32%June 2026
Labor force participation62.1%Top 45%2024 ACS 5-Year
Mean annual wage$61,210Bottom 25%2025 OEWS
Median annual wage$48,220Bottom 28%2025 OEWS
Unemployment change (year over year)-1.6%Bottom 1%June 2026
Unemployment rate4.9%Top 30%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032026/012026/068.54.3
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.9% in June 2026.
Median household income, successive ACS releases
202120222023202450k42k
Each point is a separate five-year estimate, most recently $49,724 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Toledo, OH
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers9,280$27,570
Miscellaneous Assemblers and Fabricators9,030$49,740
Laborers and Freight, Stock, and Material Movers, Hand8,120$42,640
Registered Nurses7,890$81,050
Retail Salespersons7,360$30,780
General and Operations Managers7,320$95,120

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $901 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.3 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
21.7%
Below the 30% cost-burdened threshold
Home price to income
2.3×
median home value ÷ median income
Median gross rent
$901
2024 ACS 5-Year
Median home value
$114,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.30Bottom 32%2024 ACS 5-Year
Homeownership rate53.3%Bottom 12%2024 ACS 5-Year
Housing units ±935132,728Top 1%2024 ACS 5-Year
Median gross rent ±$14$901Bottom 42%2024 ACS 5-Year
Median home value ±$3,013$114,500Bottom 25%2024 ACS 5-Year
Rent as a share of income21.7%Top 31%2024 ACS 5-Year
Vacancy rate10.6%Top 48%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
18/ 100
Ranks 126 of 134 published city profiles
Permitting is decreasing — 3 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 2% since 2020, reaching 265,638 in 2024.

Permit activity has fallen for 3 consecutive years.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
34
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 1% nationally
Year over year
+21%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024270k266k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20202021202220232024202538823
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−8%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 20°F.

Normal annual precipitation is 32.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TOLEDO METCALF FLD, 8.9 miles from this location.
Precipitation
JFMAMJJASOND3.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation32.4"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

87 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and hail.

TornadoModerate
HailModerate
Ice stormModerate
LightningModerate
EarthquakeModerate
Winter weatherModerate
Heat waveModerate

Low or minimal exposure: inland flooding, strong wind, cold wave, hurricane, coastal flooding, drought, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

6 major airports lie within 100 miles, the nearest 13 miles away.

AirportCodeDistanceLongest runway
Eugene F Kranz Toledo ExpressTOL13 mi10,600 ft
Detroit Metro Wayne CountyDTW40 mi12,003 ft
Mansfield Lahm RgnlMFD80 mi9,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
60
Your Score

Select one or more priorities to see how this location scores against them.

Compare

Put Toledo side by side with a similar place.

Toledo vs BuffaloToledo vs RochesterToledo vs AkronToledo vs Baltimore

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Toledo

5 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4361540,146$57,71361
4361330,780$64,38462
4361429,075$58,96163
4361228,480$50,72858
4360624,898$66,91764