Spring Lake, North Carolina

Area Profile

11,573 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Spring Lake, in Cumberland County.

55out of 100
Area Score
Bottom 28% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity3598th of 3,904 published cities32
GrowthTop 36% of 2,973 published cities58
Housing affordability2770th of 4,223 published cities70
ClimateTop 38% of 4,223 published cities73
Physical resilience2325th of 4,182 published cities52
Access3589th of 4,226 published cities73
Economic stability3067th of 4,226 published cities47
The quick read

Employment conditions sit below most comparable published city profiles: unemployment is 4.4% and the Opportunity signal places Spring Lake in the bottom 8%.

Development activity is both elevated and accelerating — 96 housing units permitted over the past twelve months, up 300% on the prior year.

Rent takes 31% of median household income here, at or above the 30% threshold conventionally called cost-burdened, and the median home is 2.4 times that income.

At a glance

Population
11,573
2024 ACS 5-Year
Median household income
$51,958
Bottom 26% nationally
Density
490/sq mi
23.6 sq mi of land
Median age
26.1
2024 ACS 5-Year
County
Cumberland County
North Carolina
Metro area
Fayetteville, NC
Nearest major airport
RDU
49 mi · Raleigh-Durham Intl
Median home value
$124,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 48% of the 3,904 measured US cities.

Employment fell 2.7% over the past year, to 121,924 employed residents.

MetricValueCompared with peersSource period
Median household income ±$6,554$51,958Bottom 26%2024 ACS 5-Year
Per capita income ±$1,925$25,899Bottom 23%2024 ACS 5-Year
Poverty rate17.7%Top 29%2024 ACS 5-Year
Average commute20.4 minBottom 19%2024 ACS 5-Year
Bachelor's degree or higher25.2%Top 39%2024 ACS 5-Year
Employment121,924Top 36%June 2026
Employment change (3 years)-4.7%Bottom 4%June 2026
Employment change (year over year)-2.7%Bottom 12%June 2026
Labor force127,540Top 36%June 2026
Labor force participation69.2%Top 20%2024 ACS 5-Year
Mean annual wage$58,170Bottom 9%2025 OEWS
Median annual wage$45,620Bottom 7%2025 OEWS
Unemployment change (year over year)-0.6%Bottom 15%June 2026
Unemployment rate4.4%Top 48%June 2026
Median household income, successive ACS releases
202120222023202452k40k
Each point is a separate five-year estimate, most recently $51,958 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Fayetteville, NC
OccupationPeople employedMedian annual wage
Retail Salespersons4,240$30,440
Cooks, Fast Food3,890$23,430
Registered Nurses3,430$83,060
Cashiers3,400$27,390
Fast Food and Counter Workers3,130$28,170
Stockers and Order Fillers3,060$35,000

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Cumberland County, NC, which contains this city.

Housing & affordability

How it’s calculated →

Median rent of $1,351 takes 31% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.4 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
31.2%
Above the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ median income
Median gross rent
$1,351
2024 ACS 5-Year
Median home value
$124,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.39Bottom 35%2024 ACS 5-Year
Homeownership rate19.8%Bottom 1%2024 ACS 5-Year
Housing units ±2555,393Top 11%2024 ACS 5-Year
Median gross rent ±$57$1,351Top 25%2024 ACS 5-Year
Median home value ±$28,923$124,000Bottom 29%2024 ACS 5-Year
Rent as a share of income31.2%Top 5%2024 ACS 5-Year
Vacancy rate16.2%Top 31%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
58/ 100
Top 36% of 2,973 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, reaching 11,530 in 2024.

Permitting has turned downward after moving the other way the year before.

68% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 8.3 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
96
12 months ending July 2026
Per 1,000 residents
8.3
Top 17% nationally
Year over year
+300%
vs the prior twelve months
Multifamily share
67.7%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202412k12k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20202022202320242025371.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2020 (+1600%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 34°F.

Normal annual precipitation is 44.6 inches.

Air quality measures a median index of 46, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FAYETTEVILLE RGNL AP, 14.8 miles from this location.
Precipitation
JFMAMJJASOND5.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Annual precipitation44.6"1991-2020 Normals
Average January low34°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months61991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index46.02024 calendar year
Seasonal temperature swing38°F1991-2020 Normals
Air quality
Median air quality index
46
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

52 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and lightning.

HurricaneElevated
LightningModerate
Ice stormModerate
EarthquakeModerate
LandslideModerate

Low or minimal exposure: winter weather, heat wave, tornado, inland flooding, wildfire, hail, cold wave, strong wind, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Cumberland County records 12.4 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 20.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 19.5 per 100,000 residents in Cumberland County.

Homicide
12.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
20.7
per 100,000 residents · under 10 deaths
Drug overdose
19.5
per 100,000 residents · under 10 deaths
Suicide
14.2
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Cumberland County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Spring Lake rather than Spring Lake itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 49 miles away.

AirportCodeDistanceLongest runway
Raleigh-Durham IntlRDU49 mi10,000 ft
Kinston Rgnl Jetport At Stallings FldISO79 mi11,498 ft
Piedmont Triad IntlGSO83 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
55
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Other cities in Fayetteville, NC

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
FayettevilleCumberland County210,81546vs Spring Lake
Hope MillsCumberland County17,93952vs Spring Lake

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.