48198Ypsilanti, Michigan

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 48198.

60out of 100
Area Score
Top 49% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5229th of 6,210 published ZIP areas37
Schools3075th of 4,422 published ZIP areas36
Growth3948th of 5,428 published ZIP areas36
Housing affordabilityTop 41% of 6,685 published ZIP areas86
Climate4892nd of 6,789 published ZIP areas63
Physical resilienceTop 2% of 6,709 published ZIP areas96
AccessTop 24% of 6,791 published ZIP areas97
Economic stability4004th of 6,742 published ZIP areas55
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.2% and the Opportunity signal places 48198 in the bottom 16%.

Residential permitting has slowed: 169 units authorized over the past twelve months, 48% below the prior year.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 48198 in the top 2% for physical resilience.

At a glance

Population
39,244
2024 ACS 5-Year
Median household income
$63,326
Bottom 36% nationally
Density
1,176/sq mi
33.4 sq mi of land
Median age
33.8
2024 ACS 5-Year
City
Ypsilanti
Michigan
Metro area
Ann Arbor, MI
Nearest major airport
DTW
13 mi · Detroit Metro Wayne County
Median home value
$189,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.2% is lower than 60% of the 6,544 measured US ZIP areas.

Employment fell 7.1% over the past year, to 183,743 employed residents.

35% of adults hold a four-year degree, higher than 73% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$3,351$63,326Bottom 36%2024 ACS 5-Year
Per capita income ±$1,497$34,318Bottom 42%2024 ACS 5-Year
Poverty rate18.7%Top 21%2024 ACS 5-Year
Average commute27.6 minTop 50%2024 ACS 5-Year
Bachelor's degree or higher34.9%Top 27%2024 ACS 5-Year
Employment183,743Top 23%June 2026
Employment change (3 years)-7.5%Bottom 1%June 2026
Employment change (year over year)-7.1%Bottom 1%June 2026
Labor force191,799Top 23%June 2026
Labor force participation67.3%Top 24%2024 ACS 5-Year
Mean annual wage$73,520Top 26%2025 OEWS
Median annual wage$55,380Top 28%2025 OEWS
Unemployment change (year over year)-0.6%Bottom 15%June 2026
Unemployment rate4.2%Bottom 40%June 2026
Median household income, successive ACS releases
202120222023202464k56k
Each point is a separate five-year estimate, most recently $63,326 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Ann Arbor, MI
OccupationPeople employedMedian annual wage
Teaching Assistants, Postsecondary12,860$38,990
Registered Nurses10,980$103,450
Office Clerks, General5,460$38,350
Fast Food and Counter Workers4,800$33,220
Retail Salespersons4,570$35,040
Cashiers4,510$32,370

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Ypsilanti, MI, the city containing this ZIP code.

20% of students met the state standard in mathematics and 25% in reading, across the schools here that reported results.

There are 12.7 students for every full-time teacher, fewer than in most measured places.

Public schools
10
2024-25 school year
Students per teacher
12.7
across all schools here
Math proficiency
20.3%
Bottom 32% in Michigan
Reading proficiency
25.4%
Bottom 13% in Michigan
SchoolDistrictStudentsPer teacherMathReading
South Pointe Scholars Charter Academy · charterSouth Pointe Scholars Charter Academy63116.631%39%
Ypsilanti Community Middle SchoolYpsilanti Community Schools45612.310%10%
Ypsilanti International Elementary SchoolYpsilanti Community Schools41614.315%29%
Rawsonville Elementary SchoolVan Buren Public Schools31314.920%15%
Erickson ElementaryYpsilanti Community Schools27110.4
Ford Early Learning CenterYpsilanti Community Schools23311.1
Global Tech Academy · charterGlobal Tech Academy21316.4
Holmes ElementaryYpsilanti Community Schools1918.3
ACCEYpsilanti Community Schools17514.6
YPSI Connected Community SchoolYpsilanti Community Schools744.9

73.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Michigan’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,276 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
24.2%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$1,276
2024 ACS 5-Year
Median home value
$189,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.99Bottom 46%2024 ACS 5-Year
Homeownership rate57.5%Bottom 14%2024 ACS 5-Year
Housing units ±51117,335Top 6%2024 ACS 5-Year
Median gross rent ±$60$1,276Top 32%2024 ACS 5-Year
Median home value ±$9,425$189,100Bottom 41%2024 ACS 5-Year
Rent as a share of income24.2%Top 17%2024 ACS 5-Year
Vacancy rate5.0%Bottom 23%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
36/ 100
Ranks 3948 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

96% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 8.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
169
12 months ending July 2026
Per 1,000 residents
8.5
Top 15% nationally
Year over year
−48%
vs the prior twelve months
Multifamily share
96.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Ypsilanti, MI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 20°F.

Normal annual precipitation is 30.2 inches.

Air quality measures a median index of 43, in the Good band, and no day in the year passed 100.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station DETROIT WILLOW RUN AP, 4.0 miles from this location.
Precipitation
JFMAMJJASOND3.3"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Annual precipitation30.2"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index43.02024 calendar year
Seasonal temperature swing48°F1991-2020 Normals
Air quality
Median air quality index
43
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

96 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and heat wave.

Strong windElevated
TornadoElevated
Ice stormModerate
LightningModerate
Heat waveModerate

Low or minimal exposure: cold wave, inland flooding, hail, earthquake, winter weather, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Washtenaw County records 2.2 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 5.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 10.1 per 100,000 residents in Washtenaw County.

Homicide
2.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
5.5
per 100,000 residents · under 10 deaths
Drug overdose
10.1
per 100,000 residents · under 10 deaths
Suicide
9.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Washtenaw County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 48198 rather than 48198 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 13 miles away.

AirportCodeDistanceLongest runway
Detroit Metro Wayne CountyDTW13 mi12,003 ft
Eugene F Kranz Toledo ExpressTOL49 mi10,600 ft
Capital Region IntlLAN62 mi8,506 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
60
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

48198 vs Ypsilanti

How this ZIP area compares with Ypsilanti as a whole. Both figures come from the same ACS release, so the comparison is like for like.

48198
Ypsilanti
Median household income
$63,326
vs
$46,588
Per capita income
$34,318
vs
$32,628
Population density
1,176/sq mi
vs
4,625/sq mi
Median home value
$189,100
vs
$232,700
Median gross rent
$1,276
vs
$1,080
Homeownership rate
57.5%
vs
33.2%
Bachelor's degree or higher
34.9%
vs
46.9%
Poverty rate
18.7%
vs
24.8%
Median age
33.8
vs
27.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.