AreaProfile

Georgetown, Kentucky

Area Profile

39,117 residents. Jobs, income, climate, physical risk, development and airport access for Georgetown, in Scott County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 41% of 1,567 published cities61
Housing affordabilityTop 15% of 1,876 published cities95
ClimateTop 33% of 1,876 published cities74
Physical resilienceTop 19% of 1,849 published cities83
Access1717th of 1,876 published cities68
Economic stabilityTop 39% of 1,876 published cities65
The quick read

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 19% of median household income.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Georgetown in the top 19% for physical resilience.

At a glance

Population
39,117
2024 ACS 5-Year
Median household income
$80,088
Top 34% nationally
Density
2,211/sq mi
17.7 sq mi of land
Median age
32.7
2024 ACS 5-Year
County
Scott County
Kentucky
Metro area
Lexington-Fayette, KY
Nearest major airport
CVG
55 mi · Cincinnati/Northern Kentucky Intl
Median home value
$265,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 35% of the 1,567 measured US cities.

Employment fell 0.5% over the past year, to 20,604 employed residents.

34% of adults hold a four-year degree, higher than 75% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$3,111$80,088Top 34%2024 ACS 5-Year
Per capita income ±$1,247$36,391Top 42%2024 ACS 5-Year
Poverty rate12.1%Top 46%2024 ACS 5-Year
Average commute23.6 minBottom 33%2024 ACS 5-Year
Bachelor's degree or higher34.1%Top 25%2024 ACS 5-Year
Employment20,604Bottom 39%June 2026
Employment change (3 years)3.3%Top 14%June 2026
Employment change (year over year)-0.5%Top 38%June 2026
Labor force21,642Bottom 39%June 2026
Labor force participation69.6%Top 19%2024 ACS 5-Year
Mean annual wage$62,210Bottom 22%2025 OEWS
Median annual wage$48,620Bottom 27%2025 OEWS
Unemployment change (year over year)0.5%Top 31%June 2026
Unemployment rate4.8%Top 35%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032026/012026/064.82.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.8% in June 2026.
Median household income, successive ACS releases
202120222023202480k67k
Each point is a separate five-year estimate, most recently $80,088 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Lexington-Fayette, KY
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,650$59,730
General and Operations Managers8,100$80,440
Registered Nurses8,070$79,040
Retail Salespersons7,810$30,100
Fast Food and Counter Workers5,500$27,990
Laborers and Freight, Stock, and Material Movers, Hand5,500$41,910

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,255 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.3 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
18.8%
Below the 30% cost-burdened threshold
Home price to income
3.3×
median home value ÷ median income
Median gross rent
$1,255
2024 ACS 5-Year
Median home value
$265,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.31Top 40%2024 ACS 5-Year
Homeownership rate62.3%Bottom 24%2024 ACS 5-Year
Housing units ±26115,646Top 4%2024 ACS 5-Year
Median gross rent ±$58$1,255Top 30%2024 ACS 5-Year
Median home value ±$9,103$265,400Top 33%2024 ACS 5-Year
Rent as a share of income18.8%Top 49%2024 ACS 5-Year
Vacancy rate4.8%Bottom 28%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

Population has grown 7% since 2020, reaching 40,518 in 2024.

Population is still rising, but more slowly than in the preceding year.

Population, annual estimates
2020202120222023202441k38k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 25°F.

Normal annual precipitation is 49.8 inches, including 14.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LEXINGTON BLUEGRASS AP, 15.6 miles from this location.
Precipitation
JFMAMJJASOND5.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation49.8"1991-2020 Normals
Annual snowfall14.5"1991-2020 Normals
Average January low25°F1991-2020 Normals
Average July high87°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and earthquake.

Strong windModerate
TornadoModerate
EarthquakeModerate
Cold waveModerate

Low or minimal exposure: lightning, winter weather, ice storm, inland flooding, hail, heat wave, landslide, hurricane, drought, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 55 miles away.

AirportCodeDistanceLongest runway
Cincinnati/Northern Kentucky IntlCVG55 mi10,000 ft
Louisville Muhammad Ali IntlSDF65 mi11,887 ft
Wilmington Air ParkILN90 mi10,701 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in Lexington-Fayette, KY

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
NicholasvilleJessamine County32,19768vs Georgetown

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Georgetown

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4032453,406$85,110