Georgetown, Kentucky
Area Profile
39,117 residents. Jobs, income, climate, physical risk, development and airport access for Georgetown, in Scott County.
Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.
Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 19% of median household income.
Natural-hazard exposure is lower than in most comparable published city profiles, placing Georgetown in the top 19% for physical resilience.
At a glance
Jobs & opportunity
Unemployment of 4.8% is lower than 35% of the 1,567 measured US cities.
Employment fell 0.5% over the past year, to 20,604 employed residents.
34% of adults hold a four-year degree, higher than 75% of measured US cities.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$3,111 | $80,088 | Top 34% | 2024 ACS 5-Year |
| Per capita income ±$1,247 | $36,391 | Top 42% | 2024 ACS 5-Year |
| Poverty rate | 12.1% | Top 46% | 2024 ACS 5-Year |
| Average commute | 23.6 min | Bottom 33% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 34.1% | Top 25% | 2024 ACS 5-Year |
| Employment | 20,604 | Bottom 39% | June 2026 |
| Employment change (3 years) | 3.3% | Top 14% | June 2026 |
| Employment change (year over year) | -0.5% | Top 38% | June 2026 |
| Labor force | 21,642 | Bottom 39% | June 2026 |
| Labor force participation | 69.6% | Top 19% | 2024 ACS 5-Year |
| Mean annual wage | $62,210 | Bottom 22% | 2025 OEWS |
| Median annual wage | $48,620 | Bottom 27% | 2025 OEWS |
| Unemployment change (year over year) | 0.5% | Top 31% | June 2026 |
| Unemployment rate | 4.8% | Top 35% | June 2026 |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Miscellaneous Assemblers and Fabricators | 8,650 | $59,730 |
| General and Operations Managers | 8,100 | $80,440 |
| Registered Nurses | 8,070 | $79,040 |
| Retail Salespersons | 7,810 | $30,100 |
| Fast Food and Counter Workers | 5,500 | $27,990 |
| Laborers and Freight, Stock, and Material Movers, Hand | 5,500 | $41,910 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
Housing & affordability
How it’s calculated →Median rent of $1,255 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 3.3 times median household income here, above the historic benchmark of about three times income.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 3.31 | Top 40% | 2024 ACS 5-Year |
| Homeownership rate | 62.3% | Bottom 24% | 2024 ACS 5-Year |
| Housing units ±261 | 15,646 | Top 4% | 2024 ACS 5-Year |
| Median gross rent ±$58 | $1,255 | Top 30% | 2024 ACS 5-Year |
| Median home value ±$9,103 | $265,400 | Top 33% | 2024 ACS 5-Year |
| Rent as a share of income | 18.8% | Top 49% | 2024 ACS 5-Year |
| Vacancy rate | 4.8% | Bottom 28% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →Population has grown 7% since 2020, reaching 40,518 in 2024.
Population is still rising, but more slowly than in the preceding year.
No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 25°F.
Normal annual precipitation is 49.8 inches, including 14.5 inches of snow.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 49.8" | 1991-2020 Normals |
| Annual snowfall | 14.5" | 1991-2020 Normals |
| Average January low | 25°F | 1991-2020 Normals |
| Average July high | 87°F | 1991-2020 Normals |
| Comfortable months | 7 | 1991-2020 Normals |
| Seasonal temperature swing | 43°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are tornado, strong wind and earthquake.
Low or minimal exposure: lightning, winter weather, ice storm, inland flooding, hail, heat wave, landslide, hurricane, drought, wildfire.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Taxes
AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.
Nothing on AreaProfile is individualized tax advice.
Access
3 major airports lie within 100 miles, the nearest 55 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Cincinnati/Northern Kentucky Intl | CVG | 55 mi | 10,000 ft |
| Louisville Muhammad Ali Intl | SDF | 65 mi | 11,887 ft |
| Wilmington Air Park | ILN | 90 mi | 10,701 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Other cities in Lexington-Fayette, KY
Same metropolitan area, measured the same way| City | County | Population | Area Score | Compare |
|---|---|---|---|---|
| Nicholasville | Jessamine County | 32,197 | 68 | vs Georgetown |
Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.
Similar places
Matched on AreaProfile signals, not geographyCompare
Put Georgetown side by side with a similar place.
Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | June 2026 | Monthly |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
ZIP codes in Georgetown
1 published ZIP profiles| ZIP | Population | Median household income | Area Score |
|---|---|---|---|
| 40324 | 53,406 | $85,110 | — |