Georgetown, Kentucky

Area Profile

39,117 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Georgetown, in Scott County.

71out of 100
Area Score
Top 12% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 23% of 4,199 cities measured70
SchoolsTop 34% of 4,162 cities measured62
GrowthTop 30% of 4,224 cities measured59
Housing affordabilityTop 15% of 4,218 cities measured79
ClimateTop 30% of 4,225 cities measured74
Physical resilienceTop 19% of 4,226 cities measured83
Access3,806th of 4,226 cities measured68
Economic stability2,245th of 4,226 cities measured56
The quick read

Georgetown ranks in the top 23% of cities measured for employment opportunity, with unemployment at 4.4% and median household income of $80,088.

In the public schools here, 47% of students met the state standard in mathematics, with 16.3 students for every teacher.

Residential permitting has slowed: 307 units authorized over the past twelve months, 40% below the prior year. The permit count and 1 other measure here are published for Scott County, KY, which contains Georgetown, rather than for Georgetown alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
39,117
2024 ACS 5-Year
Median household income
$80,088
Top 33% nationally
Density
2,211/sq mi
17.7 sq mi of land
Median age
32.7
2024 ACS 5-Year
County
Kentucky
Nearest major airport
CVG
55 mi · Cincinnati/Northern Kentucky Intl
Median home value
$265,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% — higher than in all but 47% of the 4,226 measured US cities.

Employment grew 1.4% over the past year, to 20,867 employed residents.

34% of adults hold a four-year degree, higher than 75% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsScott County, KY’s figurefiling years 2022–2023$63,11433rd percentileof 4,101filing years 2022–2023
Income of those who leftScott County, KY’s figurefiling years 2022–2023$60,41625th percentileof 4,101filing years 2022–2023
Median household income ±$3,1112024 ACS 5-Year$80,088Top 33%of 29,2232024 ACS 5-Year
Per capita income ±$1,2472024 ACS 5-Year$36,391Top 42%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year12.0%Bottom 45%of 31,7732024 ACS 5-Year
Average commute ±1.2 min2024 ACS 5-Year23.6 minTop 33%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year34.1%Top 25%of 31,9192024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year75.6%44th percentileof 31,4332024 ACS 5-Year
EmploymentJuly 202620,867Bottom 24%of 4,226July 2026
Employment change (3 years)July 2026+4.8%Top 6%of 4,226July 2026
Employment change (year over year)July 2026+1.4%Top 12%of 4,226July 2026
Labor forceJuly 202621,82624th percentileof 4,226July 2026
Labor force participation ±2%2024 ACS 5-Year81.8%Top 36%of 31,5132024 ACS 5-Year
Mean annual wageLexington-Fayette, KY Metro Area’s figure2025 OEWS$62,210Bottom 23%of 3,7292025 OEWS
Median annual wageLexington-Fayette, KY Metro Area’s figure2025 OEWS$48,620Bottom 27%of 3,7292025 OEWS
Public transit to work ±0.2%2024 ACS 5-Year0.1%75th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)July 2026−0.1%Bottom 47%of 4,226July 2026
Unemployment rateJuly 20264.4%Bottom 47%of 4,226July 2026
Worked from home ±1%2024 ACS 5-Year10.3%62nd percentileof 31,4332024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.82.8
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.4% in July 2026. It has been falling, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202480k67k
Each point is a separate five-year estimate, most recently $80,088 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Lexington-Fayette, KY

OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,650$59,730
General and Operations Managers8,100$80,440
Registered Nurses8,070$79,040
Retail Salespersons7,810$30,100
Fast Food and Counter Workers5,500$27,990
Laborers and Freight, Stock, and Material Movers, Hand5,500$41,910

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

47% of students met the state standard in mathematics and 59% in reading, across the schools here that reported results.

There are 16.3 students for every full-time teacher across 14 public schools, more than in most measured places.

Public schools
15
2024-25 school year
Students per teacher
16.3
across 14 of them
Math proficiency
47.4%
Top 40% in Kentucky
Reading proficiency
58.6%
Top 24% in Kentucky
The 12 largest of 15 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Great Crossing High SchoolScott County1,67721.0——
Scott County High SchoolScott County1,39219.945%52%
Scott County Middle SchoolScott County83717.455%75%
Royal Spring Middle SchoolScott County71915.341%65%
Western Elementary SchoolScott County62315.262%64%
Creekside ElementaryScott County57415.1——
Georgetown Middle SchoolScott County55514.229%53%
Lemons Mill Elementary SchoolScott County54014.252%57%
Eastern Elementary SchoolScott County53516.242%57%
Southern Elementary SchoolScott County46214.035%46%
Northern Elementary SchoolScott County41414.366%65%
Anne Mason Elementary SchoolScott County39012.650%54%

50.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Kentucky’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 7% below the national average — the Bureau of Economic Analysis index reads 92.5, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Lexington-Fayette, KY Metro Area is up 53% over five years, and up 6.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,839 a year in real estate taxes, about 0.69% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,272, close to the $1,255 tenants already here pay.

At HUD’s Fair Market Rent of $1,272 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $50,900 a year, about 64% of the median household income here of $80,088.

The typical renter household here spends 27% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,255 a month.

A median home at $265,400 costs 2.6 times the median income of its owner-occupied households, $101,835, close to the historic benchmark for an affordable market.

Cost of living
92.5

Prices here run about 7% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Lexington-Fayette, KY Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
27.2%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ owner household income
Market rent, two bedroom
$1,272
what a new lease costs · FY2026
Median gross rent
$1,255
what tenants now pay · 2024 ACS 5-Year
Median home value
$265,400
2024 ACS 5-Year

The figures above are measured against Georgetown’s median household income of $80,088, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Lexington-Fayette, KY Metro Area’s figure202392.5Top 15%of 3,7002023
Home price change (1 year)the Lexington-Fayette, KY Metro Area’s figure2026 Q2+6.1%88th percentileof 4,1542026 Q2
Home price change (5 years)the Lexington-Fayette, KY Metro Area’s figure2026 Q2+52.5%86th percentileof 4,1542026 Q2
Home price change (10 years)the Lexington-Fayette, KY Metro Area’s figure2026 Q2+103.3%68th percentileof 4,1542026 Q2
Home price to income ±0.22024 ACS 5-Year2.6Bottom 46%of 26,8152024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year62.3%24th percentileof 31,7172024 ACS 5-Year
Housing units ±2612024 ACS 5-Year15,64696th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,079Top 28%of 4,072FY2026
Market rent, three bedroomFY2026$1,743Top 32%of 4,072FY2026
Market rent, two bedroomFY2026$1,272Top 26%of 4,072FY2026
Median gross rent ±$582024 ACS 5-Year$1,255Bottom 29%of 23,1202024 ACS 5-Year
Median home value ±$9,1032024 ACS 5-Year$265,40067th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$512024 ACS 5-Year$1,83952nd percentileof 26,4402024 ACS 5-Year
Owner household income ±$7,5802024 ACS 5-Year$101,835Top 26%of 27,5482024 ACS 5-Year
Property tax rate ±0.03%2024 ACS 5-Year0.69%28th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±1%2024 ACS 5-Year27.2%Top 43%of 22,9502024 ACS 5-Year
Seasonal and second homes ±312024 ACS 5-Year3076th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.2%53rd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.6%36th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±2342024 ACS 5-Year74793rd percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

59/ 100
Top 30% of 4,224 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 7% since 2020, reaching 40,518 in 2024.

Population is still rising but the pace is easing: 40,518 residents in 2024, up 1.7% over the year, a smaller gain than the year before.

New construction is predominantly single-family: of 307 units permitted over the past twelve months, only 7% are in buildings of five or more homes. The multifamily share is published for Scott County, KY, which contains Georgetown, rather than for Georgetown alone.

Federal tax returns show Scott County, which contains Georgetown, gained about 1.0% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $63,114, close to the $60,416 of households that moved out.

At 5.2 permitted units per 1,000 residents, building activity is above the median for measured US cities. The permit rate is published for Scott County, KY, which contains Georgetown, rather than for Georgetown alone.

Units permitted
307
12 months ending July 2026
Per 1,000 residents
5.2
Top 28% nationally
Year over year
−40%
vs the prior twelve months
Multifamily share
6.8%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202441k38k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+1.0%
of residents, in a year
Arrivals from another state
29%
of people moving in
Income of arrivals
$63,114
average per tax return
Income of those who left
$60,416
average per tax return

Where newcomers came from

  1. Fayette County, KY 975 people · 26% of arrivals
  2. Franklin County, KY 170 people · 4.6% of arrivals
  3. Harrison County, KY 154 people · 4.1% of arrivals
  4. Madison County, KY 121 people · 3.2% of arrivals
  5. Bourbon County, KY 120 people · 3.2% of arrivals

Where people who left went

  1. Fayette County, KY 645 people · 20% of departures
  2. Franklin County, KY 253 people · 7.8% of departures
  3. Harrison County, KY 250 people · 7.7% of departures
  4. Madison County, KY 101 people · 3.1% of departures
  5. Jefferson County, KY 88 people · 2.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Scott County, KY. IRS Statistics of Income, filing years 2022–2023.

The Census Bureau's Building Permits Survey lists only jurisdictions that issue their own permits, and Georgetown, KY is not one. This is the figure for Scott County, KY, which contains this city.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 25°F.

Normal annual precipitation is 49.8 inches, including 14.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LEXINGTON BLUEGRASS AP, 15.6 miles from this location.

Precipitation

JFMAMJJASOND5.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals49.8"1991-2020 Normals
Annual snowfall1991-2020 Normals14.5"1991-2020 Normals
Average January low1991-2020 Normals25°F1991-2020 Normals
Average July high1991-2020 Normals87°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and strong wind, with inland flooding alone responsible for 46% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 81% of measured US cities.

Strong windModerate
TornadoModerate
EarthquakeModerate
Cold waveModerate

Low or minimal exposure: lightning, winter weather, ice storm, inland flooding, hail, heat wave, landslide, hurricane, drought, wildfire, avalanche, tsunami, volcanic activity, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
165
per 100,000 residents · 2025 calendar year
Property crime
1,057
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Georgetown's police department reported 165 violent offenses per 100,000 residents, near the middle of places with a department reporting. Property crime runs at 1,057.

Scott County has a modeled homicide rate of about 3.1 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at about 13.7 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at about 18.0 per 100,000 residents in Scott County.

Homicide
3.1
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
13.7
per 100,000 residents · modeled, not measured
Drug overdose
18.0
per 100,000 residents · modeled, not measured
Suicide
16.6
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Georgetown’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Georgetown (Scott County) rather than Georgetown itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Cincinnati/Northern Kentucky Intl at 55 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year92.7%Top 36%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle55 miBottom 10%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 20%of 4,226NASR current cycle
No internet access ±1.0%2024 ACS 5-Year3.6%Top 28%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Cincinnati/Northern Kentucky IntlCVG55 mi10,000 ft
Louisville Muhammad Ali IntlSDF65 mi11,887 ft
Wilmington Air ParkILN90 mi10,701 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
71
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Other cities in Lexington-Fayette, KY

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
Lexington-Fayette urban countyFayette County323,72569Lexington-Fayette urban county vs Georgetown
NicholasvilleJessamine County32,19766Nicholasville vs Georgetown
WinchesterClark County19,21364Winchester vs Georgetown
VersaillesWoodford County10,49267
ParisBourbon County10,16056

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Georgetown side by side with a similar place.

Georgetown vs SycamoreGeorgetown vs Fullerton

Moving to Georgetown from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Georgetown

1 ZIP area

Every ZIP area in Georgetown with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Georgetown closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
4032453,406$85,110$289,100—