Lexington-Fayette, KY

Metro Area Profile

522,560 residents. Jobs, income, development, climate and physical risk across the Lexington-Fayette, KY metropolitan area.

71out of 100
Area Score
Top 25% of 379 published profiles

How we calculate this

How this area ranks
OpportunityTop 48% of 379 published metros56
GrowthTop 15% of 821 published metros73
Housing affordability569th of 822 published metros88
ClimateTop 21% of 822 published metros74
Physical resilienceTop 22% of 822 published metros75
Access641st of 822 published metros61
Economic stabilityTop 23% of 822 published metros72
The quick read

Unemployment is 4.8% and median household income $71,966, putting employment conditions in the middle range of published metro profiles.

2,436 housing units were authorized over the past twelve months, within 11% of the prior year — steady rather than turning.

Natural-hazard exposure is lower than in most comparable published metro profiles, placing Lexington-Fayette in the top 22% for physical resilience.

At a glance

Population
522,560
2024 ACS 5-Year
Median household income
$71,966
Top 35% nationally
Density
355/sq mi
1470.0 sq mi of land
Median age
36.7
2024 ACS 5-Year
County
Metro area
Lexington-Fayette, KY
Nearest major airport
CVG
67 mi · Cincinnati/Northern Kentucky Intl
Median home value
$281,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 28% of the 379 measured US metros.

Employment fell 0.9% over the past year, to 269,752 employed residents.

42% of adults hold a four-year degree, higher than 93% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$1,111$71,966Top 35%2024 ACS 5-Year
Per capita income ±$770$42,479Top 20%2024 ACS 5-Year
Poverty rate13.8%Top 48%2024 ACS 5-Year
Average commute23.6 minBottom 44%2024 ACS 5-Year
Bachelor's degree or higher42.0%Top 7%2024 ACS 5-Year
Employment269,752Top 27%June 2026
Employment change (3 years)2.6%Top 18%June 2026
Employment change (year over year)-0.9%Bottom 43%June 2026
Labor force283,324Top 26%June 2026
Labor force participation66.4%Top 12%2024 ACS 5-Year
Mean annual wage$62,210Top 41%2025 OEWS
Median annual wage$48,620Top 41%2025 OEWS
Metro employment286,910Top 23%2025 OEWS
Unemployment change (year over year)0.6%Top 20%June 2026
Unemployment rate4.8%Top 28%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.82.8
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.8% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Lexington-Fayette, KY
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,650$59,730
General and Operations Managers8,100$80,440
Registered Nurses8,070$79,040
Retail Salespersons7,810$30,100
Fast Food and Counter Workers5,500$27,990
Laborers and Freight, Stock, and Material Movers, Hand5,500$41,910

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,138 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.0%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$1,138
2024 ACS 5-Year
Median home value
$281,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.91Top 29%2024 ACS 5-Year
Homeownership rate59.3%Bottom 6%2024 ACS 5-Year
Housing units ±134231,167Top 11%2024 ACS 5-Year
Median gross rent ±$14$1,138Top 28%2024 ACS 5-Year
Median home value ±$3,757$281,300Top 29%2024 ACS 5-Year
Rent as a share of income19.0%Top 40%2024 ACS 5-Year
Vacancy rate6.4%Bottom 12%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
73/ 100
Top 15% of 821 published city profiles
Permitting is increasing, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 3% since 2020, reaching 533,366 in 2024.

At 4.7 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
2,436
12 months ending July 2026
Per 1,000 residents
4.7
Top 27% nationally
Year over year
+11%
vs the prior twelve months
Multifamily share
40.8%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024533k517k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 25°F.

Normal annual precipitation is 49.8 inches, including 14.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LEXINGTON BLUEGRASS AP, 10.1 miles from this location.
Precipitation
JFMAMJJASOND5.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation49.8"1991-2020 Normals
Annual snowfall14.5"1991-2020 Normals
Average January low25°F1991-2020 Normals
Average July high87°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

75 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and strong wind.

Strong windModerate
TornadoModerate
EarthquakeModerate
HailModerate

Low or minimal exposure: winter weather, lightning, cold wave, ice storm, inland flooding, heat wave, hurricane, drought, wildfire, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 67 miles away.

AirportCodeDistanceLongest runway
Cincinnati/Northern Kentucky IntlCVG67 mi10,000 ft
Louisville Muhammad Ali IntlSDF71 mi11,887 ft
Wilmington Air ParkILN98 mi10,701 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
71
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.