AreaProfile

61822Champaign, Illinois

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 61822.

73
Area Score
Top 10% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 39% of 6,210 published ZIP areas60
GrowthTop 3% of 5,428 published ZIP areas81
Housing affordabilityTop 9% of 6,685 published ZIP areas100
Climate4242nd of 6,789 published ZIP areas65
Physical resilienceTop 39% of 6,709 published ZIP areas68
Access5415th of 6,791 published ZIP areas79
Economic stabilityTop 28% of 6,742 published ZIP areas71
The quick read

Unemployment is 4.7% and median household income $99,006, putting employment conditions in the middle range of published ZIP profiles.

Development activity is both elevated and accelerating — 1,811 housing units permitted over the past twelve months, up 284% on the prior year.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 16% of median household income and the median home is 2.9 times it.

At a glance

Population
27,642
2024 ACS 5-Year
Median household income
$99,006
Top 20% nationally
Density
258/sq mi
107.2 sq mi of land
Median age
38.1
2024 ACS 5-Year
City
Champaign
Illinois
Metro area
Champaign-Urbana, IL
Nearest major airport
BMI
40 mi · Central Il Rgnl/Bloomington-Normal
Median home value
$287,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 40% of the 6,544 measured US ZIP areas.

Employment fell 0.4% over the past year, to 43,387 employed residents.

58% of adults hold a four-year degree, higher than 92% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$10,378$99,006Top 20%2024 ACS 5-Year
Per capita income ±$3,536$55,066Top 14%2024 ACS 5-Year
Poverty rate6.7%Bottom 29%2024 ACS 5-Year
Average commute17.7 minBottom 8%2024 ACS 5-Year
Bachelor's degree or higher57.8%Top 8%2024 ACS 5-Year
Employment43,387Bottom 43%June 2026
Employment change (3 years)-0.8%Bottom 36%June 2026
Employment change (year over year)-0.4%Top 37%June 2026
Labor force45,524Bottom 43%June 2026
Labor force participation64.5%Top 35%2024 ACS 5-Year
Mean annual wage$68,290Top 45%2025 OEWS
Median annual wage$50,700Top 50%2025 OEWS
Unemployment change (year over year)0.4%Top 34%June 2026
Unemployment rate4.7%Top 40%June 2026
Median household income, successive ACS releases
202120222023202499k87k
Each point is a separate five-year estimate, most recently $99,006 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Champaign-Urbana, IL
OccupationPeople employedMedian annual wage
Registered Nurses3,520$90,230
Fast Food and Counter Workers2,890$31,300
Cashiers2,500$32,130
Teaching Assistants, Postsecondary2,480$50,110
Janitors and Cleaners, Except Maids and Housekeeping Cleaners2,310$39,000
General and Operations Managers2,260$96,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Champaign, IL, the city containing this ZIP code.

There are 13.3 students for every full-time teacher, fewer than in most measured places.

Public schools
1
2024-25 school year
Students per teacher
13.3
across all schools here
Math proficiency
2019-20 school year
Reading proficiency
2019-20 school year
SchoolDistrictStudentsPer teacherMathReading
Vernon L Barkstall Elementary SchChampaign CUSD 442613.325%38%

43.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Illinois’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,302 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.9 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
15.8%
Below the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ median income
Median gross rent
$1,302
2024 ACS 5-Year
Median home value
$287,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.90Bottom 43%2024 ACS 5-Year
Homeownership rate68.8%Bottom 27%2024 ACS 5-Year
Housing units ±64811,795Top 13%2024 ACS 5-Year
Median gross rent ±$107$1,302Top 30%2024 ACS 5-Year
Median home value ±$12,423$287,000Top 35%2024 ACS 5-Year
Rent as a share of income15.8%Bottom 36%2024 ACS 5-Year
Vacancy rate4.6%Bottom 20%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
81/ 100
Top 3% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

96% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 20.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
1,811
12 months ending July 2026
Per 1,000 residents
20.1
Top 3% nationally
Year over year
+284%
vs the prior twelve months
Multifamily share
95.6%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Champaign, IL, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 18°F.

Normal annual precipitation is 37.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHAMPAIGN WILLARD AP, 6.6 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation37.0"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing49°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

68 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

DroughtModerate
TornadoElevated
HailModerate
Inland floodingModerate
EarthquakeElevated
Heat waveModerate

Low or minimal exposure: cold wave, winter weather, strong wind, lightning, ice storm, hurricane, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 40 miles away.

AirportCodeDistanceLongest runway
Central Il Rgnl/Bloomington-NormalBMI40 mi8,000 ft
Terre Haute RgnlHUF71 mi9,021 ft
Abraham Lincoln CapitalSPI75 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
73
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

61822 vs Champaign

How this ZIP area compares with Champaign as a whole. Both figures come from the same ACS release, so the comparison is like for like.

61822
Champaign
Median household income
$99,006
vs
$56,118
Per capita income
$55,066
vs
$36,223
Population density
258/sq mi
vs
3,908/sq mi
Median home value
$287,000
vs
$210,900
Median gross rent
$1,302
vs
$1,123
Homeownership rate
68.8%
vs
43.8%
Bachelor's degree or higher
57.8%
vs
52.7%
Poverty rate
6.7%
vs
25.9%
Median age
38.1
vs
26.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.