Champaign, Illinois

Area Profile

89,996 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Champaign, in Champaign County.

62out of 100
Area Score
Top 45% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity2564th of 3,904 published cities49
Schools1638th of 2,668 published cities43
GrowthTop 5% of 2,973 published cities80
Housing affordability2310th of 4,223 published cities78
Climate2698th of 4,223 published cities65
Physical resilienceTop 39% of 4,182 published cities68
Access3395th of 4,226 published cities78
Economic stability3779th of 4,226 published cities34
The quick read

Unemployment is 4.7% and median household income $56,118, putting employment conditions in the middle range of published city profiles.

In the public schools here, 20% of students met the state standard in mathematics, with 14.2 students for every teacher.

Development activity is both elevated and accelerating — 1,811 housing units permitted over the past twelve months, up 284% on the prior year.

At a glance

Population
89,996
2024 ACS 5-Year
Median household income
$56,118
Bottom 33% nationally
Density
3,908/sq mi
23.0 sq mi of land
Median age
26.6
2024 ACS 5-Year
County
Champaign County
Illinois
Metro area
Champaign-Urbana, IL
Nearest major airport
BMI
42 mi · Central Il Rgnl/Bloomington-Normal
Median home value
$210,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 36% of the 3,904 measured US cities.

Employment fell 0.4% over the past year, to 43,387 employed residents.

53% of adults hold a four-year degree, higher than 90% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$3,560$56,118Bottom 33%2024 ACS 5-Year
Per capita income ±$1,701$36,223Top 42%2024 ACS 5-Year
Poverty rate25.9%Top 14%2024 ACS 5-Year
Average commute16.5 minBottom 8%2024 ACS 5-Year
Bachelor's degree or higher52.7%Top 10%2024 ACS 5-Year
Employment43,387Bottom 47%June 2026
Employment change (3 years)-0.8%Bottom 36%June 2026
Employment change (year over year)-0.4%Top 38%June 2026
Labor force45,524Bottom 47%June 2026
Labor force participation59.6%Bottom 47%2024 ACS 5-Year
Mean annual wage$68,290Top 50%2025 OEWS
Median annual wage$50,700Bottom 46%2025 OEWS
Unemployment change (year over year)0.4%Top 32%June 2026
Unemployment rate4.7%Top 36%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/066.23.4
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.7% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202458k53k
Each point is a separate five-year estimate, most recently $56,118 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Champaign-Urbana, IL
OccupationPeople employedMedian annual wage
Registered Nurses3,520$90,230
Fast Food and Counter Workers2,890$31,300
Cashiers2,500$32,130
Teaching Assistants, Postsecondary2,480$50,110
Janitors and Cleaners, Except Maids and Housekeeping Cleaners2,310$39,000
General and Operations Managers2,260$96,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

20% of students met the state standard in mathematics and 21% in reading, across the schools here that reported results.

There are 14.2 students for every full-time teacher, fewer than in most measured places.

Public schools
22
2024-25 school year
Students per teacher
14.2
across all schools here
Math proficiency
19.9%
Bottom 44% in Illinois
Reading proficiency
21.1%
Bottom 28% in Illinois
SchoolDistrictStudentsPer teacherMathReading
Central High SchoolChampaign CUSD 41,66613.2
Centennial High SchoolChampaign CUSD 41,47613.5
Jefferson Middle SchoolChampaign CUSD 471113.23%12%
International Prep AcademyChampaign CUSD 468113.410%10%
Franklin Middle SchoolChampaign CUSD 466512.317%17%
Edison Middle SchoolChampaign CUSD 464715.017%22%
Bottenfield Elem SchoolChampaign CUSD 445615.237%38%
Stratton Elementary SchoolChampaign CUSD 445414.612%8%
Robeson Elem SchoolChampaign CUSD 443916.935%33%
Westview Elem SchoolChampaign CUSD 443415.08%8%
Vernon L Barkstall Elementary SchChampaign CUSD 442613.325%38%
Dr Howard Elem SchoolChampaign CUSD 442613.740%31%

54.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Illinois’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,123 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
24.0%
Below the 30% cost-burdened threshold
Home price to income
3.8×
median home value ÷ median income
Median gross rent
$1,123
2024 ACS 5-Year
Median home value
$210,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.76Top 31%2024 ACS 5-Year
Homeownership rate43.8%Bottom 6%2024 ACS 5-Year
Housing units ±87041,299Top 1%2024 ACS 5-Year
Median gross rent ±$30$1,123Top 38%2024 ACS 5-Year
Median home value ±$7,859$210,900Top 44%2024 ACS 5-Year
Rent as a share of income24.0%Top 21%2024 ACS 5-Year
Vacancy rate10.9%Top 47%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
80/ 100
Top 5% of 2,973 published city profiles
Permitting is increasing — 2 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 4% since 2020, reaching 91,961 in 2024.

96% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 20.1 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
1,811
12 months ending July 2026
Per 1,000 residents
20.1
Top 3% nationally
Year over year
+284%
vs the prior twelve months
Multifamily share
95.6%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202492k88k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025897284
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−28%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 18°F.

Normal annual precipitation is 37.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHAMPAIGN WILLARD AP, 5.1 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation37.0"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing49°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

68 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

DroughtModerate
TornadoElevated
HailModerate
Inland floodingModerate
EarthquakeElevated
Heat waveModerate

Low or minimal exposure: cold wave, winter weather, strong wind, lightning, ice storm, hurricane, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 42 miles away.

AirportCodeDistanceLongest runway
Central Il Rgnl/Bloomington-NormalBMI42 mi8,000 ft
Terre Haute RgnlHUF69 mi9,021 ft
Abraham Lincoln CapitalSPI77 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
62
Your Score

Select one or more priorities to see how this location scores against them.

Other cities in Champaign-Urbana, IL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
UrbanaChampaign County39,34150vs Champaign
RantoulChampaign County12,42150vs Champaign
MahometChampaign County10,04970vs Champaign

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Champaign

3 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
6182040,599$27,53953
6182128,611$70,71567
6182227,642$99,00673