36081 — Troy, Alabama

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 36081. Its median home value runs 14% below Troy as a whole, which is why this ZIP carries a profile of its own.

51out of 100
Area Score
Bottom 23% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity2,636th of 3,116 ZIP areas measured36
Schools2,155th of 3,047 ZIP areas measured34
Growth1,999th of 3,124 ZIP areas measured43
Housing affordability2,261st of 3,112 ZIP areas measured56
ClimateTop 22% of 3,127 ZIP areas measured77
Physical resilienceTop 47% of 3,127 ZIP areas measured61
Access2,486th of 3,127 ZIP areas measured78
Economic stability2,874th of 3,127 ZIP areas measured23
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 4.3% and the Opportunity signal places 36081 in the bottom 15%. The unemployment rate is published for Troy, AL, which contains 36081, rather than for 36081 alone.

In the public schools here, 45% of students met the state standard in mathematics, with 18.5 students for every teacher.

Rent takes 39% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 2.5 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
15,143
2024 ACS 5-Year
Median household income
$44,375
Bottom 9% nationally
Density
72/sq mi
209.5 sq mi of land
Median age
26.0
2024 ACS 5-Year
City
Troy
Alabama
Micro area
Nearest major airport
MGM
40 mi · Montgomery Rgnl (Dannelly Fld)
Median home value
$198,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Troy, AL, which contains 36081, is 4.3%, lower than in 54% of the 3,127 measured US ZIP areas.

Employment across Troy, AL, which contains 36081, fell 2.9% over the past year, to 14,481 employed residents.

33% of adults hold a four-year degree, higher than 71% of measured US ZIP areas.

Median household income of $44,375 is lower than in 91% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsPike County, AL’s figurefiling years 2022–2023$44,6173rd percentileof 2,996filing years 2022–2023
Income of those who leftPike County, AL’s figurefiling years 2022–2023$42,7781st percentileof 2,996filing years 2022–2023
Median household income ±$7,1282024 ACS 5-Year$44,375Bottom 9%of 31,0492024 ACS 5-Year
Per capita income ±$3,8612024 ACS 5-Year$29,589Bottom 25%of 32,8222024 ACS 5-Year
Poverty rate ±6%2024 ACS 5-Year19.4%Bottom 18%of 32,8462024 ACS 5-Year
Average commute ±1.9 min2024 ACS 5-Year21.1 minTop 17%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year33.4%Top 29%of 33,1932024 ACS 5-Year
Drove alone to work ±5%2024 ACS 5-Year88.1%88th percentileof 32,7982024 ACS 5-Year
EmploymentTroy, AL’s figureJuly 202614,481Bottom 9%of 3,127July 2026
Employment change (3 years)Troy, AL’s figureJuly 2026−1.0%Bottom 40%of 3,127July 2026
Employment change (year over year)Troy, AL’s figureJuly 2026−2.9%Bottom 8%of 3,127July 2026
Labor forceTroy, AL’s figureJuly 202615,1399th percentileof 3,127July 2026
Labor force participation ±4%2024 ACS 5-Year76.1%Bottom 42%of 32,8832024 ACS 5-Year
Public transit to work ±0.0%2024 ACS 5-Year0.0%59th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Troy, AL’s figureJuly 2026+0.6%Bottom 18%of 3,127July 2026
Unemployment rateTroy, AL’s figureJuly 20264.3%Top 46%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year3.9%20th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202444k34k
Each point is a separate five-year estimate, most recently $44,375 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Troy, AL, the city containing this ZIP code.

45% of students met the state standard in mathematics and 36% in reading, across the schools here that reported results.

There are 18.5 students for every full-time teacher across 3 public schools, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
18.5
across 3 of them
Math proficiency
45.3%
Bottom 45% in Alabama
Reading proficiency
35.9%
Bottom 28% in Alabama
All 7 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Troy Elementary SchoolTroy City1,01818.957%42%
Charles Henderson High SchoolTroy City54618.227%22%
Charles Henderson MiddleTroy City26317.538%41%
Alternative Learning CenterTroy City0———
TroyPike Center For TechnologyPike County0———
Pike County Alternative Learning CenterPike County0———
TroyPike Regional Center For TechnologyTroy City0———

65.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Alabama’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Alabama is up 50% over five years, and up 5.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $548 a year in real estate taxes, about 0.28% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $912, close to the $851 tenants already here pay.

At HUD’s Fair Market Rent of $912 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $36,500 a year, about 82% of the median household income here of $44,375.

The typical renter household here spends 39% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $851 a month.

A median home at $198,800 costs 2.5 times the median income of its owner-occupied households, $79,835, close to the historic benchmark for an affordable market.

Rent as a share of income
38.8%
Above the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ owner household income
Market rent, two bedroom
$912
what a new lease costs · FY2026
Median gross rent
$851
what tenants now pay · 2024 ACS 5-Year
Median home value
$198,800
2024 ACS 5-Year

The figures above are measured against 36081’s median household income of $44,375, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Alabama’s figure2026 Q2+5.2%82nd percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Alabama’s figure2026 Q2+49.8%73rd percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Alabama’s figure2026 Q2+89.5%41st percentileof 3,0712026 Q2
Home price to income ±0.62024 ACS 5-Year2.5Top 41%of 29,2752024 ACS 5-Year
Homeownership rate ±4%2024 ACS 5-Year47.0%8th percentileof 32,7502024 ACS 5-Year
Housing units ±3572024 ACS 5-Year7,70679th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$695Top 2%of 3,031FY2026
Market rent, three bedroomFY2026$1,093Top 1%of 3,031FY2026
Market rent, two bedroomFY2026$912Top 3%of 3,031FY2026
Median gross rent ±$862024 ACS 5-Year$851Top 31%of 26,3962024 ACS 5-Year
Median home value ±$33,5432024 ACS 5-Year$198,80044th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$942024 ACS 5-Year$5485th percentileof 28,9352024 ACS 5-Year
Owner household income ±$13,3982024 ACS 5-Year$79,835Bottom 46%of 29,8022024 ACS 5-Year
Property tax rate ±0.07%2024 ACS 5-Year0.28%1st percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±11%2024 ACS 5-Year38.8%Bottom 10%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1032024 ACS 5-Year16182nd percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year2.1%60th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year23.9%94th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3312024 ACS 5-Year2,00696th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

43/ 100
Ranks 1,999 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 35 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Troy, AL, which contains 36081, rather than for 36081 alone.

At 2.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Troy, AL, which contains 36081, rather than for 36081 alone.

Units permitted
35
12 months ending July 2026
Per 1,000 residents
2.0
Bottom 37% nationally
Year over year
+46%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.3%
of residents, in a year
Arrivals from another state
34%
of people moving in
Income of arrivals
$44,617
average per tax return
Income of those who left
$42,778
average per tax return

Where newcomers came from

  1. Montgomery County, AL 152 people · 9.9% of arrivals
  2. Coffee County, AL 125 people · 8.1% of arrivals
  3. Crenshaw County, AL 119 people · 7.7% of arrivals
  4. Dale County, AL 82 people · 5.3% of arrivals
  5. Barbour County, AL 77 people · 5.0% of arrivals

Where people who left went

  1. Montgomery County, AL 199 people · 12% of departures
  2. Coffee County, AL 146 people · 9.1% of departures
  3. Dale County, AL 115 people · 7.2% of departures
  4. Crenshaw County, AL 68 people · 4.2% of departures
  5. Houston County, AL 52 people · 3.2% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Pike County, AL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Troy, AL, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 36°F.

Normal annual precipitation is 52.1 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TROY MUNI AP, 7.6 miles from this location.

Precipitation

JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals52.1"1991-2020 Normals
Average January low1991-2020 Normals36°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals33°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

61 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and tornado, with inland flooding alone responsible for 44% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

HurricaneElevated
Heat waveElevated
LightningModerate
LandslideModerate
TornadoModerate
Strong windElevated
Cold waveModerate

Low or minimal exposure: drought, earthquake, inland flooding, wildfire, hail, ice storm, winter weather, tsunami, volcanic activity, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
11.8
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
30.2
per 100,000 residents
Drug overdose
9.2
per 100,000 residents · modeled, not measured
Suicide
17.9
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 36081 (Pike County) rather than 36081 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Troy carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Montgomery Rgnl (Dannelly Fld) at 40 miles.

MetricValueCompared nationallySource period
Broadband access ±4%2024 ACS 5-Year85.4%Bottom 32%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle40 miBottom 21%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±3%2024 ACS 5-Year9.9%Bottom 39%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Montgomery Rgnl (Dannelly Fld)MGM40 mi9,020 ft
Dothan RgnlDHN49 mi8,500 ft
Bob SikesCEW86 mi8,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
51
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

36081 vs Troy

How this ZIP area compares with Troy as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

36081
Troy
Median household income: Troy is the more favorable of the two.
Median household income
$44,375
vs
$50,717
Per capita income: 36081 is the more favorable of the two.
Per capita income
$29,589
vs
$28,552
Population density
72/sq mi
vs
625/sq mi
Median home value
$198,800
vs
$231,400
Median gross rent: 36081 is the more favorable of the two.
Median gross rent
$851
vs
$922
Homeownership rate
47.0%
vs
47.3%
Bachelor's degree or higher: Troy is the more favorable of the two.
Bachelor's degree or higher
33.4%
vs
39.7%
Poverty rate: Troy is the more favorable of the two.
Poverty rate
19.4%
vs
16.1%
Median age
26.0
vs
25.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.