Two Rivers, Wisconsin

Area Profile

11,231 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Two Rivers, in Manitowoc County.

67out of 100
Area Score
Top 27% of 2,944 profiles measured

How we calculate this

How this area ranks
OpportunityTop 25% of 3,904 cities measured68
Schools2096th of 2,668 cities measured29
Growth1704th of 2,973 cities measured46
Housing affordabilityTop 8% of 4,223 cities measured100
Climate4113th of 4,223 cities measured54
Physical resilienceTop 2% of 4,182 cities measured96
Access3257th of 4,226 cities measured81
Economic stability2954th of 4,226 cities measured49
The quick read

Unemployment is 3.3% and median household income $57,222, putting employment conditions in the middle range of published city profiles.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 16% of median household income and the median home is 2.5 times it.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Two Rivers in the top 2% for physical resilience.

At a glance

Population
11,231
2024 ACS 5-Year
Median household income
$57,222
Bottom 35% nationally
Density
1,855/sq mi
6.1 sq mi of land
Median age
42.1
2024 ACS 5-Year
County
Manitowoc County
Wisconsin
Metro area
Manitowoc, WI
Nearest major airport
GRB
36 mi · Green Bay/Austin Straubel Intl
Median home value
$140,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.3% is lower than 89% of the 3,904 measured US cities.

Employment grew 1.3% over the past year, to 42,352 employed residents.

MetricValueCompared nationallySource period
Median household income ±$3,343$57,222Bottom 35%of 29,5732024 ACS 5-Year
Per capita income ±$2,070$32,916Bottom 47%of 31,4202024 ACS 5-Year
Poverty rate11.8%Top 47%of 31,9002024 ACS 5-Year
Average commute22.0 minBottom 25%of 31,5432024 ACS 5-Year
Bachelor's degree or higher21.4%Top 48%of 31,9192024 ACS 5-Year
Employment42,352Bottom 46%of 3,904June 2026
Employment change (3 years)0.6%Top 40%of 3,903June 2026
Employment change (year over year)1.3%Top 10%of 3,904June 2026
Labor force43,784Bottom 46%of 3,904June 2026
Labor force participation60.1%Bottom 48%of 31,9332024 ACS 5-Year
Unemployment change (year over year)0.2%Top 44%of 3,904June 2026
Unemployment rate3.3%Bottom 11%of 3,904June 2026
Median household income, successive ACS releases
202120222023202459k55k
Each point is a separate five-year estimate, most recently $57,222 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Manitowoc County, WI, which contains this city.

23% of students met the state standard in mathematics and 27% in reading, across the schools here that reported results.

There are 11.6 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
11.6
across all schools here
Math proficiency
22.9%
Bottom 13% in Wisconsin
Reading proficiency
26.8%
Bottom 14% in Wisconsin
SchoolDistrictStudentsPer teacherMathReading
Two Rivers HighTwo Rivers Public School District47112.7
Clarke MiddleTwo Rivers Public School District3979.714%25%
Koenig ElementaryTwo Rivers Public School District32613.025%25%
Magee ElementaryTwo Rivers Public School District31711.732%32%

44.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Wisconsin’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $780 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.4%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$780
2024 ACS 5-Year
Median home value
$140,300
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.45Bottom 36%of 28,4732024 ACS 5-Year
Homeownership rate73.1%Bottom 44%of 31,8432024 ACS 5-Year
Housing units ±2625,535Top 11%of 32,3302024 ACS 5-Year
Median gross rent ±$34$780Bottom 26%of 23,4322024 ACS 5-Year
Median home value ±$12,328$140,300Bottom 34%of 29,3422024 ACS 5-Year
Rent as a share of income16.4%Bottom 34%of 23,2012024 ACS 5-Year
Vacancy rate9.0%Bottom 47%of 32,0012024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
46/ 100
Ranks 1704 of 2,973 published city profiles
Permitting is increasing, measured from 2022 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, reaching 11,214 in 2024.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
11
12 months ending July 2026
Per 1,000 residents
1.0
Bottom 31% nationally
Year over year
+22%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202411k11k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2022202320242025135.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2022 (+160%).

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 76°F and January a low of 12°F.

Normal annual precipitation is 32.0 inches, including 46.1 inches of snow.

Air quality measures a median index of 39, in the Good band, and about 11 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TWO RIVERS, 1.0 miles from this location.
Precipitation
JFMAMJJASOND4.2"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index64.02024 calendar year
Annual precipitation32.0"1991-2020 Normals
Annual snowfall46.1"1991-2020 Normals
Average January low12°F1991-2020 Normals
Average July high76°F1991-2020 Normals
Comfortable months41991-2020 Normals
Days above AQI 100112024 calendar year
Median air quality index39.02024 calendar year
Seasonal temperature swing48°F1991-2020 Normals
Air quality
Median air quality index
39
Good on a typical day
Worst tenth of days
64
90th percentile index
Days above 100
11
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

96 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are cold wave, hail and tornado.

HailModerate
Cold waveModerate
Heat waveModerate
TornadoModerate
LightningModerate

Low or minimal exposure: inland flooding, winter weather, strong wind, landslide, coastal flooding, ice storm, earthquake, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Manitowoc County records 1.5 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 13.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 8.4 per 100,000 residents in Manitowoc County.

Homicide
1.5
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
13.5
per 100,000 residents · under 10 deaths
Drug overdose
8.4
per 100,000 residents · under 10 deaths
Suicide
23.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Manitowoc County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Two Rivers rather than Two Rivers itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 36 miles away.

AirportCodeDistanceLongest runway
Green Bay/Austin Straubel IntlGRB36 mi8,700 ft
Appleton IntlATW47 mi8,003 ft
Wittman RgnlOSH50 mi8,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
67
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Other cities in Manitowoc, WI

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
ManitowocManitowoc County34,62070vs Two Rivers

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Two Rivers

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
5424114,120$61,01468