37360Tullahoma, Tennessee

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 37360.

71out of 100
Area Score
Top 16% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 25% of 6,210 published ZIP areas67
GrowthTop 9% of 5,428 published ZIP areas75
Housing affordabilityTop 10% of 6,685 published ZIP areas100
ClimateTop 25% of 6,789 published ZIP areas77
Physical resilience4432nd of 6,709 published ZIP areas44
Access5609th of 6,791 published ZIP areas76
Economic stabilityTop 37% of 6,742 published ZIP areas67
The quick read

37360 ranks in the top 25% of published ZIP profiles for employment opportunity, with unemployment at 3.7% and median household income of $87,782.

Development activity is both elevated and accelerating — 223 housing units permitted over the past twelve months, up 39% on the prior year.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 18% of median household income and the median home is 3.0 times it.

At a glance

Population
1,719
2024 ACS 5-Year
Median household income
$87,782
Top 29% nationally
Density
62/sq mi
27.6 sq mi of land
Median age
49.1
2024 ACS 5-Year
City
Tullahoma
Tennessee
Metro area
Tullahoma-Manchester, TN
Nearest major airport
MQY
42 mi · Smyrna
Median home value
$266,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7% is lower than 78% of the 6,544 measured US ZIP areas.

Employment fell 0.9% over the past year, to 25,949 employed residents.

44% of adults hold a four-year degree, higher than 83% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$12,135$87,782Top 29%2024 ACS 5-Year
Per capita income ±$12,534$46,251Top 25%2024 ACS 5-Year
Poverty rate6.5%Bottom 28%2024 ACS 5-Year
Average commute32.3 minTop 27%2024 ACS 5-Year
Bachelor's degree or higher44.1%Top 17%2024 ACS 5-Year
Employment25,949Bottom 27%June 2026
Employment change (3 years)0.0%Top 50%June 2026
Employment change (year over year)-0.9%Bottom 48%June 2026
Labor force26,959Bottom 26%June 2026
Labor force participation63.9%Top 37%2024 ACS 5-Year
Unemployment change (year over year)-0.4%Bottom 27%June 2026
Unemployment rate3.7%Bottom 22%June 2026
Median household income, successive ACS releases
202120222023202488k71k
Each point is a separate five-year estimate, most recently $87,782 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Tullahoma, TN, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,297 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.7%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$1,297
2024 ACS 5-Year
Median home value
$266,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.03Bottom 48%2024 ACS 5-Year
Homeownership rate76.6%Bottom 44%2024 ACS 5-Year
Housing units ±130725Bottom 39%2024 ACS 5-Year
Median gross rent ±$720$1,297Top 30%2024 ACS 5-Year
Median home value ±$31,523$266,000Top 39%2024 ACS 5-Year
Rent as a share of income17.7%Top 49%2024 ACS 5-Year
Vacancy rate8.0%Bottom 38%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
75/ 100
Top 9% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 10.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
223
12 months ending July 2026
Per 1,000 residents
10.6
Top 10% nationally
Year over year
+39%
vs the prior twelve months
Multifamily share
22.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Tullahoma, TN, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 29°F.

Normal annual precipitation is 60.6 inches, including 2.8 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TULLAHOMA, 6.9 miles from this location.
Precipitation
JFMAMJJASOND6.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation60.6"1991-2020 Normals
Annual snowfall2.8"1991-2020 Normals
Average January low29°F1991-2020 Normals
Average July high87°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing39°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

44 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

EarthquakeElevated
TornadoModerate
Strong windModerate
Inland floodingModerate
HailModerate
LightningModerate
Heat waveModerate

Low or minimal exposure: cold wave, winter weather, drought, ice storm, hurricane, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Coffee County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 15.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 31.3 per 100,000 residents in Coffee County.

Homicide
0.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
15.4
per 100,000 residents · under 10 deaths
Drug overdose
31.3
per 100,000 residents · under 10 deaths
Suicide
24.7
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Coffee County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 37360 rather than 37360 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 42 miles away.

AirportCodeDistanceLongest runway
SmyrnaMQY42 mi8,038 ft
Nashville IntlBNA53 mi11,030 ft
Huntsville Intl-Carl T Jones FldHSV63 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
71
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

37360 vs Tullahoma

How this ZIP area compares with Tullahoma as a whole. Both figures come from the same ACS release, so the comparison is like for like.

37360
Tullahoma
Median household income
$87,782
vs
$60,979
Per capita income
$46,251
vs
$30,238
Population density
62/sq mi
vs
900/sq mi
Median home value
$266,000
vs
$251,900
Median gross rent
$1,297
vs
$886
Homeownership rate
76.6%
vs
64.4%
Bachelor's degree or higher
44.1%
vs
26.7%
Poverty rate
6.5%
vs
18.0%
Median age
49.1
vs
38.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.