37221 — Nashville-Davidson, Tennessee
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 37221.
Missing required signal: opportunity. AreaProfile withholds a score rather than inferring the missing dimensions.
Residential permitting has slowed: 5,005 units authorized over the past twelve months, 16% below the prior year.
A major airport is 17 miles away, giving the area unusually direct access to the national air network.
At a glance
Jobs & opportunity
63% of adults hold a four-year degree, higher than 94% of measured US ZIP areas.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$4,215 | $97,751 | Top 21% | 2024 ACS 5-Year |
| Per capita income ±$2,872 | $59,079 | Top 11% | 2024 ACS 5-Year |
| Poverty rate | 6.3% | Bottom 27% | 2024 ACS 5-Year |
| Average commute | 27.3 min | Bottom 47% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 63.1% | Top 6% | 2024 ACS 5-Year |
| Labor force participation | 71.5% | Top 11% | 2024 ACS 5-Year |
| Mean annual wage | $66,390 | Bottom 44% | 2025 OEWS |
| Median annual wage | $50,390 | Bottom 49% | 2025 OEWS |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Laborers and Freight, Stock, and Material Movers, Hand | 33,120 | $39,790 |
| Fast Food and Counter Workers | 28,680 | $29,150 |
| Retail Salespersons | 28,580 | $34,420 |
| Registered Nurses | 25,100 | $84,040 |
| General and Operations Managers | 23,820 | $119,990 |
| Customer Service Representatives | 20,770 | $45,510 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
Housing & affordability
How it’s calculated →Median rent of $1,844 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 4.7 times median household income here, above the historic benchmark of about three times income.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 4.75 | Top 19% | 2024 ACS 5-Year |
| Homeownership rate | 70.8% | Bottom 31% | 2024 ACS 5-Year |
| Housing units ±807 | 21,079 | Top 3% | 2024 ACS 5-Year |
| Median gross rent ±$57 | $1,844 | Top 11% | 2024 ACS 5-Year |
| Median home value ±$11,749 | $463,900 | Top 15% | 2024 ACS 5-Year |
| Rent as a share of income | 22.6% | Top 23% | 2024 ACS 5-Year |
| Vacancy rate | 5.4% | Bottom 25% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
At 7.3 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.
The Building Permits Survey is not published for ZIP areas. This is the figure for Nashville-Davidson, TN, the city containing this ZIP code.
Weather & climate
6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 30°F.
Normal annual precipitation is 50.5 inches, including 4.7 inches of snow.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 50.5" | 1991-2020 Normals |
| Annual snowfall | 4.7" | 1991-2020 Normals |
| Average January low | 30°F | 1991-2020 Normals |
| Average July high | 91°F | 1991-2020 Normals |
| Comfortable months | 6 | 1991-2020 Normals |
| Seasonal temperature swing | 41°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and tornado.
Low or minimal exposure: strong wind, heat wave, cold wave, hail, winter weather, ice storm, landslide, wildfire, hurricane, drought.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Taxes
AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.
Nothing on AreaProfile is individualized tax advice.
Access
3 major airports lie within 100 miles, the nearest 17 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Nashville Intl | BNA | 17 mi | 11,030 ft |
| Smyrna | MQY | 26 mi | 8,038 ft |
| Huntsville Intl-Carl T Jones Fld | HSV | 99 mi | 10,001 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 | Monthly, roughly three weeks after the reference month |
Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
37221 vs Nashville-Davidson
How this ZIP area compares with Nashville-Davidson as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.