12180Troy, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 12180.

60out of 100
Area Score
Top 50% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity3694th of 6,210 published ZIP areas50
SchoolsTop 43% of 4,422 published ZIP areas56
Growth3567th of 5,428 published ZIP areas40
Housing affordabilityTop 23% of 6,685 published ZIP areas94
Climate5763rd of 6,789 published ZIP areas60
Physical resilience3454th of 6,709 published ZIP areas57
AccessTop 16% of 6,791 published ZIP areas99
Economic stability5513th of 6,742 published ZIP areas39
The quick read

Unemployment is 5.0% and median household income $75,851, putting employment conditions in the middle range of published ZIP profiles.

Residential permitting has slowed: 82 units authorized over the past twelve months, 49% below the prior year.

A major airport is 10 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
53,479
2024 ACS 5-Year
Median household income
$75,851
Top 44% nationally
Density
951/sq mi
56.2 sq mi of land
Median age
34.0
2024 ACS 5-Year
City
Troy
New York
Metro area
Albany-Schenectady-Troy, NY
Nearest major airport
ALB
10 mi · Albany Intl
Median home value
$244,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.0% is lower than 28% of the 6,544 measured US ZIP areas.

Employment fell 0.5% over the past year, to 23,365 employed residents.

42% of adults hold a four-year degree, higher than 81% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$3,126$75,851Top 44%2024 ACS 5-Year
Per capita income ±$2,206$41,482Top 35%2024 ACS 5-Year
Poverty rate17.2%Top 25%2024 ACS 5-Year
Average commute23.3 minBottom 26%2024 ACS 5-Year
Bachelor's degree or higher42.0%Top 19%2024 ACS 5-Year
Employment23,365Bottom 24%June 2026
Employment change (3 years)-0.5%Bottom 43%June 2026
Employment change (year over year)-0.5%Top 39%June 2026
Labor force24,585Bottom 24%June 2026
Labor force participation61.9%Top 45%2024 ACS 5-Year
Mean annual wage$71,830Top 33%2025 OEWS
Median annual wage$58,460Top 22%2025 OEWS
Unemployment change (year over year)0.5%Top 31%June 2026
Unemployment rate5.0%Top 28%June 2026
Median household income, successive ACS releases
202120222023202476k62k
Each point is a separate five-year estimate, most recently $75,851 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Albany-Schenectady-Troy, NY
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides13,180$37,590
Retail Salespersons11,930$35,420
Registered Nurses10,230$99,970
General and Operations Managers8,890$111,130
Janitors and Cleaners, Except Maids and Housekeeping Cleaners8,880$37,810
Cashiers8,570$34,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Troy, NY, the city containing this ZIP code.

41% of students met the state standard in mathematics and 49% in reading, across the schools here that reported results.

There are 10.9 students for every full-time teacher, fewer than in most measured places.

Public schools
13
2024-25 school year
Students per teacher
10.9
across all schools here
Math proficiency
41.4%
Top 48% in New York
Reading proficiency
48.7%
Bottom 39% in New York
SchoolDistrictStudentsPer teacherMathReading
TROY HIGH SCHOOLTROY CITY SCHOOL DISTRICT1,19311.8
KIPP TROY PREPARATORY CHARTER SCHOOL · charterKIPP TROY PREPARATORY CHARTER SCHOOL76218.6
TROY MIDDLE SCHOOLTROY CITY SCHOOL DISTRICT7338.822%42%
TAMARAC MIDDLE SCHOOL HIGH SCHOOLBRUNSWICK CENTRAL SCHOOL DISTRICT (BRITTONKILL)5769.935%55%
TAMARAC ELEMENTARY SCHOOLBRUNSWICK CENTRAL SCHOOL DISTRICT (BRITTONKILL)50515.854%62%
PS 14TROY CITY SCHOOL DISTRICT46010.048%38%
CARROLL HILL SCHOOLTROY CITY SCHOOL DISTRICT3257.122%30%
PS 18TROY CITY SCHOOL DISTRICT3138.944%52%
GARDNER-DICKINSON SCHOOLWYNANTSKILL UNION FREE SCHOOL DISTRICT30613.952%51%
BELL TOP SCHOOLEAST GREENBUSH CENTRAL SCHOOL DISTRICT30410.975%68%
PS 16TROY CITY SCHOOL DISTRICT24910.451%56%
PS 2TROY CITY SCHOOL DISTRICT2497.536%36%

61.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New York’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,232 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.5%
Below the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ median income
Median gross rent
$1,232
2024 ACS 5-Year
Median home value
$244,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.22Top 47%2024 ACS 5-Year
Homeownership rate47.9%Bottom 8%2024 ACS 5-Year
Housing units ±67925,373Top 1%2024 ACS 5-Year
Median gross rent ±$37$1,232Top 34%2024 ACS 5-Year
Median home value ±$9,916$244,400Top 43%2024 ACS 5-Year
Rent as a share of income19.5%Top 38%2024 ACS 5-Year
Vacancy rate13.8%Top 41%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
40/ 100
Ranks 3567 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

77% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
82
12 months ending July 2026
Per 1,000 residents
1.6
Bottom 35% nationally
Year over year
−49%
vs the prior twelve months
Multifamily share
76.8%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Troy, NY, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 40.7 inches, including 59.2 inches of snow.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ALBANY AP, 10.6 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation40.7"1991-2020 Normals
Annual snowfall59.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing49°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

57 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and heat wave.

Inland floodingElevated
HurricaneModerate
Heat waveModerate

Low or minimal exposure: hail, lightning, strong wind, tornado, landslide, ice storm, winter weather, earthquake, cold wave, avalanche, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Rensselaer County records 3.0 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 18.2 per 100,000 residents in Rensselaer County.

Homicide
3.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.9
per 100,000 residents · under 10 deaths
Drug overdose
18.2
per 100,000 residents · under 10 deaths
Suicide
10.0
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Rensselaer County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 12180 rather than 12180 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 10 miles away.

AirportCodeDistanceLongest runway
Albany IntlALB10 mi8,500 ft
Westfield-Barnes RgnlBAF61 mi9,000 ft
Bradley IntlBDL73 mi9,510 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

12180 vs Troy

How this ZIP area compares with Troy as a whole. Both figures come from the same ACS release, so the comparison is like for like.

12180
Troy
Median household income
$75,851
vs
$58,477
Per capita income
$41,482
vs
$35,237
Population density
951/sq mi
vs
4,927/sq mi
Median home value
$244,400
vs
$206,500
Median gross rent
$1,232
vs
$1,175
Homeownership rate
47.9%
vs
37.4%
Bachelor's degree or higher
42.0%
vs
37.3%
Poverty rate
17.2%
vs
23.4%
Median age
34.0
vs
32.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.