Schenectady County, NY

County Profile

160,369 residents. Safety, jobs, income, housing cost, climate and natural-hazard risk for Schenectady County, NY.

Several figures AreaProfile publishes are measured by county and nowhere finer — death rates by intent among them. On this page those describe the geography they are printed on, which is not true of the city and ZIP pages that inherit them.

66out of 100
Area Score
Top 25% of 1,453 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
OpportunityTop 22% of 1,463 counties measured69
Schools757th of 1,377 counties measured46
Growth761st of 1,453 counties measured49
Housing affordability1,010th of 1,462 counties measured69
Climate1,139th of 1,463 counties measured60
Physical resilienceTop 13% of 1,463 counties measured85
AccessTop 7% of 1,463 counties measured97
Economic stabilityTop 39% of 1,463 counties measured67
The quick read

Schenectady County ranks in the top 22% of counties measured for employment opportunity, with unemployment at 4.1% and median household income of $79,623.

In the public schools here, 57% of students met the state standard in mathematics, with 11.4 students for every teacher.

108 housing units were authorized over the past twelve months, within 5% of the prior year — steady rather than turning.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
160,369
2024 ACS 5-Year
Median household income
$79,623
Top 19% nationally
Density
784/sq mi
204.7 sq mi of land
Median age
39.6
2024 ACS 5-Year
County
Schenectady County
New York
Nearest major airport
ALB
13 mi · Albany Intl
Median home value
$235,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1%, lower than in 50% of the 1,467 measured US counties.

Employment grew 0.8% over the past year, to 76,672 employed residents.

36% of adults hold a four-year degree, higher than 87% of measured US counties.

MetricValueCompared nationallySource period
Income of new arrivalsfiling years 2022–2023$60,54355th percentileof 1,417filing years 2022–2023
Income of those who leftfiling years 2022–2023$66,71471st percentileof 1,417filing years 2022–2023
Median household income ±$2,7432024 ACS 5-Year$79,623Top 19%of 3,2212024 ACS 5-Year
Per capita income ±$1,2792024 ACS 5-Year$43,516Top 16%of 3,2222024 ACS 5-Year
Per-capita personal income2023$60,848Top 34%of 1,3892023
Poverty rate ±1%2024 ACS 5-Year12.8%Top 49%of 3,2222024 ACS 5-Year
Average commute ±0.5 min2024 ACS 5-Year24.4 minTop 40%of 3,2222024 ACS 5-Year
Bachelor's degree or higher ±1%2024 ACS 5-Year36.1%Top 13%of 3,2222024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year71.2%18th percentileof 3,2222024 ACS 5-Year
EmploymentJuly 202676,672Top 29%of 1,467July 2026
Employment change (3 years)July 2026+1.1%Top 37%of 1,467July 2026
Employment change (year over year)July 2026+0.8%Top 24%of 1,467July 2026
Labor forceJuly 202679,92371st percentileof 1,467July 2026
Labor force participation ±1%2024 ACS 5-Year81.0%Top 22%of 3,2222024 ACS 5-Year
Public transit to work ±0.6%2024 ACS 5-Year2.9%96th percentileof 3,2222024 ACS 5-Year
Unemployment change (year over year)July 2026+0.1%Bottom 36%of 1,467July 2026
Unemployment rateJuly 20264.1%Top 50%of 1,467July 2026
Worked from home ±1%2024 ACS 5-Year14.3%85th percentileof 3,2222024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/075.32.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.1% in July 2026. It has been rising, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202480k70k
Each point is a separate five-year estimate, most recently $79,623 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Albany-Schenectady-Troy, NY

OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides13,180$37,590
Retail Salespersons11,930$35,420
Registered Nurses10,230$99,970
General and Operations Managers8,890$111,130
Janitors and Cleaners, Except Maids and Housekeeping Cleaners8,880$37,810
Cashiers8,570$34,290

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

57% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 11.4 students for every full-time teacher across 40 public schools, fewer than in most measured places.

Public schools
40
2024-25 school year
Students per teacher
11.4
across all schools here
Math proficiency
56.5%
Bottom 18% in New York
Reading proficiency
58.2%
Top 43% in New York
The 12 largest of 40 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Schenectady High SchoolSCHENECTADY CITY SCHOOL DISTRICT2,88513.478%82%
Niskayuna High SchoolNISKAYUNA CENTRAL SCHOOL DISTRICT1,37912.898%97%
Mohonasen Senior High SchoolROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT92414.293%92%
Richard H O'rourke Middle SchoolBURNT HILLS-BALLSTON LAKE CENTRAL SCHOOL DISTRICT7049.967%65%
Scotia-Glenville Senior High SchoolSCOTIA-GLENVILLE CENTRAL SCHOOL DISTRICT68911.598%98%
Jefferson Elementary SchoolSCHALMONT CENTRAL SCHOOL DISTRICT67113.261%60%
Oneida Middle SchoolSCHENECTADY CITY SCHOOL DISTRICT65710.116%24%
Draper Middle SchoolROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT65511.735%32%
Iroquois Middle SchoolNISKAYUNA CENTRAL SCHOOL DISTRICT61411.670%68%
Herman L Bradt Elementary SchoolROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT60213.1——
Central Park Middle SchoolSCHENECTADY CITY SCHOOL DISTRICT6009.222%25%
Pinewood Elementary SchoolROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT59112.148%41%

50.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against New York’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 2% below the national average — the Bureau of Economic Analysis index reads 98.2, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Albany-Schenectady-Troy, NY Metro Area is up 51% over five years, and up 7.0% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $5,568 a year in real estate taxes, about 2.36% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,702, some 43% above the $1,194 tenants already here pay.

At HUD’s Fair Market Rent of $1,702 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $68,100 a year, about 86% of the median household income here of $79,623.

The typical renter household here spends 32% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,194 a month.

A median home at $235,700 costs 2.3 times the median income of its owner-occupied households, $104,193, close to the historic benchmark for an affordable market.

Cost of living
98.2

Prices here run about 2% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Albany-Schenectady-Troy, NY Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
32.1%
Above the 30% cost-burdened threshold
Home price to income
2.3×
median home value ÷ owner household income
Market rent, two bedroom
$1,702
what a new lease costs · FY2026
Median gross rent
$1,194
what tenants now pay · 2024 ACS 5-Year
Median home value
$235,700
2024 ACS 5-Year

The figures above are measured against Schenectady County’s median household income of $79,623, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Albany-Schenectady-Troy, NY Metro Area’s figure202398.2Bottom 34%of 8872023
Home price change (1 year)the Albany-Schenectady-Troy, NY Metro Area’s figure2026 Q2+7.0%96th percentileof 1,4312026 Q2
Home price change (5 years)the Albany-Schenectady-Troy, NY Metro Area’s figure2026 Q2+51.0%76th percentileof 1,4312026 Q2
Home price change (10 years)the Albany-Schenectady-Troy, NY Metro Area’s figure2026 Q2+84.9%33rd percentileof 1,4312026 Q2
Home price to income ±0.12024 ACS 5-Year2.3Top 36%of 3,2172024 ACS 5-Year
Homeownership rate ±1%2024 ACS 5-Year64.0%13th percentileof 3,2212024 ACS 5-Year
Housing units ±1052024 ACS 5-Year71,24487th percentileof 3,2212024 ACS 5-Year
Market rent, one bedroomFY2026$1,417Bottom 17%of 1,423FY2026
Market rent, three bedroomFY2026$2,041Bottom 23%of 1,423FY2026
Market rent, two bedroomFY2026$1,702Bottom 18%of 1,423FY2026
Median gross rent ±$282024 ACS 5-Year$1,194Bottom 17%of 3,2152024 ACS 5-Year
Median home value ±$3,7092024 ACS 5-Year$235,70068th percentileof 3,2192024 ACS 5-Year
Median property taxes ±$1442024 ACS 5-Year$5,56897th percentileof 3,1722024 ACS 5-Year
Owner household income ±$3,9572024 ACS 5-Year$104,193Top 11%of 3,2182024 ACS 5-Year
Property tax rate ±0.07%2024 ACS 5-Year2.36%99th percentileof 3,1262024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year32.1%Bottom 14%of 3,2162024 ACS 5-Year
Seasonal and second homes ±1982024 ACS 5-Year31847th percentileof 3,2222024 ACS 5-Year
Second homes2024 ACS 5-Year0.4%10th percentileof 3,2222024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.6%22nd percentileof 3,2212024 ACS 5-Year
Vacant housing units ±4992024 ACS 5-Year4,34276th percentileof 3,2222024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

49/ 100
Ranks 761 of 1,453 published county profiles
The most recent move in permitting was downward, in a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 2% since 2020, reaching 162,261 in 2024.

Permitting has turned downward after moving the other way the year before: 109 units authorized in 2025, 29% below the prior year.

New construction is predominantly single-family: of 108 units permitted over the past twelve months, only 9% are in buildings of five or more homes.

Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across Schenectady County in the most recent year. Households that moved in reported an average income of $60,543, below the $66,714 of households that moved out.

At 0.7 permitted units per 1,000 residents, building activity is below the median for measured US counties.

Units permitted
108
12 months ending July 2026
Per 1,000 residents
0.7
Bottom 11% nationally
Year over year
+5%
vs the prior twelve months
Multifamily share
9.3%
units in 5+ unit buildings

Population, annual estimates

20202021202220232024162k159k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 2 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.1%
of residents, in a year
Arrivals from another state
24%
of people moving in
Income of arrivals
$60,543
average per tax return
Income of those who left
$66,714
average per tax return

Where newcomers came from

  1. Albany County, NY 1,845 people · 26% of arrivals
  2. Saratoga County, NY 825 people · 12% of arrivals
  3. Queens County, NY 559 people · 8.0% of arrivals
  4. Rensselaer County, NY 447 people · 6.4% of arrivals
  5. Montgomery County, NY 211 people · 3.0% of arrivals

Where people who left went

  1. Albany County, NY 1,591 people · 23% of departures
  2. Saratoga County, NY 1,037 people · 15% of departures
  3. Rensselaer County, NY 453 people · 6.6% of departures
  4. Montgomery County, NY 299 people · 4.4% of departures
  5. Fulton County, NY 167 people · 2.4% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

20202021202220232024202543785
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−16%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 40.7 inches, including 59.2 inches of snow.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ALBANY AP, 13.0 miles from this location.

Precipitation

JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals40.7"1991-2020 Normals
Annual snowfall1991-2020 Normals59.2"1991-2020 Normals
Average January low1991-2020 Normals16°F1991-2020 Normals
Average July high1991-2020 Normals84°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals49°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

85 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and hurricane, with inland flooding alone responsible for 75% of it. Tornado is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

Overall hazard risk is lower than 87% of measured US counties.

Inland floodingModerate
Ice stormModerate
HurricaneModerate
Heat waveModerate

Low or minimal exposure: lightning, tornado, earthquake, hail, strong wind, winter weather, cold wave, landslide, wildfire, drought, avalanche, coastal flooding, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). These are FEMA’s own figures for this county rather than a value derived from surrounding geographies. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Schenectady County has a modeled homicide rate of about 1.8 per 100,000 residents a year, because the CDC suppresses counts this small, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at about 5.2 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 17.5 per 100,000 residents in Schenectady County.

Homicide
1.8
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
5.2
per 100,000 residents · modeled, not measured
Drug overdose
17.5
per 100,000 residents
Suicide
10.0
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe Schenectady County as a whole. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

6 major airports lie within 100 miles, the nearest Albany Intl at 13 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year89.6%Top 29%of 3,2212024 ACS 5-Year
Distance to major airportNASR current cycle13 miTop 15%of 1,463NASR current cycle
Major airports within 100 milesNASR current cycle6Top 13%of 1,463NASR current cycle
No internet access ±0.7%2024 ACS 5-Year5.8%Top 16%of 3,2212024 ACS 5-Year
AirportCodeDistanceLongest runway
Albany IntlALB13 mi8,500 ft
Griffiss IntlRME75 mi11,820 ft
Westfield-Barnes RgnlBAF82 mi9,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
66
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
Housing, IncomeU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP areas

Only ZIP areas whose income or home value differ from their city’s by at least ten percent get a profile of their own, so this is a selection rather than every ZIP code in the county.