12303Rotterdam, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 12303.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 27% of 6,210 ZIP areas measured66
Schools2387th of 4,422 ZIP areas measured49
Housing affordabilityTop 9% of 6,685 ZIP areas measured100
Climate5763rd of 6,789 ZIP areas measured60
Physical resilienceTop 9% of 6,709 ZIP areas measured91
AccessTop 15% of 6,791 ZIP areas measured99
Economic stability4372nd of 6,742 ZIP areas measured51
The quick read

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 16% of median household income and the median home is 2.8 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 12303 in the top 9% for physical resilience.

A major airport is 6 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
29,360
2024 ACS 5-Year
Median household income
$84,375
Top 33% nationally
Density
1,886/sq mi
15.6 sq mi of land
Median age
41.3
2024 ACS 5-Year
City
Rotterdam
New York
Metro area
Albany-Schenectady-Troy, NY
Nearest major airport
ALB
6 mi · Albany Intl
Median home value
$238,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.9% is lower than 71% of the 6,544 measured US ZIP areas.

Employment fell 0.4% over the past year, to 76,061 employed residents.

36% of adults hold a four-year degree, higher than 74% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$4,395$84,375Top 33%of 31,2952024 ACS 5-Year
Per capita income ±$2,427$42,628Top 32%of 32,8222024 ACS 5-Year
Poverty rate14.2%Top 34%of 32,9702024 ACS 5-Year
Average commute24.1 minBottom 30%of 32,8872024 ACS 5-Year
Bachelor's degree or higher35.8%Top 26%of 33,1932024 ACS 5-Year
Employment76,061Top 41%of 6,544June 2026
Employment change (3 years)0.2%Top 48%of 6,542June 2026
Employment change (year over year)-0.4%Top 39%of 6,544June 2026
Labor force79,117Top 41%of 6,544June 2026
Labor force participation61.9%Top 45%of 33,2522024 ACS 5-Year
Mean annual wage$71,830Top 33%of 6,0722025 OEWS
Median annual wage$58,460Top 22%of 6,0722025 OEWS
Unemployment change (year over year)0.4%Top 36%of 6,544June 2026
Unemployment rate3.9%Bottom 29%of 6,544June 2026
Median household income, successive ACS releases
202120222023202484k72k
Each point is a separate five-year estimate, most recently $84,375 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Albany-Schenectady-Troy, NY
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides13,180$37,590
Retail Salespersons11,930$35,420
Registered Nurses10,230$99,970
General and Operations Managers8,890$111,130
Janitors and Cleaners, Except Maids and Housekeeping Cleaners8,880$37,810
Cashiers8,570$34,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Rotterdam, NY, the city containing this ZIP code.

32% of students met the state standard in mathematics and 48% in reading, across the schools here that reported results.

There are 11.5 students for every full-time teacher, fewer than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
11.5
across all schools here
Math proficiency
32.4%
Bottom 39% in New York
Reading proficiency
47.6%
Bottom 36% in New York
SchoolDistrictStudentsPer teacherMathReading
MOHONASEN SENIOR HIGH SCHOOLROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT92414.2
DRAPER MIDDLE SCHOOLROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT65511.727%47%
HERMAN L BRADT ELEMENTARY SCHOOLROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT60213.1
PINEWOOD ELEMENTARY SCHOOLROTTERDAM-MOHONASEN CENTRAL SCHOOL DISTRICT59112.142%59%
MONT PLEASANT MIDDLE SCHOOLSCHENECTADY CITY SCHOOL DISTRICT5698.810%30%
PINE BUSH ELEMENTARY SCHOOLGUILDERLAND CENTRAL SCHOOL DISTRICT46211.363%74%
HAMILTON ELEMENTARY SCHOOLSCHENECTADY CITY SCHOOL DISTRICT44011.010%20%
LYNNWOOD ELEMENTARY SCHOOLGUILDERLAND CENTRAL SCHOOL DISTRICT40510.967%72%
PLEASANT VALLEY ELEMENTARY SCHOOLSCHENECTADY CITY SCHOOL DISTRICT3519.810%30%

48.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New York’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,140 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.8 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.2%
Below the 30% cost-burdened threshold
Home price to income
2.8×
median home value ÷ median income
Median gross rent
$1,140
2024 ACS 5-Year
Median home value
$238,100
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.82Bottom 41%of 30,4042024 ACS 5-Year
Homeownership rate74.1%Bottom 38%of 32,9102024 ACS 5-Year
Housing units ±52212,626Top 12%of 33,7722024 ACS 5-Year
Median gross rent ±$74$1,140Top 39%of 26,6182024 ACS 5-Year
Median home value ±$7,292$238,100Top 45%of 30,9412024 ACS 5-Year
Rent as a share of income16.2%Bottom 39%of 26,4702024 ACS 5-Year
Vacancy rate5.7%Bottom 26%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 40.7 inches, including 59.2 inches of snow.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ALBANY AP, 6.1 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation40.7"1991-2020 Normals
Annual snowfall59.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing49°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

91 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and heat wave.

Ice stormModerate
HurricaneModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: inland flooding, lightning, tornado, landslide, strong wind, cold wave, hail, winter weather, wildfire, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Schenectady County records 2.4 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 18.1 per 100,000 residents in Schenectady County.

Homicide
2.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.3
per 100,000 residents · under 10 deaths
Drug overdose
18.1
per 100,000 residents · under 10 deaths
Suicide
11.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Schenectady County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 12303 rather than 12303 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 6 miles away.

AirportCodeDistanceLongest runway
Albany IntlALB6 mi8,500 ft
Westfield-Barnes RgnlBAF74 mi9,000 ft
Griffiss IntlRME82 mi11,820 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

12303 vs Rotterdam

How this ZIP area compares with Rotterdam as a whole. Both figures come from the same ACS release, so the comparison is like for like.

12303
Rotterdam
Median household income
$84,375
vs
$85,887
Per capita income
$42,628
vs
$41,460
Population density
1,886/sq mi
vs
2,766/sq mi
Median home value
$238,100
vs
$214,400
Median gross rent
$1,140
vs
$1,278
Homeownership rate
74.1%
vs
76.4%
Bachelor's degree or higher
35.8%
vs
32.0%
Poverty rate
14.2%
vs
6.8%
Median age
41.3
vs
40.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.