AreaProfile

14120North Tonawanda, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 14120.

64
Area Score
Top 43% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 50% of 4,073 published ZIP areas55
Growth3870th of 3,947 published ZIP areas11
Housing affordabilityTop 6% of 4,553 published ZIP areas100
Climate3794th of 4,621 published ZIP areas61
Physical resilienceTop 28% of 4,554 published ZIP areas77
AccessTop 40% of 4,623 published ZIP areas96
Economic stability2325th of 4,591 published ZIP areas60
The quick read

Residential permitting has slowed: 7 units authorized over the past twelve months, 75% below the prior year.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 15% of median household income.

A major airport is 11 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
44,241
2024 ACS 5-Year
Median household income
$74,871
Top 45% nationally
Density
1,356/sq mi
32.6 sq mi of land
Median age
44.9
2024 ACS 5-Year
City
North Tonawanda
New York
Metro area
Buffalo-Cheektowaga, NY
Nearest major airport
BUF
11 mi · Buffalo Niagara Intl
Median home value
$222,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 69% of the 4,387 measured US ZIP areas.

Employment fell 0.8% over the past year, to 14,600 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,024$74,871Top 45%2024 ACS 5-Year
Per capita income ±$1,632$41,637Top 35%2024 ACS 5-Year
Poverty rate10.3%Bottom 49%2024 ACS 5-Year
Average commute22.6 minBottom 22%2024 ACS 5-Year
Bachelor's degree or higher31.0%Top 33%2024 ACS 5-Year
Employment14,600Bottom 7%June 2026
Employment change (3 years)-2.2%Bottom 18%June 2026
Employment change (year over year)-0.8%Top 48%June 2026
Labor force15,222Bottom 7%June 2026
Labor force participation61.7%Top 46%2024 ACS 5-Year
Mean annual wage$66,480Bottom 44%2025 OEWS
Median annual wage$50,790Top 49%2025 OEWS
Unemployment change (year over year)0.5%Top 33%June 2026
Unemployment rate4.1%Bottom 31%June 2026
Median household income, successive ACS releases
202120222023202478k70k
Each point is a separate five-year estimate, most recently $74,871 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Buffalo-Cheektowaga, NY
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides18,090$36,570
Retail Salespersons15,160$34,910
Fast Food and Counter Workers14,170$34,560
Registered Nurses13,830$99,060
General and Operations Managers11,100$103,280
Cashiers10,590$33,850

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for North Tonawanda, NY, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $954 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
15.3%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$954
2024 ACS 5-Year
Median home value
$222,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.97Bottom 46%2024 ACS 5-Year
Homeownership rate72.5%Bottom 34%2024 ACS 5-Year
Housing units ±51520,488Top 3%2024 ACS 5-Year
Median gross rent ±$22$954Bottom 44%2024 ACS 5-Year
Median home value ±$5,248$222,500Top 49%2024 ACS 5-Year
Rent as a share of income15.3%Bottom 32%2024 ACS 5-Year
Vacancy rate4.4%Bottom 19%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
11/ 100
Ranks 3870 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.2 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
7
12 months ending July 2026
Per 1,000 residents
0.2
Bottom 8% nationally
Year over year
−75%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for North Tonawanda, NY, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of 17°F.

Normal annual precipitation is 33.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NIAGARA FALLS INTL AP, 5.5 miles from this location.
Precipitation
JFMAMJJASOND3.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation33.0"1991-2020 Normals
Average January low17°F1991-2020 Normals
Average July high81°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

77 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, strong wind and ice storm.

Inland floodingModerate
Ice stormModerate
Strong windModerate
Heat waveModerate

Low or minimal exposure: lightning, cold wave, earthquake, hurricane, winter weather, tornado, hail, wildfire, coastal flooding, drought, landslide, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 11 miles away.

AirportCodeDistanceLongest runway
Buffalo Niagara IntlBUF11 mi8,829 ft
Frederick Douglass/Greater Rochester IntlROC59 mi8,001 ft
Erie Intl/Tom Ridge FldERI97 mi8,420 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
64
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

14120 vs North Tonawanda

How this ZIP area compares with North Tonawanda as a whole. Both figures come from the same ACS release, so the comparison is like for like.

14120
North Tonawanda
Median household income
$74,871
vs
$66,961
Per capita income
$41,637
vs
$38,413
Population density
1,356/sq mi
vs
2,992/sq mi
Median home value
$222,500
vs
$197,200
Median gross rent
$954
vs
$934
Homeownership rate
72.5%
vs
70.1%
Bachelor's degree or higher
31.0%
vs
27.1%
Poverty rate
10.3%
vs
12.4%
Median age
44.9
vs
43.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.