08755Toms River, New Jersey

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 08755.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordability3950th of 6,685 published ZIP areas74
Climate4500th of 6,789 published ZIP areas64
Physical resilience4106th of 6,709 published ZIP areas47
Access5528th of 6,791 published ZIP areas77
Economic stability3458th of 6,742 published ZIP areas59
The quick read

Rent takes 22% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 4.4 times that income.

A typical July reaches 86°F and a typical January falls to 22°F, on thirty-year normals.

Natural-hazard exposure sits in the middle range of published ZIP profiles, with strong wind, coastal flooding and hurricane the hazards that carry it.

At a glance

Population
29,670
2024 ACS 5-Year
Median household income
$87,575
Top 29% nationally
Density
1,853/sq mi
16.0 sq mi of land
Median age
38.3
2024 ACS 5-Year
City
Toms River
New Jersey
Metro area
New York-Newark-Jersey City, NY-NJ
Nearest major airport
ACY
42 mi · Atlantic City Intl
Median home value
$389,600
2024 ACS 5-Year

Jobs & opportunity

33% of adults hold a four-year degree, higher than 71% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$9,098$87,575Top 29%2024 ACS 5-Year
Per capita income ±$3,469$43,779Top 30%2024 ACS 5-Year
Poverty rate6.8%Bottom 30%2024 ACS 5-Year
Average commute34.0 minTop 21%2024 ACS 5-Year
Bachelor's degree or higher33.2%Top 29%2024 ACS 5-Year
Labor force participation58.4%Bottom 42%2024 ACS 5-Year
Mean annual wage$86,310Top 13%2025 OEWS
Median annual wage$61,430Top 15%2025 OEWS
Median household income, successive ACS releases
202120222023202488k74k
Each point is a separate five-year estimate, most recently $87,575 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — New York-Newark-Jersey City, NY-NJ
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides644,700$39,680
Retail Salespersons202,080$38,280
Registered Nurses197,740$119,720
Janitors and Cleaners, Except Maids and Housekeeping Cleaners183,030$42,840
General and Operations Managers177,850$157,000
Cashiers173,830$35,950

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

There are 13.8 students for every full-time teacher, fewer than in most measured places.

Public schools
1
2024-25 school year
Students per teacher
13.8
across all schools here
Math proficiency
2019-20 school year
Reading proficiency
2019-20 school year
SchoolDistrictStudentsPer teacherMathReading
Joseph A. Citta Elementary SchoolToms River Regional School District51113.814%38%

73.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New Jersey’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,615 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
22.1%
Below the 30% cost-burdened threshold
Home price to income
4.4×
median home value ÷ median income
Median gross rent
$1,615
2024 ACS 5-Year
Median home value
$389,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.45Top 22%2024 ACS 5-Year
Homeownership rate82.2%Top 40%2024 ACS 5-Year
Housing units ±50311,604Top 13%2024 ACS 5-Year
Median gross rent ±$164$1,615Top 18%2024 ACS 5-Year
Median home value ±$20,423$389,600Top 21%2024 ACS 5-Year
Rent as a share of income22.1%Top 24%2024 ACS 5-Year
Vacancy rate7.5%Bottom 35%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 22°F.

Normal annual precipitation is 52.0 inches.

Air quality measures a median index of 41, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TOMS RIVER, 4.1 miles from this location.
Precipitation
JFMAMJJASOND5.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index62.02024 calendar year
Annual precipitation52.0"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10042024 calendar year
Median air quality index41.02024 calendar year
Seasonal temperature swing43°F1991-2020 Normals
Air quality
Median air quality index
41
Good on a typical day
Worst tenth of days
62
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

47 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are strong wind, coastal flooding and hurricane.

Strong windHigh
Winter weatherModerate
Coastal floodingHigh
WildfireModerate
HurricaneElevated
EarthquakeModerate
DroughtModerate

Low or minimal exposure: lightning, inland flooding, heat wave, ice storm, cold wave, hail, landslide, tornado.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Ocean County records 2.4 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 3.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.5 per 100,000 residents in Ocean County.

Homicide
2.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
3.9
per 100,000 residents · under 10 deaths
Drug overdose
15.5
per 100,000 residents · under 10 deaths
Suicide
8.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Ocean County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 08755 rather than 08755 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 42 miles away.

AirportCodeDistanceLongest runway
Atlantic City IntlACY42 mi10,001 ft
Newark Liberty IntlEWR47 mi9,999 ft
John F Kennedy IntlJFK49 mi14,511 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

08755 vs Toms River

How this ZIP area compares with Toms River as a whole. Both figures come from the same ACS release, so the comparison is like for like.

08755
Toms River
Median household income
$87,575
vs
$100,137
Per capita income
$43,779
vs
$49,592
Population density
1,853/sq mi
vs
2,435/sq mi
Median home value
$389,600
vs
$403,600
Median gross rent
$1,615
vs
$1,731
Homeownership rate
82.2%
vs
81.9%
Bachelor's degree or higher
33.2%
vs
36.4%
Poverty rate
6.8%
vs
5.8%
Median age
38.3
vs
41.4

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.