Ocean County, NJ

County Profile

654,362 residents. Safety, jobs, income, housing cost, climate and natural-hazard risk for Ocean County, NJ.

Several figures AreaProfile publishes are measured by county and nowhere finer — death rates by intent among them. On this page those describe the geography they are printed on, which is not true of the city and ZIP pages that inherit them.

60out of 100
Area Score
Bottom 42% of 1,225 profiles measured

How we calculate this

How this area ranks
OpportunityTop 27% of 1,255 counties measured66
SchoolsTop 46% of 973 counties measured54
Growth751st of 1,226 counties measured44
Housing affordability1052nd of 1,255 counties measured71
Climate750th of 1,254 counties measured64
Physical resilience832nd of 1,255 counties measured49
AccessTop 45% of 1,255 counties measured84
Economic stability740th of 1,255 counties measured56
The quick read

Unemployment is 4.3% and median household income $89,863, putting employment conditions in the middle range of published profiles.

Residential permitting has slowed: 2,415 units authorized over the past twelve months, 37% below the prior year.

Housing sits below most published city profiles for affordability: rent takes 23% of median household income and the median home is 4.4 times it — each just short of the thresholds that would count as strained, but both toward the costly end.

At a glance

Population
654,362
2024 ACS 5-Year
Median household income
$89,863
Top 9% nationally
Density
1,041/sq mi
628.3 sq mi of land
Median age
41.2
2024 ACS 5-Year
County
Ocean County
New Jersey
Metro area
New York-Newark-Jersey City, NY-NJ
Nearest major airport
ACY
33 mi · Atlantic City Intl
Median home value
$398,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.3% is lower than 46% of the 1,255 measured US locations.

Employment grew 0.5% over the past year, to 281,106 employed residents.

34% of adults hold a four-year degree, higher than 85% of measured US locations.

Household income is higher than at least 91% of measured US locations.

MetricValueCompared nationallySource period
Median household income ±$1,555$89,863Top 9%of 3,2222024 ACS 5-Year
Per capita income ±$679$44,947Top 13%of 3,2222024 ACS 5-Year
Poverty rate10.5%Bottom 28%of 3,2222024 ACS 5-Year
Average commute32.0 minTop 15%of 3,2222024 ACS 5-Year
Bachelor's degree or higher34.4%Top 15%of 3,2222024 ACS 5-Year
Employment281,106Top 10%of 1,255June 2026
Employment change (3 years)-0.4%Bottom 41%of 1,255June 2026
Employment change (year over year)0.5%Top 22%of 1,255June 2026
Labor force293,858Top 10%of 1,255June 2026
Labor force participation59.1%Top 48%of 3,2222024 ACS 5-Year
Unemployment change (year over year)-1.0%Bottom 5%of 1,255June 2026
Unemployment rate4.3%Top 46%of 1,255June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/067.33.0
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.3% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202490k77k
Each point is a separate five-year estimate, most recently $89,863 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — New York-Newark-Jersey City, NY-NJ
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides644,700$39,680
Retail Salespersons202,080$38,280
Registered Nurses197,740$119,720
Janitors and Cleaners, Except Maids and Housekeeping Cleaners183,030$42,840
General and Operations Managers177,850$157,000
Cashiers173,830$35,950

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

20% of students met the state standard in mathematics and 42% in reading, across the schools here that reported results.

There are 11.8 students for every full-time teacher, fewer than in most measured places.

Public schools
115
2024-25 school year
Students per teacher
11.8
across all schools here
Math proficiency
20.1%
Bottom 47% in New Jersey
Reading proficiency
42.0%
Bottom 42% in New Jersey
SchoolDistrictStudentsPer teacherMathReading
Toms River High School NorthToms River Regional School District1,86113.9
Southern Regional High SchoolSouthern Regional School District1,82012.310%30%
Jackson Memorial High SchoolJackson Township School District1,57713.7
Central Regional High SchoolCentral Regional School District1,48913.15%45%
Toms River High School SouthToms River Regional School District1,46316.3
Toms River High School EastToms River Regional School District1,37713.2
Lakewood High SchoolLakewood Township School District1,29513.6
Toms River Intermediate School EastToms River Regional School District1,27114.817%51%
Brick Township Memorial High SchoolBrick Township Public School District1,26913.8
Brick Township High SchoolBrick Township Public School District1,20012.8
Lacey Township High SchoolLacey Township School District1,11914.0
Pinelands Regional High SchoolPinelands Regional School District1,06313.5

43.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New Jersey’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,755 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
23.4%
Below the 30% cost-burdened threshold
Home price to income
4.4×
median home value ÷ median income
Median gross rent
$1,755
2024 ACS 5-Year
Median home value
$398,400
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income4.43Top 14%of 3,2192024 ACS 5-Year
Homeownership rate80.7%Top 16%of 3,2222024 ACS 5-Year
Housing units ±123296,357Top 3%of 3,2222024 ACS 5-Year
Median gross rent ±$30$1,755Top 4%of 3,2162024 ACS 5-Year
Median home value ±$3,284$398,400Top 9%of 3,2192024 ACS 5-Year
Rent as a share of income23.4%Top 7%of 3,2162024 ACS 5-Year
Vacancy rate17.7%Top 34%of 3,2222024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
44/ 100
Ranks 751 of 1,226 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 4% since 2020, reaching 666,434 in 2024.

Permitting has turned downward after moving the other way the year before.

New construction is predominantly single-family: only 17% of permitted units are in buildings of five or more homes.

At 3.7 permitted units per 1,000 residents, building activity is above the median for measured US locations.

Units permitted
2,415
12 months ending July 2026
Per 1,000 residents
3.7
Top 41% nationally
Year over year
−37%
vs the prior twelve months
Multifamily share
17.0%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024666k639k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2020202120222023202420254k3k
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−19%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 22°F.

Normal annual precipitation is 52.0 inches.

Air quality measures a median index of 41, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TOMS RIVER, 6.2 miles from this location.
Precipitation
JFMAMJJASOND5.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index62.02024 calendar year
Annual precipitation52.0"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10042024 calendar year
Median air quality index41.02024 calendar year
Seasonal temperature swing43°F1991-2020 Normals
Air quality
Median air quality index
41
Good on a typical day
Worst tenth of days
62
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are strong wind, coastal flooding and hurricane.

Strong windHigh
Winter weatherModerate
Coastal floodingHigh
WildfireModerate
HurricaneElevated
EarthquakeModerate
DroughtModerate

Low or minimal exposure: lightning, inland flooding, heat wave, ice storm, cold wave, hail, landslide, tornado.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA National Risk Index county record. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Ocean County records 2.4 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 3.9 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.5 per 100,000 residents in Ocean County.

Homicide
2.4
per 100,000 residents
Firearm deaths, all intents
3.9
per 100,000 residents
Drug overdose
15.5
per 100,000 residents
Suicide
8.8
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Ocean County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Ocean County rather than Ocean County itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

4 major airports lie within 100 miles, the nearest 33 miles away.

AirportCodeDistanceLongest runway
Atlantic City IntlACY33 mi10,001 ft
Philadelphia IntlPHL52 mi12,000 ft
Newark Liberty IntlEWR57 mi9,999 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
60
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.