Ocean City, New Jersey

Area Profile

11,261 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Ocean City, in Cape May County.

49out of 100
Area Score
Bottom 17% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
Opportunity3,684th of 4,199 cities measured36
SchoolsTop 36% of 4,162 cities measured61
GrowthTop 39% of 4,224 cities measured55
Housing affordability4,139th of 4,218 cities measured26
ClimateTop 32% of 4,225 cities measured74
Physical resilience3,037th of 4,226 cities measured36
AccessTop 39% of 4,226 cities measured95
Economic stability2,601st of 4,226 cities measured52
The quick read

Employment conditions sit below most comparable cities measured: unemployment is 5.6% and the Opportunity signal places Ocean City in the bottom 12%. The unemployment rate is published for Cape May County, NJ, which contains Ocean City, rather than for Ocean City alone.

In the public schools here, 42% of students met the state standard in mathematics, with 8.0 students for every teacher.

161 housing units were authorized over the past twelve months, within 10% of the prior year — steady rather than turning.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
11,261
2024 ACS 5-Year
Median household income
$101,782
Top 17% nationally
Density
1,668/sq mi
6.8 sq mi of land
Median age
56.1
2024 ACS 5-Year
County
New Jersey
Nearest major airport
ACY
13 mi · Atlantic City Intl
Median home value
$840,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Cape May County, NJ, which contains Ocean City, is 5.6% — higher than in all but 11% of the 4,226 measured US cities.

Employment across Cape May County, NJ, which contains Ocean City, fell 2.8% over the past year, to 43,253 employed residents.

57% of adults hold a four-year degree, higher than 92% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsCape May County, NJ’s figurefiling years 2022–2023$118,87293rd percentileof 4,101filing years 2022–2023
Income of those who leftCape May County, NJ’s figurefiling years 2022–2023$104,00386th percentileof 4,101filing years 2022–2023
Median household income ±$11,5652024 ACS 5-Year$101,782Top 17%of 29,2232024 ACS 5-Year
Per capita income ±$6,1862024 ACS 5-Year$71,999Top 6%of 31,4202024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year8.8%Top 42%of 31,7732024 ACS 5-Year
Average commute ±3.0 min2024 ACS 5-Year29.7 minBottom 35%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year56.7%Top 8%of 31,9192024 ACS 5-Year
Drove alone to work ±5%2024 ACS 5-Year57.5%10th percentileof 31,4332024 ACS 5-Year
EmploymentCape May County, NJ’s figureJuly 202643,253Bottom 43%of 4,226July 2026
Employment change (3 years)Cape May County, NJ’s figureJuly 2026−5.6%Bottom 3%of 4,226July 2026
Employment change (year over year)Cape May County, NJ’s figureJuly 2026−2.8%Bottom 10%of 4,226July 2026
Labor forceCape May County, NJ’s figureJuly 202645,81244th percentileof 4,226July 2026
Labor force participation ±4%2024 ACS 5-Year76.8%Bottom 45%of 31,5132024 ACS 5-Year
Mean annual wageAtlantic City-Hammonton, NJ Metro Area’s figure2025 OEWS$63,400Bottom 26%of 3,7292025 OEWS
Median annual wageAtlantic City-Hammonton, NJ Metro Area’s figure2025 OEWS$47,520Bottom 20%of 3,7292025 OEWS
Public transit to work ±0.5%2024 ACS 5-Year0.4%78th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Cape May County, NJ’s figureJuly 2026−1.2%Top 7%of 4,226July 2026
Unemployment rateCape May County, NJ’s figureJuly 20265.6%Bottom 11%of 4,226July 2026
Worked from home ±4%2024 ACS 5-Year19.3%85th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024102k88k
Each point is a separate five-year estimate, most recently $101,782 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Atlantic City-Hammonton, NJ

OccupationPeople employedMedian annual wage
Waiters and Waitresses6,070$38,160
Cashiers5,790$34,100
Fast Food and Counter Workers5,510$33,270
Home Health and Personal Care Aides4,250$37,840
Retail Salespersons3,580$35,360
Janitors and Cleaners, Except Maids and Housekeeping Cleaners3,440$39,520

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Cape May County, NJ, which contains this city.

42% of students met the state standard in mathematics and 61% in reading, across the schools here that reported results.

There are 8.0 students for every full-time teacher across 3 public schools, fewer than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
8.0
across all schools here
Math proficiency
41.5%
Bottom 46% in New Jersey
Reading proficiency
61.5%
Top 43% in New Jersey
All 3 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Ocean City High SchoolOcean City School District1,1068.834%60%
Ocean City Intermediate SchoolOcean City School District3266.750%62%
Ocean City Primary SchoolOcean City School District2717.362%67%

20.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against New Jersey’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 1% below the national average — the Bureau of Economic Analysis index reads 98.9, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Atlantic City-Hammonton, NJ Metro Area is up 69% over five years, and up 6.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $6,040 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,792, close to the $1,683 tenants already here pay.

At HUD’s Fair Market Rent of $1,792 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $71,700 a year, about 70% of the median household income here of $101,782.

The typical renter household here spends 39% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,683 a month.

A median home at $840,500 costs 6.4 times the median income of its owner-occupied households, $130,861, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
98.9

Prices here run about 1% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Atlantic City-Hammonton, NJ Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
38.5%
Above the 30% cost-burdened threshold
Home price to income
6.4×
median home value ÷ owner household income
Market rent, two bedroom
$1,792
what a new lease costs · FY2026
Median gross rent
$1,683
what tenants now pay · 2024 ACS 5-Year
Median home value
$840,500
2024 ACS 5-Year

The figures above are measured against Ocean City’s median household income of $101,782, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Atlantic City-Hammonton, NJ Metro Area’s figure202398.9Top 41%of 3,7002023
Home price change (1 year)the Atlantic City-Hammonton, NJ Metro Area’s figure2026 Q2+6.2%88th percentileof 4,1542026 Q2
Home price change (5 years)the Atlantic City-Hammonton, NJ Metro Area’s figure2026 Q2+68.9%99th percentileof 4,1542026 Q2
Home price change (10 years)the Atlantic City-Hammonton, NJ Metro Area’s figure2026 Q2+126.8%93rd percentileof 4,1542026 Q2
Home price to income ±0.82024 ACS 5-Year6.4Bottom 4%of 26,8152024 ACS 5-Year
Homeownership rate ±4%2024 ACS 5-Year72.7%43rd percentileof 31,7172024 ACS 5-Year
Housing units ±3962024 ACS 5-Year21,19197th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$1,366Top 48%of 4,072FY2026
Market rent, three bedroomFY2026$2,396Bottom 38%of 4,072FY2026
Market rent, two bedroomFY2026$1,792Bottom 42%of 4,072FY2026
Median gross rent ±$2162024 ACS 5-Year$1,683Bottom 15%of 23,1202024 ACS 5-Year
Median home value ±$49,1632024 ACS 5-Year$840,50097th percentileof 29,1112024 ACS 5-Year
Median property taxes ±$2932024 ACS 5-Year$6,04093rd percentileof 26,4402024 ACS 5-Year
Owner household income ±$14,0882024 ACS 5-Year$130,861Top 11%of 27,5482024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.72%31st percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±15%2024 ACS 5-Year38.5%Bottom 13%of 22,9502024 ACS 5-Year
Seasonal and second homes ±4172024 ACS 5-Year14,04299th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year66.3%99th percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.9%50th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±3272024 ACS 5-Year15,50299th percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

55/ 100
Top 39% of 4,224 published city profiles
The most recent move in permitting was downward, in a series running from 2020 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 11,219 in 2024.

Permitting has turned downward after moving the other way the year before: 150 units authorized in 2025, 9% below the prior year.

New construction is predominantly single-family: of 161 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show that people moving in from elsewhere in the US and people moving out roughly balanced across Cape May County, which contains Ocean City, in the most recent year. Households that moved in reported an average income of $118,872, above the $104,003 of households that moved out.

At 14.3 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
161
12 months ending July 2026
Per 1,000 residents
14.3
Top 5% nationally
Year over year
+10%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202411k11k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
0.0%
of residents, in a year
Arrivals from another state
59%
of people moving in
Income of arrivals
$118,872
average per tax return
Income of those who left
$104,003
average per tax return

Where newcomers came from

  1. Atlantic County, NJ 396 people · 9.4% of arrivals
  2. Philadelphia County, PA 351 people · 8.3% of arrivals
  3. Camden County, NJ 302 people · 7.2% of arrivals
  4. Gloucester County, NJ 280 people · 6.6% of arrivals
  5. Montgomery County, PA 221 people · 5.2% of arrivals

Where people who left went

  1. Atlantic County, NJ 588 people · 14% of departures
  2. Cumberland County, NJ 251 people · 6.0% of departures
  3. Gloucester County, NJ 224 people · 5.3% of departures
  4. Philadelphia County, PA 206 people · 4.9% of departures
  5. Camden County, NJ 171 people · 4.1% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Cape May County, NJ. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

202020212022202320242025218115
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−13%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 80°F and January a low of 30°F.

Normal annual precipitation is 43.6 inches.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ATLANTIC CITY, 12.1 miles from this location.

Precipitation

JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals43.6"1991-2020 Normals
Average January low1991-2020 Normals30°F1991-2020 Normals
Average July high1991-2020 Normals80°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Seasonal temperature swing1991-2020 Normals40°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

36 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, coastal flooding and hurricane, with inland flooding alone responsible for 39% of it.

Coastal floodingHigh
Strong windHigh
HurricaneElevated
Inland floodingModerate
DroughtModerate

Low or minimal exposure: heat wave, winter weather, wildfire, earthquake, lightning, cold wave, ice storm, tornado, landslide, hail, volcanic activity, tsunami, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
62
per 100,000 residents · 2025 calendar year
Property crime
1,765
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Ocean City's police department reported 62 violent offenses per 100,000 residents, lower than most places with a department reporting. Property crime runs at 1,765.

Cape May County has a modeled homicide rate of about 2.2 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.6 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 29.6 per 100,000 residents in Cape May County.

Homicide
2.2
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
10.6
per 100,000 residents
Drug overdose
29.6
per 100,000 residents
Suicide
20.1
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Ocean City’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Ocean City (Cape May County) rather than Ocean City itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Atlantic City Intl at 13 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year94.1%Top 29%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle13 miTop 36%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 20%of 4,226NASR current cycle
No internet access ±2%2024 ACS 5-Year3.4%Top 27%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Atlantic City IntlACY13 mi10,001 ft
Dover AFBDOV47 mi9,602 ft
Philadelphia IntlPHL54 mi12,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
49
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Other cities in Atlantic City-Hammonton, NJ

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
Atlantic CityAtlantic County38,63243Atlantic City vs Ocean City
PleasantvilleAtlantic County20,71239Pleasantville vs Ocean City
HammontonAtlantic County14,84053Hammonton vs Ocean City
McKee CityAtlantic County10,73147
Somers PointAtlantic County10,51550

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Compare

Put Ocean City side by side with a similar place.

Ocean City vs SoquelOcean City vs Live Oak

Moving to Ocean City from somewhere else?

You get the difference in prices, rent and weather, and the income that would keep pace.

Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Ocean City

1 ZIP area

Every ZIP area in Ocean City with census figures of its own, largest first. The ones linked below diverge enough from the city as a whole to carry a full profile; the rest track Ocean City closely, so their figures are here rather than on a page that would repeat this one. An Area Score is calculated for published profiles only, which is why it is blank on those rows.

ZIPPopulationMedian household incomeMedian home valueArea Score
0822611,261$101,782$840,500—