Atlantic City-Hammonton, NJ

Metro Area Profile

371,211 residents. Jobs, income, development, climate and physical risk across the Atlantic City-Hammonton, NJ metropolitan area.

58out of 100
Area Score
Bottom 26% of 379 published profiles

How we calculate this

How this area ranks
Opportunity233rd of 379 published metros50
Growth454th of 821 published metros47
Housing affordability624th of 822 published metros84
ClimateTop 37% of 822 published metros70
Physical resilience596th of 822 published metros38
AccessTop 21% of 822 published metros92
Economic stability442nd of 822 published metros48
The quick read

Unemployment is 5.2% and median household income $82,105, putting employment conditions in the middle range of published metro profiles.

Physical-risk exposure is above the national median, driven mainly by coastal flooding, hurricane and strong wind.

A major airport is 15 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
371,211
2024 ACS 5-Year
Median household income
$82,105
Top 15% nationally
Density
460/sq mi
807.1 sq mi of land
Median age
44.5
2024 ACS 5-Year
County
Metro area
Atlantic City-Hammonton, NJ
Nearest major airport
ACY
15 mi · Atlantic City Intl
Median home value
$331,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.2% is lower than 16% of the 379 measured US metros.

Unemployment has been falling for 4 consecutive months, most recently 5.2%.

Employment fell 0.2% over the past year, to 179,848 employed residents.

34% of adults hold a four-year degree, higher than 78% of measured US metros.

Household income is higher than at least 85% of measured US metros.

MetricValueCompared with peersSource period
Median household income ±$1,955$82,105Top 15%2024 ACS 5-Year
Per capita income ±$924$45,232Top 13%2024 ACS 5-Year
Poverty rate12.0%Bottom 35%2024 ACS 5-Year
Average commute25.8 minTop 31%2024 ACS 5-Year
Bachelor's degree or higher33.8%Top 22%2024 ACS 5-Year
Employment179,848Top 36%June 2026
Employment change (3 years)-2.1%Bottom 20%June 2026
Employment change (year over year)-0.2%Top 33%June 2026
Labor force189,770Top 36%June 2026
Labor force participation62.0%Top 38%2024 ACS 5-Year
Mean annual wage$63,400Top 35%2025 OEWS
Median annual wage$47,520Bottom 47%2025 OEWS
Metro employment168,700Top 36%2025 OEWS
Unemployment change (year over year)-1.1%Bottom 4%June 2026
Unemployment rate5.2%Top 16%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/069.53.6
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 5.2% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Largest occupations — Atlantic City-Hammonton, NJ
OccupationPeople employedMedian annual wage
Waiters and Waitresses6,070$38,160
Cashiers5,790$34,100
Fast Food and Counter Workers5,510$33,270
Home Health and Personal Care Aides4,250$37,840
Retail Salespersons3,580$35,360
Janitors and Cleaners, Except Maids and Housekeeping Cleaners3,440$39,520

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,373 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
20.1%
Below the 30% cost-burdened threshold
Home price to income
4.0×
median home value ÷ median income
Median gross rent
$1,373
2024 ACS 5-Year
Median home value
$331,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.04Top 26%2024 ACS 5-Year
Homeownership rate72.1%Top 37%2024 ACS 5-Year
Housing units ±129231,798Top 11%2024 ACS 5-Year
Median gross rent ±$34$1,373Top 13%2024 ACS 5-Year
Median home value ±$5,088$331,700Top 20%2024 ACS 5-Year
Rent as a share of income20.1%Top 28%2024 ACS 5-Year
Vacancy rate33.4%Top 2%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
47/ 100
Ranks 454 of 821 published city profiles
Permitting is broadly steady, measured from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 372,989 in 2024.

New construction is predominantly single-family: only 6% of permitted units are in buildings of five or more homes.

At 4.0 permitted units per 1,000 residents, building activity is above the median for measured US metros.

Units permitted
1,480
12 months ending July 2026
Per 1,000 residents
4.0
Top 33% nationally
Year over year
−10%
vs the prior twelve months
Multifamily share
5.9%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024373k369k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 87°F and January a low of 25°F.

Normal annual precipitation is 46.0 inches, including 17.4 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ATLANTIC CITY INTL AP, 14.5 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation46.0"1991-2020 Normals
Annual snowfall17.4"1991-2020 Normals
Average January low25°F1991-2020 Normals
Average July high87°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

38 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are coastal flooding, hurricane and strong wind.

Strong windHigh
Coastal floodingHigh
HurricaneElevated
WildfireModerate
EarthquakeModerate
DroughtModerate
HailModerate

Low or minimal exposure: winter weather, inland flooding, heat wave, lightning, cold wave, ice storm, tornado, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 15 miles away.

AirportCodeDistanceLongest runway
Atlantic City IntlACY15 mi10,001 ft
Philadelphia IntlPHL49 mi12,000 ft
Newark Liberty IntlEWR102 mi9,999 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
58
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.