AreaProfile

Chesterfield, Missouri

Area Profile

49,574 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Chesterfield, in St. Louis County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 4% of 3,904 published cities84
SchoolsTop 7% of 2,668 published cities86
Housing affordabilityTop 23% of 4,223 published cities94
Climate2134th of 4,223 published cities70
Physical resilienceTop 41% of 4,182 published cities67
AccessTop 35% of 4,226 published cities95
Economic stabilityTop 29% of 4,226 published cities70
The quick read

Chesterfield ranks in the top 4% of published city profiles for employment opportunity, with unemployment at 3.3% and median household income of $133,037.

Public schools test above most of the state: 55% of students met the mathematics standard, placing the area in the top 7% of published profiles for schools.

A major airport is 13 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
49,574
2024 ACS 5-Year
Median household income
$133,037
Top 8% nationally
Density
1,557/sq mi
31.8 sq mi of land
Median age
47.2
2024 ACS 5-Year
County
St. Louis County
Missouri
Metro area
St. Louis, MO-IL
Nearest major airport
STL
13 mi · St Louis Lambert Intl
Median home value
$472,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.3% is lower than 89% of the 3,904 measured US cities.

Employment grew 0.2% over the past year, to 25,178 employed residents.

72% of adults hold a four-year degree, higher than 97% of measured US cities.

Household income is higher than at least 92% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$6,243$133,037Top 8%2024 ACS 5-Year
Per capita income ±$3,485$75,850Top 5%2024 ACS 5-Year
Poverty rate3.9%Bottom 19%2024 ACS 5-Year
Average commute23.3 minBottom 32%2024 ACS 5-Year
Bachelor's degree or higher72.5%Top 3%2024 ACS 5-Year
Employment25,178Bottom 32%June 2026
Employment change (3 years)0.7%Top 39%June 2026
Employment change (year over year)0.2%Top 27%June 2026
Labor force26,024Bottom 32%June 2026
Labor force participation61.1%Top 48%2024 ACS 5-Year
Mean annual wage$66,330Bottom 37%2025 OEWS
Median annual wage$49,990Bottom 40%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 21%June 2026
Unemployment rate3.3%Bottom 11%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.01.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.3% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
2021202220232024137k125k
Each point is a separate five-year estimate, most recently $133,037 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — St. Louis, MO-IL
OccupationPeople employedMedian annual wage
General and Operations Managers46,410$93,140
Home Health and Personal Care Aides44,200$34,490
Registered Nurses35,200$83,180
Cashiers31,130$32,380
Retail Salespersons29,750$33,820
Stockers and Order Fillers28,940$37,840

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

55% of students met the state standard in mathematics and 69% in reading, across the schools here that reported results.

There are 14.7 students for every full-time teacher, fewer than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
14.7
across all schools here
Math proficiency
55.1%
Top 12% in Missouri
Reading proficiency
68.9%
Top 3% in Missouri
SchoolDistrictStudentsPer teacherMathReading
MARQUETTE SR. HIGHROCKWOOD R-VI2,09516.0
CENTRAL HIGHPARKWAY C-21,28115.3
CENTRAL MIDDLEPARKWAY C-288114.047%67%
WEST MIDDLEPARKWAY C-281414.352%72%
KEHRS MILL ELEM.ROCKWOOD R-VI55514.270%75%
SHENANDOAH VALLEY ELEM.PARKWAY C-238713.365%74%
RIVER BEND ELEM.PARKWAY C-238014.142%60%
HIGHCROFT RIDGE ELEM.PARKWAY C-236914.862%64%
GREEN TRAILS ELEM.PARKWAY C-234512.856%67%

13.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Missouri’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,644 takes 15% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
14.8%
Below the 30% cost-burdened threshold
Home price to income
3.6×
median home value ÷ median income
Median gross rent
$1,644
2024 ACS 5-Year
Median home value
$472,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.55Top 35%2024 ACS 5-Year
Homeownership rate77.6%Top 47%2024 ACS 5-Year
Housing units ±57421,603Top 3%2024 ACS 5-Year
Median gross rent ±$68$1,644Top 17%2024 ACS 5-Year
Median home value ±$9,296$472,500Top 13%2024 ACS 5-Year
Rent as a share of income14.8%Bottom 24%2024 ACS 5-Year
Vacancy rate3.7%Bottom 22%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

Population has fallen 1% since 2020, reaching 49,465 in 2024.

Population, annual estimates
2020202120222023202450k49k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 22°F.

Normal annual precipitation is 39.8 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST LOUIS SPRT OF S L AP, 4.3 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation39.8"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

67 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and hail.

HailHigh
EarthquakeModerate
Inland floodingModerate
Ice stormModerate

Low or minimal exposure: heat wave, lightning, cold wave, winter weather, tornado, landslide, strong wind, wildfire, hurricane, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 13 miles away.

AirportCodeDistanceLongest runway
St Louis Lambert IntlSTL13 mi11,020 ft
St Louis RgnlALN33 mi8,099 ft
Abraham Lincoln CapitalSPI95 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Other cities in St. Louis, MO-IL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
St. LouisSt. Louis city288,51257vs Chesterfield
O'FallonSt. Charles County93,80177vs Chesterfield
St. CharlesSt. Charles County71,50872vs Chesterfield
St. PetersSt. Charles County59,09274vs Chesterfield
FlorissantSt. Louis County51,77360vs Chesterfield
WentzvilleSt. Charles County47,06173vs Chesterfield
BellevilleSt. Clair County41,37055vs Chesterfield
WildwoodSt. Louis County35,133vs Chesterfield
University CitySt. Louis County34,68567vs Chesterfield
O'FallonSt. Clair County32,26267vs Chesterfield
BallwinSt. Louis County31,27973vs Chesterfield
KirkwoodSt. Louis County29,36375vs Chesterfield

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Chesterfield

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
6301743,243$127,095