AreaProfile

O'Fallon, Missouri

Area Profile

93,801 residents. Jobs, income, climate, physical risk, development and airport access for O'Fallon, in St. Charles County.

77
Area Score
Top 6% of 1,482 published profiles

How we calculate this

How this area ranks
OpportunityTop 4% of 1,567 published cities85
GrowthTop 19% of 1,503 published cities68
Housing affordabilityTop 5% of 1,876 published cities100
Climate965th of 1,876 published cities70
Physical resilience1034th of 1,849 published cities50
Access1151st of 1,876 published cities91
Economic stabilityTop 3% of 1,876 published cities82
The quick read

O'Fallon ranks in the top 4% of published city profiles for employment opportunity, with unemployment at 2.9% and median household income of $110,443.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 16% of median household income.

A major airport is 19 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
93,801
2024 ACS 5-Year
Median household income
$110,443
Top 14% nationally
Density
3,070/sq mi
30.6 sq mi of land
Median age
38.4
2024 ACS 5-Year
County
St. Charles County
Missouri
Metro area
St. Louis, MO-IL
Nearest major airport
STL
19 mi · St Louis Lambert Intl
Median home value
$326,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 2.9% is lower than 97% of the 1,567 measured US cities.

Employment grew 0.2% over the past year, to 54,622 employed residents.

43% of adults hold a four-year degree, higher than 84% of measured US cities.

Household income is higher than at least 86% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$5,849$110,443Top 14%2024 ACS 5-Year
Per capita income ±$1,373$49,304Top 18%2024 ACS 5-Year
Poverty rate5.4%Bottom 25%2024 ACS 5-Year
Average commute27.1 minTop 48%2024 ACS 5-Year
Bachelor's degree or higher43.3%Top 16%2024 ACS 5-Year
Employment54,622Top 18%June 2026
Employment change (3 years)1.5%Top 30%June 2026
Employment change (year over year)0.2%Top 21%June 2026
Labor force56,233Top 18%June 2026
Labor force participation73.1%Top 11%2024 ACS 5-Year
Mean annual wage$66,330Bottom 37%2025 OEWS
Median annual wage$49,990Bottom 41%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 15%June 2026
Unemployment rate2.9%Bottom 3%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032026/012026/064.01.5
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 2.9% in June 2026.
Median household income, successive ACS releases
2021202220232024110k96k
Each point is a separate five-year estimate, most recently $110,443 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — St. Louis, MO-IL
OccupationPeople employedMedian annual wage
General and Operations Managers46,410$93,140
Home Health and Personal Care Aides44,200$34,490
Registered Nurses35,200$83,180
Cashiers31,130$32,380
Retail Salespersons29,750$33,820
Stockers and Order Fillers28,940$37,840

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,443 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
15.7%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$1,443
2024 ACS 5-Year
Median home value
$326,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.95Top 49%2024 ACS 5-Year
Homeownership rate81.0%Top 39%2024 ACS 5-Year
Housing units ±69436,206Top 1%2024 ACS 5-Year
Median gross rent ±$47$1,443Top 22%2024 ACS 5-Year
Median home value ±$7,542$326,200Top 25%2024 ACS 5-Year
Rent as a share of income15.7%Bottom 29%2024 ACS 5-Year
Vacancy rate2.0%Bottom 16%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
68/ 100
Top 19% of 1,503 published city profiles
Permitting is decreasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 4% since 2020, reaching 95,355 in 2024.

Permitting has turned downward after moving the other way the year before.

At 5.8 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
546
12 months ending July 2026
Per 1,000 residents
5.8
Top 27% nationally
Year over year
+7%
vs the prior twelve months
Multifamily share
39.9%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202495k92k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2020202120222023202420251k357
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−58%).

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 22°F.

Normal annual precipitation is 39.8 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST LOUIS SPRT OF S L AP, 9.5 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation39.8"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

50 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

HailElevated
TornadoModerate
EarthquakeElevated
Inland floodingElevated

Low or minimal exposure: strong wind, heat wave, landslide, cold wave, lightning, winter weather, ice storm, wildfire, drought, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 19 miles away.

AirportCodeDistanceLongest runway
St Louis Lambert IntlSTL19 mi11,020 ft
St Louis RgnlALN37 mi8,099 ft
Abraham Lincoln CapitalSPI92 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
77
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Other cities in St. Louis, MO-IL

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
St. LouisSt. Louis city288,51264vs O'Fallon
St. CharlesSt. Charles County71,50872vs O'Fallon
St. PetersSt. Charles County59,09274vs O'Fallon
FlorissantSt. Louis County51,77368vs O'Fallon
ChesterfieldSt. Louis County49,574vs O'Fallon
WentzvilleSt. Charles County47,06175vs O'Fallon
BellevilleSt. Clair County41,37057vs O'Fallon
WildwoodSt. Louis County35,133vs O'Fallon
University CitySt. Louis County34,68574vs O'Fallon
O'FallonSt. Clair County32,26268vs O'Fallon
BallwinSt. Louis County31,27973vs O'Fallon
MehlvilleSt. Louis County29,805vs O'Fallon

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in O'Fallon

2 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
6336654,769$100,62176
6336846,966$124,29777