Signals
Chesterfield
St. Charles
Opportunity
84 · Top 4%
vs76 · Top 12%
Climate
70 · Bottom 49%
vs68 · Bottom 39%
Physical resilience
67 · Top 41%
vs50 · Bottom 43%
Housing affordability
94 · Top 23%
vs95 · Top 21%
Schools
86 · Top 7%
vs77 · Top 18%
Access
95 · Top 35%
vs97 · Top 29%
Economic stability
70 · Top 29%
vs65 · Top 39%
Measured values
| Metric | Chesterfield | St. Charles | Source period |
|---|---|---|---|
| Population | 49,574 | 71,508 | 2024 ACS 5-Year |
| Median household income | $133,037 | $85,937 | 2024 ACS 5-Year |
| Per capita income | $75,850 | $49,608 | 2024 ACS 5-Year |
| Population density | 1,557/sq mi | 2,836/sq mi | 2024 ACS 5-Year |
| Median home value | $472,500 | $298,700 | 2024 ACS 5-Year |
| Median gross rent | $1,644 | $1,251 | 2024 ACS 5-Year |
| Homeownership rate | 77.6% | 68.0% | 2024 ACS 5-Year |
| Unemployment rate | 3.3% | 3.6% | June 2026 |
| Employment change (year over year) | 0.2% | 0.2% | June 2026 |
| Bachelor's degree or higher | 72.5% | 43.3% | 2024 ACS 5-Year |
| Poverty rate | 3.9% | 7.3% | 2024 ACS 5-Year |
| Average July high | 90°F | 90°F | 1991-2020 Normals |
| Average January low | 22°F | 24°F | 1991-2020 Normals |
| Annual precipitation | 39.8" | 41.7" | 1991-2020 Normals |
| Distance to major airport | 13 mi | 8 mi | NASR current cycle |
| Average commute | 23.3 min | 23.2 min | 2024 ACS 5-Year |
| Median age | 47.2 | 38.6 | 2024 ACS 5-Year |
| Public schools | 9 | 23 | 2024-25 school year |
| Students per teacher | 14.74 | 12.43 | 2024-25 school year |
| Math proficiency | 55.1% | 48.7% | 2019-20 school year |
| Reading proficiency | 68.9% | 57.0% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 13.2% | 28.3% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Chesterfield
Elevated or high exposure: hail.
St. Charles
Elevated or high exposure: hail, earthquake, inland flooding.
Your best match
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Chesterfield
81
Your Score
—
Area Score
St. Charles
73
Your Score
72
Area Score
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Full profiles: Chesterfield, MO · St. Charles, MO · How this is calculated: methodology