39120 — Natchez, Mississippi

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 39120. Its median household income runs 19% above Natchez as a whole, which is why this ZIP carries a profile of its own.

41out of 100
Area Score
Bottom 4% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 12 sources
Opportunity3,057th of 3,116 ZIP areas measured18
Schools2,260th of 3,047 ZIP areas measured31
Growth3,017th of 3,124 ZIP areas measured17
Housing affordabilityTop 31% of 3,112 ZIP areas measured74
ClimateTop 17% of 3,127 ZIP areas measured79
Physical resilience1,922nd of 3,127 ZIP areas measured48
Access2,952nd of 3,127 ZIP areas measured58
Economic stability3,094th of 3,127 ZIP areas measured11
The quick read

Employment conditions sit below most comparable ZIP areas measured: unemployment is 5.7% and the Opportunity signal places 39120 in the bottom 2%. The unemployment rate is published for Natchez, MS, which contains 39120, rather than for 39120 alone.

In the public schools here, 27% of students met the state standard in mathematics, with 13.9 students for every teacher.

Residential permitting has slowed: 2 units authorized over the past twelve months, against 6 the year before. The permit count and 1 other measure here are published for Natchez, MS, which contains 39120, rather than for 39120 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
29,039
2024 ACS 5-Year
Median household income
$43,632
Bottom 8% nationally
Density
60/sq mi
484.2 sq mi of land
Median age
42.3
2024 ACS 5-Year
City
Natchez
Mississippi
Micro area
Nearest major airport
AEX
71 mi · Alexandria Intl
Median home value
$107,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Natchez, MS, which contains 39120, is 5.7% — higher than in all but 12% of the 3,127 measured US ZIP areas.

Employment across Natchez, MS, which contains 39120, fell 2.1% over the past year, to 9,239 employed residents.

Median household income of $43,632 is lower than in 92% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsAdams County, MS’s figurefiling years 2022–2023$52,38714th percentileof 2,996filing years 2022–2023
Income of those who leftAdams County, MS’s figurefiling years 2022–2023$44,5142nd percentileof 2,996filing years 2022–2023
Median household income ±$2,1092024 ACS 5-Year$43,632Bottom 8%of 31,0492024 ACS 5-Year
Per capita income ±$2,3452024 ACS 5-Year$27,277Bottom 18%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year25.4%Bottom 10%of 32,8462024 ACS 5-Year
Average commute ±1.9 min2024 ACS 5-Year22.4 minTop 22%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year20.4%Bottom 42%of 33,1932024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year88.4%89th percentileof 32,7982024 ACS 5-Year
EmploymentNatchez, MS’s figureJuly 20269,239Bottom 2%of 3,127July 2026
Employment change (3 years)Natchez, MS’s figureJuly 2026−2.5%Bottom 19%of 3,127July 2026
Employment change (year over year)Natchez, MS’s figureJuly 2026−2.1%Bottom 17%of 3,127July 2026
Labor forceNatchez, MS’s figureJuly 20269,7932nd percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year62.6%Bottom 12%of 32,8832024 ACS 5-Year
Public transit to work ±0.5%2024 ACS 5-Year0.4%71st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Natchez, MS’s figureJuly 2026−1.1%Top 9%of 3,127July 2026
Unemployment rateNatchez, MS’s figureJuly 20265.7%Bottom 12%of 3,127July 2026
Worked from home ±1%2024 ACS 5-Year2.5%15th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202444k35k
Each point is a separate five-year estimate, most recently $43,632 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Natchez, MS, the city containing this ZIP code.

27% of students met the state standard in mathematics and 31% in reading, across the schools here that reported results.

There are 13.9 students for every full-time teacher across 6 public schools, fewer than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
13.9
across 6 of them
Math proficiency
26.9%
Bottom 18% in Mississippi
Reading proficiency
30.9%
Bottom 23% in Mississippi
All 9 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
McLaurin ElementaryNatchez-Adams School District64215.341%41%
Natchez High SchoolNatchez-Adams School District60612.410%12%
Natchez MiddleNatchez-Adams School District39712.0——
West Elementary SchoolNatchez-Adams School District37615.022%32%
Morgantown ElementaryNatchez-Adams School District35913.3——
Natchez Early College @ Co-LinNatchez-Adams School District17421.845%57%
Instant Impact Global Prep · charterInstant Impact Global Prep160———
Career and Technology CenterNatchez-Adams School District0———
Central SchoolNatchez-Adams School District0———

99.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Mississippi’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Mississippi is up 40% over five years, and up 4.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $985 a year in real estate taxes, about 0.92% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $842, some 15% above the $734 tenants already here pay.

At HUD’s Fair Market Rent of $842 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $33,700 a year, about 77% of the median household income here of $43,632.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $734 a month.

A median home at $107,300 costs 2.1 times the median income of its owner-occupied households, $51,377, close to the historic benchmark for an affordable market.

Rent as a share of income
29.4%
Below the 30% cost-burdened threshold
Home price to income
2.1×
median home value ÷ owner household income
Market rent, two bedroom
$842
what a new lease costs · FY2026
Median gross rent
$734
what tenants now pay · 2024 ACS 5-Year
Median home value
$107,300
2024 ACS 5-Year

The figures above are measured against 39120’s median household income of $43,632, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Mississippi’s figure2026 Q2+4.2%71st percentileof 3,0712026 Q2
Home price change (5 years)the non-metropolitan parts of Mississippi’s figure2026 Q2+40.4%39th percentileof 3,0712026 Q2
Home price change (10 years)the non-metropolitan parts of Mississippi’s figure2026 Q2+66.8%9th percentileof 3,0712026 Q2
Home price to income ±0.32024 ACS 5-Year2.1Top 26%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year68.4%26th percentileof 32,7502024 ACS 5-Year
Housing units ±1792024 ACS 5-Year14,99492nd percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$768Top 6%of 3,031FY2026
Market rent, three bedroomFY2026$1,111Top 1%of 3,031FY2026
Market rent, two bedroomFY2026$842Top 1%of 3,031FY2026
Median gross rent ±$672024 ACS 5-Year$734Top 16%of 26,3962024 ACS 5-Year
Median home value ±$7,0532024 ACS 5-Year$107,30013th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1212024 ACS 5-Year$98519th percentileof 28,9352024 ACS 5-Year
Owner household income ±$6,0702024 ACS 5-Year$51,377Bottom 9%of 29,8022024 ACS 5-Year
Property tax rate ±0.13%2024 ACS 5-Year0.92%51st percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year29.4%Bottom 43%of 26,2472024 ACS 5-Year
Seasonal and second homes ±1632024 ACS 5-Year52794th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year3.5%67th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year18.9%90th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3542024 ACS 5-Year3,36699th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

17/ 100
Ranks 3,017 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 2 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Natchez, MS, which contains 39120, rather than for 39120 alone.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Natchez, MS, which contains 39120, rather than for 39120 alone.

Units permitted
2
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 6% nationally
Year over year
−67%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.7%
of residents, in a year
Arrivals from another state
70%
of people moving in
Income of arrivals
$52,387
average per tax return
Income of those who left
$44,514
average per tax return

Where newcomers came from

  1. Concordia Parish, LA 204 people · 24% of arrivals
  2. Jefferson County, MS 53 people · 6.2% of arrivals
  3. East Baton Rouge Parish, LA 37 people · 4.4% of arrivals

Where people who left went

  1. Concordia Parish, LA 184 people · 19% of departures
  2. East Baton Rouge Parish, LA 62 people · 6.3% of departures
  3. Jefferson County, MS 41 people · 4.1% of departures
  4. Rankin County, MS 38 people · 3.8% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Adams County, MS. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Natchez, MS, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 36°F.

Normal annual precipitation is 60.1 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NATCHEZ, 5.6 miles from this location.

Precipitation

JFMAMJJASOND6.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals60.1"1991-2020 Normals
Annual snowfall1991-2020 Normals0.3"1991-2020 Normals
Average January low1991-2020 Normals36°F1991-2020 Normals
Average July high1991-2020 Normals90°F1991-2020 Normals
Comfortable months1991-2020 Normals71991-2020 Normals
Seasonal temperature swing1991-2020 Normals34°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

48 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and heat wave, with inland flooding alone responsible for 45% of it. Heat wave is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

TornadoModerate
HurricaneElevated
LandslideModerate
HailElevated
Strong windModerate
Inland floodingModerate
Cold waveModerate
DroughtModerate
LightningModerate

Low or minimal exposure: heat wave, ice storm, earthquake, wildfire, winter weather, tsunami, volcanic activity, coastal flooding, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
21.9
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
25.5
per 100,000 residents · modeled, not measured
Drug overdose
17.4
per 100,000 residents · modeled, not measured
Suicide
13.5
per 100,000 residents · modeled, not measured

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 39120 (Adams County) rather than 39120 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Natchez carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Alexandria Intl at 71 miles.

MetricValueCompared nationallySource period
Broadband access ±3%2024 ACS 5-Year85.2%Bottom 31%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle71 miBottom 5%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 21%of 3,127NASR current cycle
No internet access ±3%2024 ACS 5-Year13.5%Bottom 25%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Alexandria IntlAEX71 mi9,352 ft
Jackson-Medgar Wiley Evers IntlJAN93 mi8,500 ft
Lafayette Rgnl/Paul Fournet FldLFT98 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
41
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

39120 vs Natchez

How this ZIP area compares with Natchez as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

39120
Natchez
Median household income: 39120 is the more favorable of the two.
Median household income
$43,632
vs
$36,735
Per capita income: Natchez is the more favorable of the two.
Per capita income
$27,277
vs
$27,302
Population density
60/sq mi
vs
897/sq mi
Median home value
$107,300
vs
$119,400
Median gross rent: 39120 is the more favorable of the two.
Median gross rent
$734
vs
$806
Homeownership rate
68.4%
vs
55.9%
Bachelor's degree or higher: Natchez is the more favorable of the two.
Bachelor's degree or higher
20.4%
vs
27.3%
Poverty rate: 39120 is the more favorable of the two.
Poverty rate
25.4%
vs
31.9%
Median age
42.3
vs
38.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.