Stillwater, Minnesota

Area Profile

19,355 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Stillwater, in Washington County.

64out of 100
Area Score
Top 36% of 2,944 published profiles

How we calculate this

How this area ranks
Opportunity2155th of 3,904 published cities54
Growth2538th of 2,973 published cities28
Housing affordabilityTop 34% of 4,223 published cities89
Climate4007th of 4,223 published cities55
Physical resilienceTop 15% of 4,182 published cities87
Access2593rd of 4,226 published cities89
Economic stabilityTop 32% of 4,226 published cities69
The quick read

Unemployment is 4.4% and median household income $105,853, putting employment conditions in the middle range of published city profiles.

6 housing units were authorized over the past twelve months, essentially level with the prior year — steady rather than turning.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Stillwater in the top 15% for physical resilience.

At a glance

Population
19,355
2024 ACS 5-Year
Median household income
$105,853
Top 16% nationally
Density
2,405/sq mi
8.0 sq mi of land
Median age
42.5
2024 ACS 5-Year
County
Washington County
Minnesota
Metro area
Minneapolis-St. Paul-Bloomington, MN-WI
Nearest major airport
MSP
23 mi · Minneapolis-St Paul Intl/Wold-Chamberlain
Median home value
$414,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 48% of the 3,904 measured US cities.

Employment fell 1.9% over the past year, to 145,795 employed residents.

51% of adults hold a four-year degree, higher than 89% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$8,686$105,853Top 16%2024 ACS 5-Year
Per capita income ±$4,799$57,943Top 11%2024 ACS 5-Year
Poverty rate7.3%Bottom 34%2024 ACS 5-Year
Average commute21.7 minBottom 24%2024 ACS 5-Year
Bachelor's degree or higher51.0%Top 11%2024 ACS 5-Year
Employment145,795Top 34%June 2026
Employment change (3 years)-0.9%Bottom 35%June 2026
Employment change (year over year)-1.9%Bottom 20%June 2026
Labor force152,492Top 34%June 2026
Labor force participation66.6%Top 29%2024 ACS 5-Year
Mean annual wage$74,580Top 30%2025 OEWS
Median annual wage$59,320Top 23%2025 OEWS
Unemployment change (year over year)0.7%Top 19%June 2026
Unemployment rate4.4%Top 48%June 2026
Median household income, successive ACS releases
2021202220232024109k98k
Each point is a separate five-year estimate, most recently $105,853 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Minneapolis-St. Paul-Bloomington, MN-WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides93,560$38,860
Retail Salespersons51,180$36,670
General and Operations Managers44,890$103,570
Registered Nurses43,600$103,040
Customer Service Representatives38,630$49,480
Fast Food and Counter Workers37,920$33,040

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Washington County, MN, which contains this city.

Housing & affordability

How it’s calculated →

Median rent of $1,622 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
18.4%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$1,622
2024 ACS 5-Year
Median home value
$414,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.91Top 28%2024 ACS 5-Year
Homeownership rate76.7%Top 48%2024 ACS 5-Year
Housing units ±3428,545Top 7%2024 ACS 5-Year
Median gross rent ±$246$1,622Top 17%2024 ACS 5-Year
Median home value ±$14,244$414,200Top 17%2024 ACS 5-Year
Rent as a share of income18.4%Bottom 49%2024 ACS 5-Year
Vacancy rate5.5%Bottom 31%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
28/ 100
Ranks 2538 of 2,973 published city profiles
Permitting is increasing, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has been broadly flat since 2020, at 19,386 in 2024.

Permitting has turned upward after moving the other way the year before.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.3 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
6
12 months ending July 2026
Per 1,000 residents
0.3
Bottom 16% nationally
Year over year
0%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202419k19k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025944.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−95%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 9°F.

Normal annual precipitation is 29.2 inches.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST PAUL DOWNTOWN AP, 14.1 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation29.2"1991-2020 Normals
Average January low9°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing57°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

87 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and hail.

Strong windElevated
HailElevated
TornadoModerate
Heat waveModerate

Low or minimal exposure: lightning, cold wave, inland flooding, winter weather, landslide, ice storm, wildfire, earthquake, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Washington County records 2.2 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 8.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 12.5 per 100,000 residents in Washington County.

Homicide
2.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
8.2
per 100,000 residents · under 10 deaths
Drug overdose
12.5
per 100,000 residents · under 10 deaths
Suicide
11.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Washington County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Stillwater rather than Stillwater itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 23 miles away.

AirportCodeDistanceLongest runway
Minneapolis-St Paul Intl/Wold-ChamberlainMSP23 mi11,006 ft
Chippewa Valley RgnlEAU67 mi8,101 ft
Rochester IntlRST81 mi9,034 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
64
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Other cities in Minneapolis-St. Paul-Bloomington, MN-WI

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
MinneapolisHennepin County427,24659vs Stillwater
St. PaulRamsey County307,28458vs Stillwater
BloomingtonHennepin County88,66558vs Stillwater
Brooklyn ParkHennepin County83,87658vs Stillwater
PlymouthHennepin County79,22073vs Stillwater
WoodburyWashington County78,30570vs Stillwater
LakevilleDakota County74,35475vs Stillwater
BlaineAnoka County72,48860vs Stillwater
Maple GroveHennepin County71,17369vs Stillwater
EaganDakota County68,00068vs Stillwater
BurnsvilleDakota County64,46359vs Stillwater
Coon RapidsAnoka County63,46855vs Stillwater

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.