AreaProfile

St. Paul, Minnesota

Area Profile

307,284 residents. Jobs, income, climate, physical risk, development and airport access for St. Paul, in Ramsey County.

65
Area Score
Top 36% of 133 published profiles

How we calculate this

How this area ranks
Opportunity96th of 139 published cities48
Growth113th of 134 published cities28
Housing affordabilityTop 23% of 150 published cities82
Climate140th of 149 published cities55
Physical resilienceTop 5% of 150 published cities93
Access58th of 149 published cities97
Economic stabilityTop 32% of 150 published cities59
The quick read

Natural-hazard exposure is lower than in most comparable published city profiles, placing St. Paul in the top 5% for physical resilience.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 65 places St. Paul in the top 36% of published city profiles.

At a glance

Population
307,284
2024 ACS 5-Year
Median household income
$73,394
Top 41% nationally
Density
5,912/sq mi
52.0 sq mi of land
Median age
33.7
2024 ACS 5-Year
County
Ramsey County
Minnesota
Metro area
Minneapolis-St. Paul-Bloomington, MN-WI
Nearest major airport
MSP
7 mi · Minneapolis-St Paul Intl/Wold-Chamberlain
Median home value
$294,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 55% of the 140 measured US cities.

Employment fell 2.0% over the past year, to 159,735 employed residents.

44% of adults hold a four-year degree, higher than 84% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$1,673$73,394Top 41%2024 ACS 5-Year
Per capita income ±$903$42,815Top 27%2024 ACS 5-Year
Poverty rate15.6%Top 34%2024 ACS 5-Year
Average commute22.8 minBottom 30%2024 ACS 5-Year
Bachelor's degree or higher43.8%Top 16%2024 ACS 5-Year
Employment159,735Top 44%June 2026
Employment change (3 years)-1.9%Bottom 22%June 2026
Employment change (year over year)-2.0%Bottom 17%June 2026
Labor force167,034Top 43%June 2026
Labor force participation70.0%Top 18%2024 ACS 5-Year
Mean annual wage$74,580Top 22%2025 OEWS
Median annual wage$59,320Top 14%2025 OEWS
Unemployment change (year over year)0.6%Top 25%June 2026
Unemployment rate4.4%Bottom 45%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032026/012026/065.32.2
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.4% in June 2026.
Median household income, successive ACS releases
202120222023202473k63k
Each point is a separate five-year estimate, most recently $73,394 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Minneapolis-St. Paul-Bloomington, MN-WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides93,560$38,860
Retail Salespersons51,180$36,670
General and Operations Managers44,890$103,570
Registered Nurses43,600$103,040
Customer Service Representatives38,630$49,480
Fast Food and Counter Workers37,920$33,040

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,281 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
20.9%
Below the 30% cost-burdened threshold
Home price to income
4.0×
median home value ÷ median income
Median gross rent
$1,281
2024 ACS 5-Year
Median home value
$294,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.01Top 27%2024 ACS 5-Year
Homeownership rate52.9%Bottom 12%2024 ACS 5-Year
Housing units ±991133,051Top 1%2024 ACS 5-Year
Median gross rent ±$19$1,281Top 29%2024 ACS 5-Year
Median home value ±$3,281$294,500Top 29%2024 ACS 5-Year
Rent as a share of income20.9%Top 35%2024 ACS 5-Year
Vacancy rate5.9%Bottom 33%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
28/ 100
Ranks 113 of 134 published city profiles
Permitting is decreasing — 2 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, reaching 307,465 in 2024.

62% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.4 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
437
12 months ending July 2026
Per 1,000 residents
1.4
Bottom 17% nationally
Year over year
+47%
vs the prior twelve months
Multifamily share
62.5%
units in 5+ unit buildings
Population, annual estimates
20202021202220232024311k305k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2020202120222023202420252k357
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−83%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 9°F.

Normal annual precipitation is 29.2 inches.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST PAUL DOWNTOWN AP, 2.6 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation29.2"1991-2020 Normals
Average January low9°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing57°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

93 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, hail and strong wind.

HailElevated
TornadoModerate
Strong windModerate

Low or minimal exposure: cold wave, landslide, heat wave, inland flooding, winter weather, lightning, ice storm, wildfire, earthquake, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Minneapolis-St Paul Intl/Wold-ChamberlainMSP7 mi11,006 ft
Rochester IntlRST78 mi9,034 ft
Chippewa Valley RgnlEAU79 mi8,101 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
65
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in St. Paul

5 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
5510656,708$70,18764
5510445,762$75,71265
5511744,697$70,77164
5510528,617$107,24868
5511625,918$81,14165