Cottage Grove, Minnesota

Area Profile

40,992 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Cottage Grove, in Washington County.

69out of 100
Area Score
Top 21% of 2,944 profiles measured

How we calculate this

How this area ranks
Opportunity2542nd of 3,904 cities measured49
Schools1686th of 2,668 cities measured42
GrowthTop 5% of 2,973 cities measured80
Housing affordabilityTop 12% of 4,223 cities measured98
Climate4007th of 4,223 cities measured55
Physical resilienceTop 15% of 4,182 cities measured87
AccessTop 45% of 4,226 cities measured93
Economic stabilityTop 2% of 4,226 cities measured85
The quick read

Development activity is both elevated and accelerating — 611 housing units permitted over the past twelve months, up 114% on the prior year.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 18% of median household income and the median home is 3.1 times it.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Cottage Grove in the top 15% for physical resilience.

At a glance

Population
40,992
2024 ACS 5-Year
Median household income
$120,791
Top 10% nationally
Density
1,219/sq mi
33.6 sq mi of land
Median age
36.5
2024 ACS 5-Year
County
Washington County
Minnesota
Metro area
Minneapolis-St. Paul-Bloomington, MN-WI
Nearest major airport
MSP
16 mi · Minneapolis-St Paul Intl/Wold-Chamberlain
Median home value
$378,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 32% of the 3,904 measured US cities.

Employment fell 1.9% over the past year, to 22,444 employed residents.

41% of adults hold a four-year degree, higher than 82% of measured US cities.

Household income is higher than at least 90% of measured US cities.

MetricValueCompared nationallySource period
Median household income ±$6,247$120,791Top 10%of 29,5732024 ACS 5-Year
Per capita income ±$2,614$49,540Top 18%of 31,4202024 ACS 5-Year
Poverty rate4.2%Bottom 20%of 31,9002024 ACS 5-Year
Average commute25.7 minBottom 45%of 31,5432024 ACS 5-Year
Bachelor's degree or higher40.8%Top 18%of 31,9192024 ACS 5-Year
Employment22,444Bottom 29%of 3,904June 2026
Employment change (3 years)-0.9%Bottom 34%of 3,903June 2026
Employment change (year over year)-1.9%Bottom 20%of 3,904June 2026
Labor force23,574Bottom 29%of 3,904June 2026
Labor force participation73.0%Top 12%of 31,9332024 ACS 5-Year
Mean annual wage$74,580Top 30%of 3,6582025 OEWS
Median annual wage$59,320Top 23%of 3,6582025 OEWS
Unemployment change (year over year)1.0%Top 5%of 3,904June 2026
Unemployment rate4.8%Top 32%of 3,904June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.81.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.8% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
2021202220232024121k109k
Each point is a separate five-year estimate, most recently $120,791 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Minneapolis-St. Paul-Bloomington, MN-WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides93,560$38,860
Retail Salespersons51,180$36,670
General and Operations Managers44,890$103,570
Registered Nurses43,600$103,040
Customer Service Representatives38,630$49,480
Fast Food and Counter Workers37,920$33,040

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

46% of students met the state standard in mathematics and 51% in reading, across the schools here that reported results.

There are 17.0 students for every full-time teacher, more than in most measured places.

Public schools
14
2024-25 school year
Students per teacher
17.0
across all schools here
Math proficiency
46.1%
Bottom 42% in Minnesota
Reading proficiency
51.2%
Bottom 45% in Minnesota
SchoolDistrictStudentsPer teacherMathReading
Park High SchoolSouth Washington County Schools1,99221.2
COTTAGE GROVE MIDDLE SCHOOLSouth Washington County Schools1,00516.532%52%
OLTMAN MIDDLE SCHOOLSouth Washington County Schools95619.542%47%
GREY CLOUD ELEMENTARYSouth Washington County Schools79715.957%62%
Ages 3-5 Early Childhood Special EdSouth Washington County Schools59153.7
PINE HILL ELEMENTARYSouth Washington County Schools50213.243%48%
COTTAGE GROVE ELEMENTARYSouth Washington County Schools43214.477%62%
CRESTVIEW ELEMENTARYSouth Washington County Schools42512.138%44%
HILLSIDE ELEMENTARYSouth Washington County Schools41711.651%44%
ARMSTRONG ELEMENTARYSouth Washington County Schools32511.642%45%
South Washington Alternative HSSouth Washington County Schools977.5
Next Step Transition ProgramSouth Washington County Schools8628.7

29.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Minnesota’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,783 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.7%
Below the 30% cost-burdened threshold
Home price to income
3.1×
median home value ÷ median income
Median gross rent
$1,783
2024 ACS 5-Year
Median home value
$378,800
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income3.14Top 44%of 28,4732024 ACS 5-Year
Homeownership rate88.2%Top 25%of 31,8432024 ACS 5-Year
Housing units ±34314,487Top 4%of 32,3302024 ACS 5-Year
Median gross rent ±$161$1,783Top 13%of 23,4322024 ACS 5-Year
Median home value ±$8,121$378,800Top 20%of 29,3422024 ACS 5-Year
Rent as a share of income17.7%Bottom 44%of 23,2012024 ACS 5-Year
Vacancy rate0.6%Bottom 12%of 32,0012024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
80/ 100
Top 5% of 2,973 published city profiles
Permitting is increasing — 2 consecutive years, measured from 2020 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 10% since 2020, reaching 42,760 in 2024.

Population is still rising, but more slowly than in the preceding year.

At 14.9 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
611
12 months ending July 2026
Per 1,000 residents
14.9
Top 6% nationally
Year over year
+114%
vs the prior twelve months
Multifamily share
50.4%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202443k39k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
202020212022202320242025590290
Annual totals from the Census Building Permits Survey. Permitting in 2025 was lower than 2020 (−16%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 9°F.

Normal annual precipitation is 29.2 inches.

Air quality measures a median index of 35, in the Good band, and no day in the year passed 100.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST PAUL DOWNTOWN AP, 10.7 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index44.02024 calendar year
Annual precipitation29.2"1991-2020 Normals
Average January low9°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index35.02024 calendar year
Seasonal temperature swing57°F1991-2020 Normals
Air quality
Median air quality index
35
Good on a typical day
Worst tenth of days
44
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

87 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and hail.

Strong windElevated
HailElevated
TornadoModerate
Heat waveModerate

Low or minimal exposure: lightning, cold wave, inland flooding, winter weather, landslide, ice storm, wildfire, earthquake, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Washington County records 2.2 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 8.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 12.5 per 100,000 residents in Washington County.

Homicide
2.2
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
8.2
per 100,000 residents · under 10 deaths
Drug overdose
12.5
per 100,000 residents · under 10 deaths
Suicide
11.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Washington County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Cottage Grove rather than Cottage Grove itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

3 major airports lie within 100 miles, the nearest 16 miles away.

AirportCodeDistanceLongest runway
Minneapolis-St Paul Intl/Wold-ChamberlainMSP16 mi11,006 ft
Rochester IntlRST66 mi9,034 ft
Chippewa Valley RgnlEAU70 mi8,101 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
69
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Other cities in Minneapolis-St. Paul-Bloomington, MN-WI

Same metropolitan area, measured the same way
CityCountyPopulationArea ScoreCompare
MinneapolisHennepin County427,24659vs Cottage Grove
St. PaulRamsey County307,28458vs Cottage Grove
BloomingtonHennepin County88,66558vs Cottage Grove
Brooklyn ParkHennepin County83,87658vs Cottage Grove
PlymouthHennepin County79,22073vs Cottage Grove
WoodburyWashington County78,30570vs Cottage Grove
LakevilleDakota County74,35475vs Cottage Grove
BlaineAnoka County72,48860vs Cottage Grove
Maple GroveHennepin County71,17369vs Cottage Grove
EaganDakota County68,00068vs Cottage Grove
BurnsvilleDakota County64,46359vs Cottage Grove
Coon RapidsAnoka County63,46855vs Cottage Grove

Every city here is measured on the same scale from the same source releases, so the comparison is like for like. A higher Area Score reflects AreaProfile’s standardized weighting rather than a judgment about which is the better place to live.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Cottage Grove

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
5501640,695$120,71570